(SPOT.ph)Â Even as more Filipinos shift to digital payments, paper bills and plastic cards are still necessary for offline transactions. And for those looking to beef up their physical and virtual wallets, there's the GCash MasterCard to add to your arsenal.
Here's what you need to know about the GCash MasterCard:
What is the GCash MasterCard?
The GCash MasterCard is a reloadable physical card that can be used for online and in-store purchases. Cardholders can easily use their funds by linking them to their GCash account.
The GCash MasterCard also functions like a debit card which means holders can withdraw funds from affiliated Bancnet ATMs nationwide and MasterCard ATMs worldwide.
Also read:Â Here's Your Complete Guide to GCash Cash-Ins
What does the GCash MasterCard look like?
Here's a look at the features of the GCash MasterCard:


Who can apply for the GCash MasterCard?
Only fully verified GCash users can apply for the GCash MasterCard. Each customer is also limited to availing of up to three MasterCards each month.
Also read:Â How to Get Your GCash Account Verified Faster
How to apply for the GCash MasterCard?
The card costs P150 and an additional P65 for the delivery fee which means you have to shell out P215.
Here's a guide on how to apply for the card:

How do I use my GCash MasterCard?
Online transactions
For online transactions, the GCash MasterCard works like any debit card as long as the retailer accepts MasterCard. Simply enter the details asked for payment and use it as you would your typical debit card.
Offline transactions
For offline transactions, some merchants would require you to enter your 4-digit mobile personal identification number (MPIN) when your card is swiped for payment.
Also read:Â You Can Now Use GCash for Payments in Japan, South Korea + More