10 Undeniable Signs You're the Wais Type

You know the steps to building a secure future.

Fact: Pinoys are smart by nature, but not all of us are wais enough when it comes to our priorities. So how do you know if you belong in this? Here are some telltale signs:

1. You watch your expenses.
You don’t budget to the last centavo, but you always have a rough estimate of how much you have on hand, so you're not caught off guard at the restaurant without money.

2. You focus on experiences.
Sometimes, you'd rather save for that amazing trip over those cute pair of shorts because experiences last a lifetime.

3. You study every purchase--but not too much.
You compare prices to make sure that you’re getting the better deal on that car, but you're not obsessed over it.
4. You value quality over quantity.
Sometimes, you go for the more expensive dress because you know you'll get more use and satisfaction out of it instead of cheaper ones that aren't made to last that long.

5. You monitor the news.
Not only does keeping up with current events help you become more aware of how to handle your finances, it also makes for a good topic during gatherings.
6. You have a plan.
From owning proper investment instruments to continuously being updated in your industry, you always make sure that you’re always on top of things.

7. You know when to relax.
You make it a point to make time for yourself. You hang out with friends, bond with loved ones, and work on your hobbies. Taking a break helps you become your best self.
8. You have an emergency fund.
You’ve saved enough to cover at least six months' worth of expenses. Should something happen, you have the funds to cover at least months' worth of expenses.

9. You make a shopping list and stick to it.
It's easy to get sidetracked by all the pretty things you need and want. But because you're wais, you know when to put things back on the shelf and say, "maybe next time."
10. You're smart enough to know that, more than anything, security matters most.
The most wais thing you can do doesn't have anything to do with material things. At the end of the day, nothing beats the feeling of security, which is why you're already thinking about life insurance products that offer guaranteed benefits.

Being wais is about having a plan and making smart choices. Philam Life offers Life Smart, a smart choice for you and your loved ones. Philam Life’s Life Smart gives you guaranteed life insurance coverage with accident and terminal illness benefits for 20 years. The best part is at the end of your plan. You get all you payments back, plus a potential cash bonus. It’s a smart way to invest, while protecting the one you love.

To know more about Life Smart, go to www.philamlife.com

*Yvette Tan is a lifestyle writer and award-winning transrealist author who has written for Esquire Philippines, Preview, The Philippine Star, and Spot.ph, among others. 
This article was created by Summit Storylabs in partnership with Philam Life.
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