Shopping Credit Card Promos in April 2026

(SPOT.ph) With the prices going up these days, every little penny you can save—or in this case, any promo you can maximize—counts. That said, whether you're stocking up on some essentials or giving yourself a well-deserved treat, here are all the credit card promos for shopping this month that you should check out.

Also read: Spot Finds for March 2026: MacBook Neo, Beeper Power Bank + More

• BDO

• BPI

• Metrobank

• Unionbank

• Eastwest

• RCBC

• Chinabank

Promo period

March 1 to April 30, 2026

Eligible cards

• Visa Classic

• Visa Gold

• Visa Platinum

• Visa Signature

• Visa Virtual Card

Promo mechanics

• The Promo is open to all active Principal and Supplementary BDO Visa Credit Cardholders (except Corporate Cards).

• The Promo Period is from March 1 to April 30, 2026.

• To participate in the Promo:

  • The Cardholder must enroll to the Promo using the Promo ID sent by BDO through Viber message, SMS, or email** until April 30, 2026. The Principal and Supplementary Cardholder must enroll to the Promo separately for their respective cards, and ensure that accurate information is provided.

  • The Cardholder must use his/her qualified BDO Visa Credit Card at DEPARTMENT STORES and RETAIL SHOPS* and reach the minimum spend requirement from March 1 to April 30, 2026. For cumulative purchases, the minimum amount required per transaction is P2,000 and is valid on in-store or online, local or overseas, straight or Buy Now, Pay Later transactions.

  • Minimum spend requirement: Cashback

    • P50,000: P2,500

    • P100,000: P5,000

      • includes Clothing & Apparel, Accessories, Jewelries, Appliances, Electronic Sales (such as Gadgets), Hardware Stores, Furniture, Sporting Goods, Stationery and more.

      • BDO has the sole discretion to determine whether a transaction is qualified for the Promo. To identify qualified transactions, BDO is dependent on the Merchant Category Code “MCCs” assigned by the Acquiring Bank for each store.

        **Cardholders must ensure that their registered mobile number with BDO is updated and accurate. Cardholder may call the BDO Customer Contact Center at (02) 8888-0000 to get his/her assigned Promo ID. BDO will not be responsible for non-receipt of Viber/SMS notification due to incorrect or outdated contact details.

• Promo Exclusions: The following transactions are NOT qualified for this promo:

  • Transactions from other merchant categories such as Supermarket, Warehouse Clubs, Drugstore, etc.

  • Local/ International Cash Advances made via ATM or over-the-counter; 

  • Any type of bills payment: Auto-charge, Charge-On-Demand, Utility/ Recurring Bills, Loan Payments, etc. 

  • Payment on utility bills (Gas, Electric, Water, etc.) 

  • Transactions from casinos or from merchants engaged in betting or gambling; 

  • Cash Installment and Balance Installment Programs such as Cash-It-Easy, Balance Transfer, Purchase Convert, and Balance Convert 

  • Transactions from stock trading, foreign exchange trading, financial trading services, remittance, and the like; 

  • Quasi-cash, Cash in to load e-wallet/prepaid cards, money send/funding payment (Maya, Gcash, money transfers or any similar transactions) 

  • Telecommunications Services, Cable and Other Pay Television (Smart, Globe, PLDT, Converge, etc.) 

  • Any transactions used to register or redeem from other ongoing BDO Credit Card promos 

• To meet the total required spend, the Principal Cardholder cannot combine his/her purchases with the Supplementary Cardholder, and vice-versa. It is the responsibility of the Cardholder to monitor his/her qualified spend.

• For Buy Now, Pay Later purchases, the Principal/ base amount will be included in the computation of the total spend requirement. 

• For Cardholders enrolled in the Dual Currency feature, transactions made in US Dollar and other currencies will be converted to Philippine Peso based on USD1 = P58. The amount will then be added to the total qualified Peso transactions to determine the total spend amount. 

• The transaction/s included in this promo, cannot be used to redeem in any other ongoing BDO Credit Card Promotions (e.g. Rebate/Cashback promos such as Online and Travel Cashback; other Outright Discounts such as SM 3-Day Sale, etc) and is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards. 

• Crediting of Cashback:

  • The Cardholder’s account must be active, and without any past due obligation from the start of the promo until the scheduled awarding of the cashback. For cards with dual currency, delinquency of one currency affects the other and will no longer be qualified for the Promo.

  • The maximum cashback that each Cardholder can earn is P5,000. For Cardholders with multiple qualified cards, purchases must come from one Card only. Transactions from various Cards cannot be combined. Cashback will be awarded to the Card with the highest spend.

  • The cashback earned by the Principal and/or Supplementary Cardholders will be credited on or before June 15, 2026. The cashback/s will appear on the Principal Cardholder’s Statement of Account with the transaction description: “MAR 1 to APR 30 VISA SHOPPING CASHBACK”.  

  • Qualified Cardholders who earned the cashback will be notified by BDO via Viber/SMS message. The Principal and Supplementary Cardholder will receive separate Viber/SMS notifications. 

Promo period

February 15, 2026 to January 31, 2027

Eligible cards

• BDO Mastercard, Visa, JCB, UnionPay and American Express Credit Cards

• BDO Mastercard and Visa Debit Cards

Promo mechanics

• The “15% OFF at Designer Blooms” (“Promo”) is open to Cardholders of BDO Credit Cards (Principal and Supplementary including Virtual Cards) and BDO Debit Cards (“Eligible Cards”). Payment brands accepted are as follows: Mastercard, Visa, American Express, JCB, and UnionPay. BDO Installment Cards are not eligible to avail of the Promo.

• The Promo runs from February 15, 2026 to January 31, 2027. (“Promo Period”).

• Offer: 15% OFF at Designer Blooms

  • February 15, 2026 to January 31, 2027

  • Offer: 15% OFF online and in-store for a minimum spend of P2,000

  • Promo code: BDOBLOOMS15

• For Debit Cards: Before shopping online, set your purchase limit up to a maximum of P200,000 per day! Just log in to the BDO Online app, go to More > Manage Cards > Select Debit Card > Set Daily Card Limits.  

• How to avail:

  • ONLINE for Designer Blooms Philippines

    1. Go to www.designerblooms.com.ph and “Add to Cart” the item/s to purchase

    2. Tap/Click on 'View Cart' Cart', input zip code and delivery date, type in the qualified BDO credit or debit card and tap/click “Verify Card”. 

    3. Select the applicable BDO promo code and click 'Apply' then proceed to 'Checkout' 

    4. Complete the required billing and delivery details and pay using a qualified BDO Credit or BDO Debit Card. Once payment is successful, Cardholder will receive an order confirmation. 

    5. Delivery address of purchases from DB Philippines (www.designerblooms.com.ph) must be within the Philippines. 

  • IN-STORE IN THE PHILIPPINES

    1. BDO Cardholder must charge the total amount to his/her BDO Mastercard, Visa, JCB, UnionPay or American Express Credit Card, or BDO Debit Card. Promo is valid in all Designer Blooms stores or kiosks.

• Offer is open to new and existing customers of Designer Blooms and can be availed multiple times unless otherwise stated.

• Offer is not applicable to items on sale. 

• In the event that the cardholder availed of the discount and failed to provide his/her card number for verification, Designer Blooms will request the cardholder to pay for the item in full in order to fulfill the delivery. 

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Promo period

February 1, 2026 to April 30, 2026

Eligible cards

BPI Credit Cards   

• BPI Amore Cashback Card  

• BPI Amore Platinum Cashback Card 

• BPI Corporate Card 

• BPI Edge Card 

• BPI Gold Rewards Card  

• BPI Platinum Rewards Card 

• BPI Rewards Card  

• BPI Signature Card 

• Petron BPI Card  

• BPI DOS Card   

• Robinsons Cashback Card  

BPI Debit Card

Robinsons Bank Credit Cards         

• DOS Card  

• Robinsons Cashback Card

Robinsons Bank Debit Cards 

• Robinsons Bank Visa Debit Card 

• Simple Savings Card 

Promo mechanics

• P800 off with your BPI or Robinsons Bank Credit or Debit Card

• Valid for a minimum spend of P5,000

• Flexipay for participating BPI Credit Cardholders

• Up to 6 months FlexipayZero

• Up to 100% Additional Bonus Madness Limit on your installment purchases for qualified credit cardholders

• Promo runs from February 1, 2026 to April 30, 2026.

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing

• The Promo Period is from February 1, 2026 to April 30, 2026.

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • Enjoy P800 off on all regular-priced items for a minimum spend of P5,000.

  • Flexipay for participating BPI Credit Cardholders 

    • Up to 6 months FlexipayZero 

    • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating BPI or Robinsons Bank Credit or Debit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• Program Mechanics – Flexipay:

  • The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.    

    BPI Credit Cards    

    • BPI Amore Cashback Card    

    • BPI Amore Platinum Cashback Card   

    • BPI Corporate Card 

    • BPI Edge Card   

    • BPI Gold Rewards Card     

    • Petron BPI Card    

    • BPI Platinum Rewards Card     

    • BPI Rewards Card     

    • BPI Signature Card   

  • BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 6 months 0% interest on installments at Merchant.  

  • The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:  

    • The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of P5,000 or higher.  

      • 3 months – PHP 5,000

      • 6 months – PHP 8,000

    • The terms may be available for select items only.   

    • All installment transactions are subject to BPI’s approval.   

    • The cardholder can also choose to avail of the other Flexipay features:  

      • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

      Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

    • The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

      • BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

      • BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.  

  • To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

  • In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

  • The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

• How to avail:

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 6 months FlexipayZero.  

  • Available installment terms: 3 and 6 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 5,000 or higher. 

    • 3 months – P5,000

    • 6 months – P8,000

  • Enjoy this deal.

• See the full list of participating branches here.
  

Promo period

March 1, 2026 to April 30, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing.

• The Promo Period is from March 1, 2026 to April 30, 2026.

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

• Enjoy P800 off on all regular-priced items for a minimum spend of P3,000.

  • Flexipay for participating BPI Credit Cardholders 

    • 3 months FlexipayZero 

    •  Up to 100% Additional Bonus Madness Limit on your installment purchases for qualified credit cardholders

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• Program Mechanics – Flexipay

  • The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.   

    • BPI Credit Cards   

    • BPI Amore Cashback Card   

    • BPI Amore Platinum Cashback Card  

    • BPI Corporate Card

    • BPI Edge Card  

    • BPI Gold Rewards Card    

    • Petron BPI Card  

    • BPI Platinum Rewards Card    

    • BPI Rewards Card    

    • BPI Signature Card  

• BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 3 months 0% interest on installments at Merchant.

• The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:

  • The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of P3,000 or higher.

  • Term and minimum spend requirement:

    • 3 months: P3,000

    • 6 months: P6,000

  • The terms may be available for select items only.   

  • All installment transactions are subject to BPI’s approval.   

  • The cardholder can also choose to avail of the other Flexipay features:  

    • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

    • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

  • The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

    • BPI will charge an early termination fee of P550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

    • BPI will charge an early termination fee of P550 for Flexipay transactions terminated after the first billing.  

  • To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

  • In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

  • The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

• How to avail:

  • Visit any participating branch of merchant. 

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 6 months FlexipayZero.    

    • Available installment terms: 3 or 6 months. Terms may be available for select items. Valid for a minimum installment spend of P3,000 or higher. 

      • 3 months: P3,000

      • 6 months: P6,000

  • Enjoy this deal.

• See full list of participating branches here.

Promo period
October 1, 2025, to July 31, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • 50% off on regular-priced frames & sunglasses on select brands (Balenciaga, Bottega Veneta, Lacoste, Nike, Zegna, Escada, Fila, Furla, Polices, Puma, Timberland, etc.)

  • Free upgrade to blue protect lens for a min. spend of P5,000 on select regular-priced frames 

    • Flexipay for qualified BPI Credit Cardholders 

      • Up to 9 months FlexipayZero

      • FlexipayLater

      • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant. 

• How to avail: 

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 9 months FlexipayZero.  

  • Available installment terms: 3, 6, and 9 months. Terms may be available for select items. Valid for a minimum installment spend of. 

  • See full list of participating branches.

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Promo period

March 6, 2026 to April 30, 2026

Eligible cards

• open to all Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, ON Virtual Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard,  PSBank Credit Mastercard, Robinsons Mastercard, NCCC Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa cardholders in good credit standing only.

Promo mechanics

• Get up to P9,000 cashback for any 0% installment spend or Shop Now, Pay Later transaction using your Metrobank credit card.

• Valid for in-store and online transactions, capped at 3x only per customer

• Also applicable for merchant installment transactions, capped at 3x per customer

• Promo period is from March 6, 2026 to April 30, 2026. Redemption period is from March 13, 2026 to June 30, 2026.

• How to register:

  • To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. Late registration means no cashback will be provided.

    • Registration via the One Giftaway Website

      • Visit https://metrobankcard.mymcc.gift

      • Log-in your mobile number found in Metrobank’s database

      • In the Available Promos section, click “2026 Q1 More With Zero” and enter the mobile number to register in the promo.

      • A successful SMS will be sent to the cardholders’ mobile number after successful registration.

    • Registration via the Metrobank Website

      • Visit the Metrobank website at www.metrobank.com.ph

      • Scroll down and click the Promos button

      • Search for “2026 Q1 More With Zero: Up to P9,000 Cashback”

      • Visit https://metrobankcard.mymcc.gift

      • Log-in your mobile number found in Metrobank’s database

      • In the Available Promos section, click “2026 Q1 More With Zero” and enter mobile to register in the promo.

      • A successful SMS will be sent to the cardholders’ mobile number after successful registration.

• What are the qualified transactions?

  • Only installment transactions made after successful promo registration are qualified.

  • Valid for any in-store or online 0% installment or Shop Now, Pay Later transaction made after registering.

  • Also applicable for merchant installment with interest transactions.

  • All transactions are subject to the applicable minimum spend and tenor requirements.

• How to redeem the qualified incentive?

  • Visit https://metrobankcard.mymcc.gift

  • Log-in your mobile number found in Metrobank’s database

  • In the Joined Promos section, click check progress under “2026 Q1 More With Zero” tab and enter the registered mobile number.

  • Click the Claim button to get your cashback which will be credited within 30 business days after the end of the promo period.

  • Only the principal cardholder can access the self-help tracker, which will be updated within 7 to 10 banking days after the transaction has been made.

• A principal cardholder is entitled to maximum of six (6) cashbacks per customer for the duration of the promo period. Three (3) cashbacks for 0% installment and Shop, Now Pay Later, and three (3) cashbacks for merchant installment transactions bearing interest. Supplementary cardholder transaction/s will be included in the computation of the six (6) cashbacks.

  • Qualified transactions will be counted chronologically (by transaction date and time), not by transaction amount. For example:

    • Transaction 1: P75,000 installment spend on March 6, 2026 at 9:15 AM → Eligible for P3,000 cashback

    • Transaction 2: P75,000 installment spend on March 6, 2026 at 11:30 AM → Eligible for P3,000 cashback

    • Transaction 3: P45,000 installment spend on March 6, 2026 at 3:45 PM → Eligible for P1,500 cashback

    • Transaction 4: P75,000 installment spend on March 7, 2026 at 10:00 AM → No longer eligible, as the maximum of three (3) cashbacks for 0% installment or Shop Now, Pay Later purchases has been reached

Promo period

November 1, 2025 to October 31, 2026

Eligible cards

• All Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders

Promo mechanics

• Get 10% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to debit and prepaid card transactions for in-store purchases only and 5% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to credit card transactions for in-store and online purchases.

• No registration is required. Simply use your qualified Metrobank card at participating branches to avail of the promo.

• Valid for in-store and online purchases only. For online purchases, input the exclusive promo code MBReads upon checkout at www.fullybookedonline.com

• Valid for straight transactions only.

• Min. spend of P1,500

• Must be charged to a qualified Metrobank card via Fully Booked’s Point-of-Sale terminal

• The Promo is applicable to all Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders in good credit standing only. The Promo is not applicable to Metrobank Corporate Cards and Metrobank Dollar Mastercard cards.

• Qualified cardholders can get up to 10% OFF at Fully Booked using their Metrobank cards.

  • 10% OFF on D-coded items for a minimum single-receipt purchase of P1,500.00 applicable to debit and prepaid card transactions for in-store purchases only.

  • 5% % OFF on D-coded items for a minimum single-receipt purchase of P1,500.00 applicable to credit card transactions for in-store and online purchases.

• The promo period is from November 1, 2025 to October 31, 2026 only.

• The promo is available at the following participating Fully Booked branches. To avail in-store, cardholders should mention to the store staff that they will avail of the Metrobank card promo.

• How to avail (online):

  • Go to www.fullybookedonline.com;

  • Add any D-coded items to cart with a minimum purchase of P1,500.00;

  • Fill-out billing and delivery details;

  • Input the exclusive promo code, MBReads upon checkout.

    • Note: Failure to key-in the appropriate promo code shall disqualify the cardholder from availing the discount.

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Promo period

March 10 to May 10, 2026

Eligible cards

• open to all active and existing UnionBank-issued and acquired Credit Cardholders only (the “Cardholder”), who are in good credit standing during the Promo Period.

Promo mechanics

• The Promo (“Promo”) will run from March 10 to May 10, 2026 (“Promo Period”).

  • Registration and Spend Period: March 10 to May 10, 2026

  • Redemption Period: June 10 to August 10, 2026

  • Cashback Fulfillment Period: September 10 to October 15, 2026

• The Promo is open to all active and existing UnionBank-issued and acquired Credit Cardholders only (the “Cardholder”), who are in good credit standing during the Promo Period

• The promo entitles qualified UnionBank-issued cardholders who meet the accumulated spend requirement (straight or installment purchases) at any SM Store outlets within the promo period, to earn up to P2,500 cashback, subject to the conditions below: (Accumulated spend: cashback)

  • P7,500 - P14,999​: P700

  • P15,000 - P24,999​: P1,400

  • P25,000 and up: P2,500

    • A cardholder can get only one (1) cashback during the promo run.

• Promo registration:

  • To qualify for the SM Store Shopping Treats For U (“Promo”), the Cardholder must register and create an account on the UnionBank Treats Hub (“Promo Wallet”) website (www.gft.ph/treatshub) and click the “Join Now” button of the Promo during the registration period. A unique Registration Code will be sent to him/her through a UnionBank-registered mobile phone number/email address together with the Promo Wallet URL via an SMS/e-mail. Upon accessing the site, he/she must input his/her Registration Code, the last four (4) digits of his/her active UnionBank Credit Card, a valid email address, and a valid mobile number.

  • After successfully registering for the Promo Wallet, the Cardholder should join the Promo by clicking the “Join Now” button. Only cardholders who both successfully registered for the Promo Wallet (where the Registration Code entered matches the correct last four (4) digits of active UnionBank Credit Card) and clicked the “Join Now” button of the Promo will qualify for the said Promo. Cardholders who successfully registered for the Promo Wallet AND joined the Promo will receive an email confirmation containing their registration details at the email address they used to register for the Promo Wallet.

  • UnionBank will not be able to change, reset, or alter any registration information once these are submitted by the Cardholder in the Promo Wallet website. The Cardholder shall be responsible for the safekeeping of his/her registration information.

  • Only Cardholders that are active and in good credit standing with available relationship limit and account credit limit, with no unpaid and/or delinquent accounts, shall be eligible to participate in the Promo.

  • A Cardholder with the same contact details registered for any of the previous promos as with another cardholder will be required to register again at the Promo Site using a different set of email address and mobile number. The Cardholder, among Cardholders with duplicate contact details, who updated his/her email address and/or mobile number most recently as per UnionBank’s records, will be the one required to register again. Duplicate email addresses and/or mobile numbers may result to ineligibility to redeem cashback for this promo.

  • The Cardholder will be eligible to redeem the cashback for his or her qualified and posted purchases during the “Redemption Period”.

  • By registering for the Promo, the Cardholder:

    • warrants that he/she is responsible for, voluntarily providing, and consenting to provide his/her personal information and other information that may be required by Giftaway, the third party managing the site for UnionBank, and agrees that any information provided in the Promo website will be subject to the confidentiality, data privacy, and security terms of Giftaway.

    • agrees to receive SMS/text messages or e-mails in relation to the Promo, such as but not limited to SMS or e-mails confirming earning of prizes upon completion of qualified purchases.

    • acknowledges that he/she has read, understood, and agrees, to the Promo’s Terms and Conditions.

  • The Cardholder only needs to create one account on the Promo website. All his/her active Unionbank-issued and acquired credit cards and the qualified retail purchases on those credit cards will be covered by that account.

• A registered Cardholder will be entitled to earn cashback for qualified and posted transactions that meet the accumulated spend requirement specified below and that are charged to the Card within the promo period (“Qualified Spend”).

• Cashbacks that have been redeemed on the Promo website will be awarded and uploaded to the Principal Cardholder’s credit card, based on the schedule below:

  • Registration Date: March 15, 2026

  • Start earning qualified transactions: March 10, 2026

  • Cut-off for qualified & posted transactions: May 10, 2026

  • Redemption of cashback on Promo website: June 10, 2026 to August 10, 2026

  • Crediting of cashback to Credit Card: September 10, 2026 to October 15, 2026

• The Promo Offers are not valid in conjunction with other discounts, offers, privileges, or promotions.

• UnionBank retains exclusive discretion in determining the eligibility of transactions based on the Promo mechanics. Once a transaction has been deemed eligible for a specific promotion, it cannot be used for any other UnionBank promotion, even if it meets the criteria for such.

• The Promo Offers are not convertible to cash, credit, or other goods and services and not transferable to another Card or to any person.

• The following transactions will not qualify to earn the eGifts:

  • Transactions included in Your First Month On Us with UnionBank PayEasy Promo

    • Cash advances (local or international)

    • Debit/Prepaid

    • Transactions from stock trading, foreign exchange trading, financial trading services, remittances, and the like.

      • Quasi-cash transactions such as mobile payment/mobile wallet transactions and online payment systems (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like).

        • 4829 Money Transfer – Merchant

        • 6050 Quasi Cash - Customer Financial Institution

        • 6051 Quasi Cash – Merchant

        • 6211 Securities - Brokers/Dealers

        • 6532 Payment Transaction – Customer Financial Institution

        • 6533 Payment Transaction – Merchant

        • 6536 MoneySend Intracountry

        • 6537 MoneySend Intercountry

        • 6538 MoneySend Funding

        • 6540 POI Funding Transactions

        • 6760 U.S. Savings Bonds

        • 8651 Political Contributions

        • 9211 Court Costs including Alimony and Child Support

        • 9222 Fines

        • 9223 Bail and Bond Payments

        • 9411 Gov. Loan Payments

      • Transactions from casinos/gambling/gaming

        • 7800 Gambling - Government-owned Lotteries

        • 7801 Gambling - Government-Licensed Casinos (Online or Internet Gambling)

        • 7802 Gambling - Government-Licensed Horse/Dog Racing

        • 7995 Gambling Transactions / Betting

        • 9754 Gambling - Horse, Dog Racing, State Lottery

      • Any in-house installment availment such as EasyCash, EasyTransfer, EasyConvert, EasyBill, EasyPayment and EasyCharge

      • Fees & charges, such as but not limited to:

        • Annual fee(s)

        • Interest & late charges

        • Cash advance fee

        • Overlimit fee

        • Gaming/Cryptocurrency/Quasi-cash Fee

        • Purchases for business transactions such as:

          1. Direct or Multi-level marketing

          2. Merchants engaged in wholesale and distribution such as but not limited to these MCCs:

             1. 5960 Direct Marketing - Insurance Services

             2. 5963 Door-to-Door Sales

             3. 5964 Direct Marketing - Catalog Merchant

             4. 5965 Direct Marketing - Combination Catalog and Retail Merchant

             5. 5966 Direct Marketing - Outbound Telemarketing Merchant

             6. 5967 Direct Marketing - Inbound Teleservices Merchant

             7. 5968 Direct Marketing - Continuity/Subscription Merchant

             8. 5969 Direct Marketing - Other Direct Marketers (Not Elsewhere Classified)

        • Transactions that were subsequently cancelled or refunded

        • The following MCCs are also excluded:

          1. 4814 Telecommunication Services

          2. 4900 Electric, Gas, Sanitary, Telephone or Water Utilities

          3. 5541 Gas/Service Stations with/without Ancillary Services

          4. 5172 Petroleum and Petroleum Products

          5. 5542 Automated Fuel Dispensers

          6. 5983 Fuel Dealers (Fuel, Oil, Wood, Coal, Lique)

          7. 8911 Architectural, Engineering and Surveying Services

          8. 8931 Accounting, Auditing and Bookkeeping Services

          9. 8999 Professional Services

          10. 6211 Security Brokers/Dealers

          11. 6300 Insurance Sales/Underwriting and Premiums

          12. 7012 Timeshares

          13. 7276 Tax Preparation Services

          14. 7277 Counseling Services – Debt, Marriage and Personal

          15. 7311 Advertising Services

          16. 7321 Consumer Credit Reporting Agencies

          17. 7361 Employment Agencies and Temporary Help Services

          18. 7392 Management, Consulting and Public Relations Services

          19. 7393 Detective Agencies, Protective Agencies and Security Services

          20. 8111 Legal Services and Attorneys

          21. 9399 Government Services

• The amount of cashback is based on all qualified purchases across all of the Cardholder’s cards, including supplementary cards. The maximum limit is set per Cardholder, regardless of the number of cards a Cardholder has.

• The Supplementary Card’s purchases will earn cashback for the Principal Cardholder if the Principal Card is qualified and has successfully registered for the Promo. The eligibility of the Supplementary Cardholder’s purchases to earn cashback is dependent on the Principal Card’s credit standing.

• To earn cashback, the Cardholder’s Card account/s must be active and without any past due obligation during the Promo Period until the awarding of the cashback. Unpaid and/or delinquent accounts will not be eligible for the Promo.

• Redemption:

  • A cardholder who has successfully registered and created an account on www.gft.ph/treatshub during the Registration period and who has made qualified purchase/s, can check his/her account on the Promo website for earned eGift/s.

  • Earned eGift/s during the Promo Period can be claimed at the Promo website during the Redemption period.

• By joining the promo, the Cardholder:

  • Warrants that they are responsible for and voluntarily providing, and consenting to provide their personal information and other information that may be required by Giftaway Inc., the third party managing the site for UnionBank, and agrees that any information provided in the Promo website will be subject to the confidentiality, data privacy, and security terms of Giftaway, Inc.

  • Agrees to receive SMS/text messages or e-mails in relation to the Promo, such as but not limited to SMS or e-mails confirming earning of eGift upon completion of qualified transactions.

  • Acknowledges that they have read, understood, and agrees, to the Promo’s Terms and Conditions.

• A Cardholder will be disqualified from the Promo in the event that his/her UnionBank credit Card/s is unpaid, become/s delinquent, or is suspended, cancelled, or terminated, before the awarding of the eGift/s.

• The Cardholder agrees that should his/her redemption be found to be fraudulent in nature or should his/her earning of the cashback found to be a result of splitting of transactions, UnionBank shall have the right to charge the total face value of the eGift/s to the Cardholder’s Card.

• UnionBank is not an agent of Giftaway and any Giftaway merchant and makes no representation as to the quality of the goods and services provided. All feedback regarding the quality of the goods and services provided should be directed to Giftaway and any Giftaway merchant.

• By accepting and/or using the eGift/s, the Cardholder agrees to hold UnionBank free and harmless from any loss, injury, or damage caused by or arising from his/her participation in the Promo or caused by or arising from his/her acceptance and/or use of the eGift/s.

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Promo period

January 26 to December 31, 2026

Eligible cards

• open to all active EastWest credit cardholders ("Cardholder") in good credit standing*

Promo mechanics

• The EastWest Online Perks with FlowerStore.ph promo is open to all active EastWest credit cardholders ("Cardholder") in good credit standing*.

• The promo entitles the Cardholders discount on all items (except Flash Sale) at the FlowerStore App:

  • Valentine: January 26 to February 14, 2026

    • App-Exclusive Voucher: 25% OFF + FREE Shipping

    • Terms: Valid for multiple use, max discount of P250

    • Code: EWLOVE

  • Baseline: February 15 to December 31, 2026

    • App-Exclusive Voucher: 20% OFF + FREE Shipping

    • Terms: Valid for multiple use, max discount of P200

    • Code: EWPERKS20

• Delivery areas for floral products: Metro Manila, Cainta, Taytay, and in selected areas in Antipolo, Cebu, and Davao. Please check FlowerStore.ph site FAQ for details.

• Discount will be on top of the in-house promotions offered by FlowerStore.ph. Valid for all products except Flash Sale.

• The promo code must be used upon checkout. The Cardholder must use his/her EastWest Credit Card to avail himself/herself of the offer.

• Discount can be availed multiple times during the promo period.

• How to avail:

  • Go to the FlowerStore.ph app

  • Choose items you would like to avail

  • Choose personal message, delivery address, time, and date, and introduce the voucher code in the “Enter Coupon Code” box

  • Complete payment and wait for delivery

• Offers cannot be exchanged for other items or discounts and cannot be used in conjunction with upgrade certificates, other promotional certificates, and any other marketing tie-up programs or promotions.

• Offers are non-transferable and are not convertible to cash, gift certificates, or other goods and services.

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Promo period

February 15 to May 31, 2026

Eligible cards

• The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

Promo mechanics

• The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

• Registration and Spend Period is from February 15 to May 31, 2026.

• How to register:

  • To qualify for the promo, the Principal RCBC Visa Credit Cardholder must register either via the promo electronic eDM or through the online registration form by providing the following information: Card Printed Name (as it appears on the RCBC Visa Credit Card) and the first 8 & last 4 digits of your RCBC Visa Credit Card

  • By registering for the promo, the Cardholder

    • agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.

    • confirms that he/she is responsible for providing his personal information and other information that may be required by RCBC Credit Cards and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the bank;

    • acknowledges that he/ she has read and understood the Promo Mechanics and agrees to be bound by same in his/ her participation.

  • Qualified spend

    • Straight Transactions

      • Each transaction from the participating merchants should amount to a minimum single-receipt purchase of ₱5,000 and should be made via straight transaction to qualify for earning of cashback;

      • Meeting the following accumulated spend on a monthly basis shall earn the cardholder the corresponding cashback, subject to a total maximum cashback amount per account of P5,000 for the promo period.

        • Spend tiers and cashback

          • P5,000 to <P10,000: P250

          • P10,000 to <P20,000: P500

          • P20,000 to <P30,000: P1,000

          • P30,000 and up: P2,000

      • 0% Installment Transactions

        • The following minimum single-receipt 0% installment transaction amounts from the participating merchants are qualified to earn the following cashback:

          • Spend tiers and cashback

            • P10,000 to <P15,000: P250

            • P15,000 to <P20,000: P500

            • P20,000 to <P25,000: P750

            • P25,000 to <P30,000: P1,000

            • P30,000 and up: P1,500

      • The spend amounts should be met within the following spend period to earn cashback. Cashback shall be credited on the crediting dates below:

        • Spend Period (Transaction Posting Dates) and Cashback Crediting

          • February 15 - March 15, 2026: April 3, 2026

          • March 16 - April 15, 2026: May 6, 2026

          • April 16 - May 15, 2026: June 3, 2026

          • May 16 - 31, 2026: June 19, 2026

• Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.

• Qualified cardholders are entitled to a maximum cumulative cashback of P5,000 for the duration of the promo period. This cap applies to the total combined spend across all participating merchants.

• Spend period: March 16 to April 15, 2026

• Spend period: April 16 to May 15, 2026

• Spend Period: May 16 to May 31, 2026

*In the illustration above, even if the transactions made from May 16 to 31, 2026 qualified the cardholder to earn a cashback of P2,000, he/she will only get a cashback of P900 for the month given that the total cashback cap of P5,000 for the whole promo period has already been reached.

• The following transactions will not qualify for the promo to earn a Cashback:

  • Transactions made prior the registration date

  • Transactions made prior and after the spend period

  • Overseas / International transactions

  • Subsequently cancelled or refunded transactions

  • Buy Now Pay Later transactions

  • Unli Instalment and Unli Zero Installment transactions

  • Monthly amortizations from installment transactions

• Crediting of Cashback:

  • The cashback will be credited to eligible cardholders’ accounts within 15 working days after the end of the promo period. See below for the schedule

  • Cardholder's RCBC Visa Credit Card must be active and of good credit standing at the time of crediting the Cashback. Otherwise, the Cashback shall be forfeited.

  • Earned Cashback is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on the cardholders' Statement of Account (SOA)

  • RCBC reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the Cashback, or if the transaction was used to register or redeem from another ongoing promo.

Promo period

until August 14, 2026

Eligible cards

• open to all RCBC Credit Cardholders and/or RCBC Pay users whose accounts are active and in good credit standing.

Promo mechanics

• The promo is open to all RCBC Credit Cardholders and/or RCBC Pay users whose accounts are active and in good credit standing.

• Promo runs until August 14, 2026, and is valid at participating Human Nature stores.

• Cardholders can avail of up to 15% OFF on all Human Nature products using their RCBC Credit Card during the promo period.

• Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Human Nature.

• In case of disputes related to the promo, the decision of RCBC Credit Cards and Human Nature shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.

• Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed. 

• List of participating branches:

  • Human Nature Flagship Store

  • Ayala Malls Feliz

  • Ayala Festival Mall Hub

  • Gateway Mall

  • Glorietta 3

  • Market! Market!

  • SM Megamall

  • SM North Edsa

  • Trinoma

  • UP Town Center Hub

  • Dagupan- RVR Bldg

  • Meycauayan, Bulacan- Supima Square

  • Porta Vaga Mall, Baguio

  • Robinsons Imus

  • Robinsons Mall Lipa

  • Waltermart Antipolo

  • Bacolod - VSB Building

  • Bohol Hub - City Airport Commercial Center

  • HN Cebu City - The Strip

  • Mandaue City - G/F JAB Bldg. (almost across Oakridge Business Park)

  • Iloilo - Jabez Bldg.

  • Cagayan de Oro - Corrales Avenue (beside Xavier University Gym, Ateneo De Cagayan)

  • Davao City Hub

  • Iligan - Ceanuri Village

  • General Santos - ECA Buildings

Promo period

March 15 to June 30, 2026

Eligible cards

• open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

Promo mechanics

• The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

• Registration and Spend Period is from March 15 to June 30, 2026.

• How it works:

  • Register your RCBC Visa Credit Card to qualify: Click here to register.

  • Shop with your registered Card at any participating SM Retail brand for straight or 0% Installment purchases from March 15 to June 30, 2026.

  • Earn up to P5,000 CASHBACK on your qualified transactions.

• Registration:

  • To qualify for the promo, the Principal RCBC Visa Credit Cardholder must register either via the promo electronic eDM or through the online registration form by providing the following information: Card Printed Name (as it appears on the RCBC Visa Credit Card) and the first 8 & last 4 digits of your RCBC Visa Credit Card

  • By registering for the promo, the Cardholder

    • agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.

    • confirms that he/she is responsible for providing his personal information and other information that may be required by RCBC Credit Cards and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the bank;

    • acknowledges that he/ she has read and understood the Promo Mechanics and agrees to be bound by same in his/ her participation.

• Qualified spend

  • Straight Transactions

    • Each transaction from the participating merchants should meet the following minimum single-receipt purchase and should be made via straight transaction:

      • P3,500 for UNIQLO, Fitflop, Surplus, Sports Central & affiliates (Under Armour, Reebok, Adidas, and Puma in select SM Malls)

      • P5,000 for ECCO, Crocs, Levi’s

    • Meeting the following accumulated spend on a monthly basis shall earn the cardholder the corresponding cashback, subject to a total maximum cashback amount per account of P5,000 for the promo period.

• 0% Installment Transactions

  • The following minimum single-receipt 0% installment transaction amounts from the participating merchants are qualified to earn the following cashback:

• The straight spend amount and 0% Installment transactions should be met within the following spend period to earn cashback. Cashback shall be credited on the crediting dates below: 
  

• Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.

• Qualified cardholders are entitled to a maximum cumulative cashback of P5,000 for the duration of the promo period. This cap applies to the total combined spend across all participating merchants.

• The following transactions will not qualify for the promo to earn a Cashback:

  • Transactions made prior the registration date

  • Transactions made prior and after the spend period

  • Overseas / International transactions

  • Subsequently cancelled or refunded transactions

  • Buy Now Pay Later transactions

  • Unli Instalment and Unli Zero Installment transactions

  • Monthly amortizations from installment transactions

• Crediting of Cashback:

  • The cashback will be credited to eligible cardholders’ accounts within 15 working days after the end of the promo period. See below for the schedule:

• • Cardholder's RCBC Visa Credit Card must be active and of good credit standing at the time of crediting the Cashback. Otherwise, the Cashback shall be forfeited.

  • Earned Cashback is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on the cardholders' Statement of Account (SOA)

  • RCBC reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the Cashback, or if the transaction was used to register or redeem from another ongoing promo.

• The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Cards. Transactions that were already provided discounts, cash rebates or points multiplier from other RCBC Credit Card’s promotions will no longer qualify for the reward under this promo even if the concerned transaction meets the criteria of the other promo.

•  In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, RCBC Credit Cards’ decision shall prevail with concurrence of DTI. All questions or disputes must be raised by the Cardholder within thirty (30) days from posting of the prize.

Promo period

until May 14, 2026

Eligible cards

• open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

Promo mechanics

• The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

• Promo runs until May 14, 2026, and is valid at participating Wanderskye domestic terminals, Wanderskye Island Stores, and Tropical Nomad branches

• Cardholders can avail of 20% OFF on regular-priced Wanderskye products with a minimum single receipt purchase of P5,000 using their RCBC Credit Card during the promo period.

• Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Wanderskye.

• Promo is not valid on Wanderskye products that are on sale, markdown, bundled, part of a GWP, or included in any other ongoing partner brand or bank promotions.

• In case of disputes related to the promo, the decision of RCBC Credit Cards and Wanderskye shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.

• Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

• List of participating branches:

  • Glorietta 3

  • Trinoma

  • Greenhills New Mall

  • Robinson's Place Manila

  • SM Mall of Asia

  • SM Megamall

  • SM City Clark

  • Wanderskye Island Store Boracay D’Mall

  • Wanderskye Island Store Bohol Rue De Premiere

  • Wanderskye Island Store Coron

  • Wanderskye Island Store El Nido South Anchorage Inn

  • Wanderskye Island Store Siargao Akaw Complex

  • Tropical Nomad Boracay D’Mall

  • Tropical Nomad Bohol Les Centre Premier Bldg.

  • Tropical Nomad Coron 

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Promo period

December 1, 2025 to May 15, 2026

Eligible cards

• open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• The Promo Period is from December 1, 2025 to May 15, 2026.

  • Blackout dates: N/A

• Cardholders are entitled to 15% Off on all Human Nature products at Human Nature when they use their Chinabank Credit and Debit Card for payment.

• Cardholders must present and use their Chinabank Credit and Debit Card to pay for their total bill in a single-receipt transaction to avail of the offer/s.

• The offer is valid at participating Human Nature stores nationwide.

• No minimum spend required.

• Offer is valid for one-time redemption per customer

• Cannot be combined with member and dealer discounts.

• The offer/s is non-transferable and are not convertible to cash, credit, other items, or gift certificates.

• The offer/s is non-cumulative and cannot be used in conjunction with other promotional offers, packages, corporate rates, and conference/group bookings.

• In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.

• The terms and conditions governing the issuance and use of Chinabank Credit and Debit Cards are incorporated herein by reference and made integral hereof.

• Any complaint or dispute concerning the performance and/or delivery of products/services related to the promo shall be settled directly between the Cardholder and Human Nature.

• In case of disputes related to the promo, the decision of Chinabank with the concurrence of DTI shall be considered final and non-negotiable.

• By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.

• For any concerns or inquiries on the products/services of Merchant, kindly call Human Nature at (+632) 8784 7788 or e-mail customer.service@humanheartnature.com

Promo period
July 5, 2025 to June 30, 2026

Eligible cards

• all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• Promo Details:

  • The Promo Period from July 5, 2025 to June 30, 2026.

  • Cardholders are entitled to 20% OFF for a minimum single-receipt purchase of P2,000 when they use their Chinabank Credit or Debit Card for payment at Meet My Feet.

  • Available online via www.mmfkids.ph using the promo code ‘CBMMF20’ (valid for multiple use).

  • Available at participating Meet My Feet branches:

    • Alabang Town Center

    • Ayala Malls Manila Bay

    • Greenhills Mall

    • Shangri-La Plaza

    • Trinoma

• How to Avail:

  • Via Website:

    • Visit Meet My Feet’s website at www.mmfkids.com.

    • Checkout by choosing Xendit, then click PAY NOW

    • Enter your contact information.

    • Enter your Chinabank Credit or Debit Card details

    • On the same page, enter the promo code “CBMMF20” to avail the promo offer

    • Proceed to checkout. The discount will be applied automatically.

    • Once payment if successful, customer will receive an email confirmation of his/her order and may wait for the order to arrive.

  • In-store:

    • Visit participating Meet My Feet branches and pay in full to avail the promo offer.

• Terms and Conditions

  • To qualify for the promo offer, the Cardholder must use his/her Chinabank Credit or Debit Card for payment at Meet My Feet.

  • The offer is valid for transactions made online at Meet My Feet’s website or in-store at participating branches.

  • The offer is non-transferable and cannot be converted to cash, credit, vouchers, or other items.

  • The offer is non-cumulative and cannot be used in conjunction with other promotions, special offerings, or discount privileges.

Promo period
July 5, 2025 to June 30, 2026

Eligible cards

• open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

Promo mechanics

• The Promo Period from July 5, 2025 to June 30, 2026.

• Cardholders are entitled to 20% OFF for a minimum single-receipt purchase of P3,000 when they use their Chinabank Credit or Debit Card for payment at OXY Originals.

• Available online via www.oxyoriginals.com using the promo code ‘CBOXY20’ (valid for multiple use).

• Available at participating OXY Originals branches:

  • Alabang Town Center

  • Ayala Malls Feliz

  • Ayala Malls Manila Bay

  • Estancia Mall

  • Glorietta

  • Greenhills Mall

  • Robinsons Place Manila

  • Shangri-La Plaza

  • SM Seaside Cebu

  • Trinoma

• How to Avail:

  • Via Website:

    • Visit OXY Originals’ website at https://oxyoriginals.com/.

    • Checkout by choosing Xendit, then click PAY NOW

    • Enter your contact information.

    • Enter your Chinabank Credit or Debit Card details

    • On the same page, enter the promo code “CBOXY20” to avail the promo offer

    • Proceed to checkout. The discount will be applied automatically.

    • Once payment if successful, customer will receive an email confirmation of his/her order and may wait for the order to arrive.

  • In-store:

    • Visit participating OXY Originals branches and pay in full to avail the promo offer.

• Terms and Conditions

  • To qualify for the promo offer, the Cardholder must use his/her Chinabank Credit or Debit Card for payment at OXY Originals.

  • The offer is valid for transactions made online at OXY Originals’ website or in-store at participating branches.

  • The offer is non-transferable and cannot be converted to cash, credit, vouchers, or other items.

  • The offer is non-cumulative and cannot be used in conjunction with other promotions, special offerings, or discount privileges.

  • Splitting of transactions is not allowed.

  • The terms and conditions governing the issuance and use of Chinabank Cards are incorporated herein by reference and made integral hereof.

  • Any complaint or dispute concerning the performance and/or delivery of product/services related to the promo shall be settled directly between the Cardholder and OXY Originals.

  • In case of disputes related to the promo, the decision of Chinabank with the concurrence of DTI shall be considered final and non-negotiable.

  • By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.

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Also read:

Dining and Restaurant Credit Card Promos in April 2026

Travel and Leisure Credit Card Promos for April 2026
Spot Finds for February 2026: Pandora Charm, Instax Evo Cinema + More