Dining and Restaurant Credit Card Promos in January 2026

(SPOT.ph) New year, clean slate—and hopefully, a healthier bank balance. If you can still squeeze in a few well-deserved treats this month after all the holiday damage, we’ve rounded up credit card dining deals you can score this January 2026 using your credit card.

• BDO

• BPI

• EastWest

• Metrobank

• RCBC

• Security Bank

• UnionBank

Promo Period

• Ongoing until January 30, 2026. Available on weekdays, Monday to Friday.

Eligible Cards

• BDO World Elite™ Mastercard®

• BDO Platinum Mastercard™ 

• BDO HOPE Mastercard 

• BDO Gold Mastercard 

• BDO ShopMore Mastercard 

• BDO Standard Mastercard 

• BDO Bench Mastercard 

• BDO Mastercard Debit Card 

Promo Mechanics

• This Rossopomodoro promo is open to all Principal and Supplementary Cardholders of eligible BDO Mastercard Credit Cards (BDO World Elite™ Mastercard®, BDO Platinum Mastercard™, BDO HOPE Mastercard, BDO Gold Mastercard, BDO ShopMore Mastercard, BDO Standard Mastercard, and BDO Bench Mastercard) and BDO Mastercard Debit Card whose accounts are active and in good standing within the Promo Period.

• The Promo runs from Monday to Friday until January 30, 2026. All transactions must be made within the promo period to get the free Cinque Formaggi Pizza Solo.

• The free Cinque Formaggi Pizza Solo is given upon meeting the required minimum single-receipt dine-in food purchase of P2,000 with your BDO Mastercard Credit or Debit Card at a participating Rossopomodoro branch. Take note that beverages are excluded from the minimum spend requirement of the promo.

• Participating Rossopomodoro branches are SM Mall of Asia and SM East Ortigas.

Promo Period

• Ongoing, available until January 31, 2026, except December 24, 25, and 31, 2025.

Eligible Cards

• BDO Mastercard

• Visa

• American Express

• JCB

• Diners Club

• UnionPay Credit Cards 

• BDO Mastercard

• Visa Debit Cards 

Promo Mechanics

• Qualified cardholders get up to 59% off on Melo's Steakhouse's 4-Course Steak Set Menu. This is available daily for a maximum of eight diners.

• Melo's Steakhouse's Steak Set Menus (each set includes Melo's pate, soup or salad, and dessert) are the following:

  • Certified Angus Steak (7-8 oz): From P4,164 to P1,698

  • Premium Australian Wagyu (7-8 oz): from P4,964 to P2,198

  • Premium Japanese Wagyu (7-8 oz): from P6,390 to P3,298

• Qualified cardholders get 30% off on the la carte menu. This is valid upon meeting the minimum required spend of P5,000 (not including taxes and service charge. The maximum discount is at P10,000.

• A reservation is required. To reserve, contact the Alabang branch at 0917-883-0123 or 0917-883-7312; the Bonifacio Global City branch at 0927-847-4240 or 0926-815-4781; and the Quezon City branch at 0945-895-2187.

• Melo's Steakhouse has branches at Precinct 41, Westgate Center, Alabang, Muntinlupa; Burgos Circle, Forbeswood Heights, Forbestown Center, Bonifacio Global City, Taguig; and 58 Sgt. Esguerra Street South Triangle, Quezon City.

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Promo Period

• Ongoing until September 14, 2026. Blackout dates are December 20, 2025, to January 4, 2026, and Holy Week.

Eligible Cards

• BPI Credit Card

  • BPI Amore Cashback Card 

  • BPI Amore Platinum Cashback Card

  • BPI Corporate Card

  • BPI eCredit Card*

  • BPI Edge Card

  • BPI Gold Rewards Card 

  • Petron BPI Card 

  • BPI Platinum Rewards Card

  • BPI Rewards Card 

  • BPI Signature Card

  • BPI DOS Card

  • Robinsons Cashback Card

  • BPI Free+ Card (Promo is available upon launch of the new card)

  • BPI Omni Card (Promo is available upon launch of the new card)

*BPI eCredit Card is valid for payments made online via the payment link sent by the Merchant.

• BPI Debit Card

• Robinsons Bank Debit Card

  • Visa Debit Card

  • Simple Savings Card

• Robinsons Bank Credit Card

  • DOS Card

  • Robinsons Cashback Card

Promo Mechanics

• 10% off on total bill for a minimum single receipt spend of PHP 2,500 at Raffaele, Skydeck & 9Spoons with your BPI or Robinsons Bank Credit or Debit Card.

• To qualify for the discount/offer, the cardholder must use his or her participating BPI or Robinsons Bank Credit or Debit Cards to pay for his or her purchases at the Merchant.

• Offer is valid for staying guests and is valid for dine-in transactions only.

• 9Spoons by The Bayleaf Intramuros is at Victoria corner Muralla Streets, Intramuros, Manila.

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Promo Period

• Ongoing until January 27, 2026. Available on Tuesdays only.

Eligible Cards

• EastWest JCB credit cards

Promo Mechanics

• Eligible cardholders get a free Red Ribbon Triple Chocolate Roll for every purchase of a regular-sized Dedication or Round Cake.

• Cardholders are entitled to one (1) transaction per card per visit per branch per day.

Promo Period

• Moshi Koshi – Ongoing until March 31, 2026

• Osaka Tonkatsu Kawachi – Ongoing until March 31, 2026

Eligible Cards

• EastWest JCB credit cards

Promo Mechanics for Moshi Koshi

• Eligible cardholders get a Buy 2 Get 1 Free Ramen or Bento meal at Moshi Koshi Noodle Boss.

• Promo is available for dine-in transactions only.

• Applicable to regular-priced ramen or bento meals only.

• Free item must be redeemed upon visit.

• Freebie must be of equal or lesser value than the purchased bento meal or ramen.

Promo Mechanics for Osaka Tonkatsu Kawachi

• Eligible cardholders get a 10% discount upon meeting the minimum spend of P500 at Osaka Tonkatsu Kawachi 

Promo Period

• Ongoing until April 30, 2026

Eligible Cards

• EastWest credit and debit cards

Promo Mechanics

• Cardholders get 10% off on the total bill at Cyma Greek Taverna Boracay. The discount is given upon meeting the minimum spend of P1,500. Bill must be paid using an EastWest credit or debit card.

• Cardholders must present their EastWest credit/debit card prior to ordering and/or payment, and must inform the restaurant representative/s that they will avail of this promo.

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Promo Period

• Ongoing until January 30, 2026. Valid from Mondays to Fridays only.

• Blackout dates are as follows: December 24 to 25, 2025, December 31, 2025, and January 1, 2026

Eligible Cards

• Security Bank Platinum credit cards

• Security Bank World Mastercard credit cards

Promo Mechanics

• Grand Hyatt Manila's The Grand Kitchen's lunch hours are from 12 p.m.–2 p.m.

• Grand Hyatt Manila's The Grand Kitchen's dinner hours are from 5:30 p.m.–9:30 p.m.

• Each person pays the net fee of P2,288/head for the lunch buffet and P2,988/head for the dinner buffet.

• There is a minimum of two full-paying guests and a maximum of four full-paying guests.

• The exclusive offer applies to one (1) valid Security Bank credit card per reservation, per table, per transaction.

• This promo is valid for dine-in only.

• A reservation is required to guarantee seats. Please call 8838-1234 or e-mail bit.ly/TheGrandKitchen to reserve.

Promo Period

• Ongoing until January 30, 2026. Valid from Mondays to Fridays only.

• Blackout dates are as follows: December 8, 2025 (Feast of the Immaculate Conception of Mary), December 24, 2025 (Christmas Eve), December 25, 2025 (Christmas Day), December 30, 2025 (Rizal Day), December 31, 2025 (New Year’s Eve), and January 1, 2026 (New Year)

Eligible Cards

• Security Bank Platinum credit cards

• Security Bank World Mastercard credit cards

Promo Mechanics

• The participating Viva Foods restaurants are Paper Moon, Rossopomodoro, Du Hsiao Yueh, and Maple Tree House.

• Eligible cardholders get 50% off on the total dine-in bill upon meeting the minimum required spend of P3,000. Take note that there is a maximum spend of P5,000.

• To avail the Promo, the Cardholder must advise the restaurant staff that they will be using their participating Security Bank Platinum or World Mastercard at the participating restaurants of VIVA Foods within the Promo Period.

• The Promo at Rossopomodoro, Du Hsiao Yueh, and Maple Tree House is valid for dine-in transactions only.

• The Promo at Paper Moon is valid for dine-in and take-out (applicable for whole cakes only).

• The Promo can only be redeemed once per day, per unique Cardholder, for each single transaction at participating restaurants.

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Promo Period

• January 2 to June 30, 2026

• Blackout dates are February 13 and 14, May 10, and June 21, 2026.

Eligible Cards

• Metrobank Vantage Visa / Mastercard

• M Free Mastercard

• Titanium Mastercard

• Platinum Mastercard

• World Mastercard

• ON Mastercard

• PSBank Credit Mastercard

• Toyota Mastercard

• Rewards Plus Visa

• Femme Visa

• Femme Signature Visa

• Cashback Platinum Visa

• Travel Platinum Visa

• Travel Signature Visa

• Metrobank PRIME Debit cardholders

Promo Mechanics

• Eligible cardholders can get 50% off on lunch and dinner buffet at Cafe 1228, New World Makati Hotel.

• There is a minimum of two and a maximum of 20 diners per card.

• Lunch and dinner buffets are valid for dine-in transactions only.

• There is a maximum discount of P800 at The Lounge. Premium spirits and Cellar Selection Wines are excluded from the promo.

• Reservations are required. To reserve, call (02) 8811-6888 or send an e-mail to servicecentre.manila@newworldhotels.com.

• New World Makati Hotel is located at Esperanza St. corner Makati Avenue, Ayala Center, Makati City.

Promo Period

• Ongoing, available until January 31, 2026

Eligible Cards

• Metrobank Peso Visa/Mastercard

• Metrobank Vantage Visa/Mastercard

• M Free Mastercard

• Titanium Mastercard

• Platinum Mastercard

• World Mastercard

• PSBank Credit Mastercard

• Toyota Mastercard

• Robinsons Mastercard

• Rewards Plus Visa

• Femme Visa

• Femme Signature Visa

• Cashback Visa

• Travel Platinum Visa

• Travel Signature Visa

Promo Mechanics

• Qualified cardholders can get a 50% discount upon meeting the minimum single-receipt spend of P3,500 on food and beverages, excluding fees and charges at participating Eataewon branches using their Metrobank Credit Cards.

• Maximum discount of P5,000 applies.

• Valid for dine-in transactions only.

• This promo is available at the following Eateawon branches:

  • SM Fairview, Quezon City

  • Glorietta 4, Makati City

  • Gateway Mall 2, Quezon City

  • Sapphire Bloc, Pasig City

  • Robinsons Place Manila, Manila

  • Festival Mall, Muntinlupa City

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Promo Period

• Available until January 15, 2026.

Eligible Cards

• All RCBC Credit Cardholders

Promo Mechanics

• Cardholders are entitled to 25% OFF on their bill upon meeting the required minimum single-receipt spend of P1,500, and should be paid using their RCBC credit card during the promo period. Take note that drinks and platters are excluded from the count of the total bill.

• Offer is valid for dine-in and take-out transactions.

• Only one (1) qualified card will be accepted per cardholder per visit per day.

• Hashi Pan-Asian Restaurant is at Venice Grand Canal Mall and Greenhills Mall.

Promo Period

• Available until February 28, 2026. Not valid on legal, regular, special, and public holidays.

Eligible Cards

• All RCBC Credit Cardholders

Promo Mechanics

• Cardholders are entitled to a free Pizza Margherita or Spaghetti Al Pesto from Grifoni's upon meeting the required minimum single-receipt purchase of P2,500 using their RCBC Credit Cards or RCBC Pay during the promo period. (Note: RCBC Pay is available to RCBC Mastercard Credit Cardholders through the RCBC Pulz app on NFC-enabled Android smartphones.)

• Offer is valid for dine-in and take-out transactions.

• Grifoni's is at Shop A, Seven/Neo Bldg. 5th Avenue BGC, Taguig City; and 5/F The Podium Ortigas Center, Pasig.

Promo Period

• Ongoing, available until January 14, 2026.

Eligible Cards

• All RCBC Credit Cardholders

Promo Mechanics

• Eligible cardholders can get a 10% discount upon meeting the minimum required spend of P2,000.

• Offer is valid for dine-in, take-out, and walk-in transactions across all Sushi Nori branches.

Promo Period

• Available until January 14, 2026

Eligible Cards

• All RCBC Credit Cardholders

Promo Mechanics

• Cardholders can enjoy 10% off with no minimum spend requirement using their RCBC Credit Cards or RCBC Pay during the promo period. (Note: RCBC Pay is available to RCBC Mastercard Credit Cardholders through the RCBC Pulz app on NFC-enabled Android smartphones.)

• Offer is valid for dine-in and take-out transactions.

• Earl of Sandwich has branches at SM Megamall, Estancia Mall, SM Mall of Asia, SM Aura Premier, and Glorietta 4.

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Promo Period

• Ongoing until March 31, 2026.

Eligible Cards

• UnionBank credit cardholders

Promo Mechanics

• Eligible cardholders who can meet the minimum net amount of P1,200 single receipt worth of Panda Express products using their UnionBank credit card can get a free medium-sized Chow Mein.

• This is valid for dine-in, take-out, and drive-thru transactions at all Panda Express stores with Maya Terminals.

• See list of participating Panda Express branches.

Promo Period

• Ongoing until March 31, 2026

Eligible Cards

• UnionBank credit cardholders

Promo Mechanics

• Eligible cardholders who purchase a minimum net amount of P800 or a minimum net amount of P2,000 single receipt worth of Burger King products using a qualified UnionBank credit card, and get a reward.

• If you meet the minimum of P800, you can get one free X-tra Long Chicken Sandwich. If you meet the minimum of P2,000, you can get one free Whopper Solo. Payments should be made using the UnionBank credit card.

• This is available for dine-in, take-out, and drive-thru across all Burger King stores with Maya terminals.

• See list of participating Burger King stores.