Shopping Credit Card Promos in March 2026

(SPOT.ph) Can you feel the weather getting hotter, Spotters? That's because it's almost March, a.k.a the start of summer, and that means it's also high time to hit the beach. March is also hot with shopping credit card promos, ones you can maximize as you gear up for your escapades.

Also read:
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• BDO

• BPI

• Metrobank

• Unionbank

• Eastwest

• RCBC

• Security Bank

Promo period

January 5 to March 31, 2026

Eligible cards
BDO Mastercard, Visa, American Express, JCB, Diners Club and UnionPay Credit Cards

Promo mechanics

• The Promo is open to all Principal and Supplementary BDO Credit Cardholders of Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay (“Eligible Cards”).

• The following cards are NOT eligible to participate in the Promo: BDO Installment Card and BDO Debit Cards.

• Promo period is from January 05 to March 31, 2026.

• Offer: Up to 20% OFF at Alberto, Geox, Piccadilly, and Kyo

  • 10% off: Alberto, Kyo

  • 15% off: Piccadilly

  • 20% off: Geox

• Discount awarding:

  • To avail of the promo, BDO Cardholder must be present and use his/her eligible Card to pay for the total amount of transaction through a BDO Point-of-Sale (POS) terminal or Scan to Pay via BDO Pay.

  • Offer is valid on purchase of regular-priced items on straight payment or BUY NOW PAY LATER.

  • Exclusions: Sale items and Best Buy items, purchases at department stores, and online.

Promo period
February 1 to March 31, 2026

Eligible cards

All BDO American Express® Cards except for American Express® Corporate Cards

Promo mechanics

• The “Up to P5,000 Shopping Cashback” (“Promo”) is open to all Basic and Supplementary Cardmembers of BDO American Express® Cards including Virtual Cards. Account (single and dual currency accounts) must be active and of good credit standing (i.e., no past due) within the Promo Period and at the time of Cashback posting.

• The Promo will run from February 1 to March 31, 2026 (“Promo Period”). All transactions must be made within the Promo Period to avail of the Offer.

• Offer: Get up to P5,000 Cashback on shopping for a minimum single-receipt or cumulative spend of P50,000 within the Promo Period.

• Minimum Cumulative Spend* and cashback:

  • P50,000: P2,500

  • P100,000: P5,000

• P2,000 minimum amount required per transaction

• To qualify, the Cardmember must meet the following criteria:

  • Enroll the Promo ID received via BDO Deals Viber/SMS and/or email:

    • Open BDO Pay* and tap on BDO Deals (below the Log in button)

    • Search for “Up to P5,000 Shopping Cashback”

    • Basic and Supplementary Cardmembers must enroll separately within the Promo Period using their individual Promo ID

    Download the BDO Pay mobile app to access.

  • Use qualified BDO American Express® Card at RETAIL SHOPS1 and DEPARTMENT STORES:

    • In-store spend (local/overseas)

    • Online spend (local/overseas)

    • Dip, Tap or Scan to Pay via BDO Pay using a Qualified Card

    • BUY NOW PAY LATER purchases (principal amount only)

    • Cumulative spend amount must be at least P50,000 with a minimum of P2,000 per transaction

      • Stores such as but not limited to clothing/apparel, shoes, jewelry, accessories, cosmetics, toys, appliances, equipment (i.e. office, computer, electronics), books, stationeries, hardware, pet shops and the like, excluding gas, restaurants, healthcare services (i.e. optical shops, diagnostic center) and other categories not mentioned in item 4b.

    • BDO has the sole discretion to determine whether a transaction is classified as qualified. To identify qualified transactions, BDO is dependent on the Merchant Category Code “MCCs” assigned by the Acquiring Bank for each store.

• Earning of Cashback

  • The maximum Cashback entitlement per Cardmember is P5,000 regardless if he/she has more than one Qualified Card.

  • For Cardmembers with multiple Qualified Cards:

    • Purchases must come from one card only. Transactions from various Cards cannot be combined

    • Cashback will be awarded to the Card with the highest spend

  • In computing for the total qualified spend amount:

    • The Basic Card is treated separately from his/her Supplementary Card/s. The transactions of the Basic Card cannot be combined with the transactions of the Supplementary Card

    • Transactions using a Virtual Card will be combined with the transactions of the main card

  • For Cardmembers enrolled in the Dual Currency feature, the spend amount will be computed based on the actual Peso or US Dollar value reflected on the Statement of Account. If Cardmember has qualified spend in both currencies, the Dollar spend will be converted to Peso using USD 1 = P58 conversion rate. The resulting amount will then be added to the total qualified Peso transactions to determine total spend.

• Crediting of Cashback

  • Cashback will be credited to the Basic Cardmember’s account on or before May 12, 2026.

  • Cashback will be awarded in Philippine Peso except for Cardmembers of The Platinum Card® by American Express and American Express® Gold Card who will receive their Cashback in USD using conversion rate: USD 1= P58.

  • Cashback earned by the Supplementary Cardmember will be posted to the Basic Cardmember’s account.

  • Qualified Cardmembers will receive an SMS upon successful posting of Cashback earned and will appear on the succeeding Statement of Account (SOA) with transaction description “Amex 2026 Shopping Cashback”.

• Cardmember understands that by joining the Promo, transaction/s must not be used to redeem from other American Express and BDO Credit Card promos such as but not limited to Spend Anywhere, Online Deals (e.g. Lazada, etc.), SM 3-Day Sale, Credit Card Activation Programs, and other discount promos. By choosing to redeem other offers before the Cashback awarding, Cardmember understands that these transactions will no longer be qualified under this Promo.

Promo period

February 1 to March 31, 2026

Eligible cards

• BDO World Elite^TM Mastercard^® 

• BDO Platinum Mastercard^TM 

• BDO HOPE Mastercard 

• BDO Gold Mastercard 

• BDO ShopMore Mastercard 

• BDO Standard Mastercard 

• BDO Bench Mastercard 

• BDO Virtual Mastercard 

Promo mechanics

• The “2026 Shopping Cashback Promo with BDO Mastercard” (“Promo”) is open to all Principal and Supplementary Cardholders (“Cardholder”) of BDO Mastercard Credit Card (“Qualified Cards”) including Virtual Cards attached to the Qualified Cards. Account status must be active and in good standing (i.e. no past due) within the Promo Period and at the time of Cashback posting.

• The following cards are not eligible to avail of the Promo: BDO Debit Cards, BDO Installment Cards, BDO Corporate Cards and BDO Cash Cards.

• The Promo will run from February 1 to March 31, 2026 (“Promo Period”). All transactions must be made within the Promo Period to avail of the Offer.

• To qualify, Cardholder must:

  • Enroll to the promo until March 31, 2026 by submitting the 10-character Promo ID that was sent by BDO via BDO Deals Viber/SMS and or email on the designated web enrollment page.

    • Open BDO Pay* and tap on BDO Deals (below the Log in button)

    • Search for "Shopping Cashback"

      Principal and Supplementary Cardholders must enroll separately within the Promo Period using their individual Promo ID

    • Enrollment of a Cardholder automatically enrolls all his/her Qualified BDO Mastercard Credit Cards, including BDO Mastercard Virtual Card under his/her Promo ID.

      • Download the BDO Pay mobile app to access. View details here to know more about BDO Pay.

      • Note: Submission of wrong Promo ID and enrollment beyond the respective enrollment period will not qualify for cashback.

  • Use the Qualified Card and have posted RETAIL SHOP* and DEPARTMENT STORE transactions as follows:

    • Local in-store purchases

      • Dip, Tap, or Scan-to-Pay via BDO Pay using Qualified Card

      • BUY NOW, PAY LATER purchases (principal amount only)

  • Overseas in-store purchases

  • Online spend (local/overseas)

  • Minimum amount per transaction must be P2,000.

  • The cumulative spend amount must be at least P50,000.

    • P50,000:P2,500 (cashback)

    • P100,000: P5,000 (cashback)

  • A Principal Card is treated separately from his/her Supplementary Card. In computing for the total qualified Spend Amount, transactions of Principal Card cannot be combined with the transactions of Supplementary Card. 

  • A Virtual Card is linked to a main Card. In computing for the total qualified spend amount, transactions using a Virtual Card shall be combined with the transactions of the main Card. 

  • For Cardholders enrolled in Dual Currency feature, transactions in US Dollar will be converted to its Philippine Peso equivalent on a fixed rate of US$1 = P58. The resulting amount will then be added to the total qualified Peso transactions to determine the total spend amount. 

    • Stores such as but not limited to clothing/apparel, shoes, jewelry, accessories, cosmetics, toys, appliances, equipment (i.e. office, computer, electronics), books, stationeries, hardware, pet shops and the like, EXCLUDING gas, supermarket, drug store, healthcare services (i.e. diagnostic center) and other categories not mentioned in item 3b.

  • BDO has the sole discretion to determine whether a transaction is classified as qualified. To identify qualified transactions, BDO is dependent on the Merchant Category Code “MCCs” assigned by the Acquiring Bank for each store.

• Exclusions:

  • Cash advances made via ATM or over-the-counter and cash in to load e-wallets/prepaid cards such as Maya, GCash, money transfers or any similar transactions.

  • Any type of Bills Payment: Auto Charge, Charge-on-Demand, utility/recurring bills, loan payments and the like. 

  • Transactions from casino or from merchants engaged in betting or gambling. 

  • Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like. 

  • Cash Installment and Balance Installment Programs such as Cash-It-Easy, Balance Transfer, Purchase Convert and Balance Convert. 

  • Any transaction used to redeem from other ongoing BDO Credit Card promos. 

• Earning of Cashback (“Cashback”):

  • Cardholders are entitled to a one-time redemption of Cashback regardless if he/she has more than one Qualified Card. The maximum Cashback entitlement of P5,000 applies per Cardholder.

  • For Cardholders with multiple Qualified Cards, Cashback will be awarded to the Card with the highest spend. 

• Crediting of Cashback:

• Cashback will be awarded in Philippine Peso.

• Cashback earned by the Supplementary Cardholder will be posted to the Principal Cardholder’s account. 

• Qualified Cardholders will receive a Viber/SMS notification on or before May 18, 2026 upon successful posting of Cashback earned and will appear on the succeeding Statement of Account (SOA) with transaction description “MC SHOPPING CASHBACK”. 

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Promo period

March 1, 2026 to April 30, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing.

• The Promo Period is from March 1, 2026 to April 30, 2026.

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

• Enjoy P800 off on all regular-priced items for a minimum spend of P3,000.

  • Flexipay for participating BPI Credit Cardholders 

    • 3 months FlexipayZero 

    •  Up to 100% Additional Bonus Madness Limit on your installment purchases for qualified credit cardholders

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• Program Mechanics – Flexipay

  • The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.   

    • BPI Credit Cards   

    • BPI Amore Cashback Card   

    • BPI Amore Platinum Cashback Card  

    • BPI Corporate Card

    • BPI Edge Card  

    • BPI Gold Rewards Card    

    • Petron BPI Card  

    • BPI Platinum Rewards Card    

    • BPI Rewards Card    

    • BPI Signature Card  

• BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 3 months 0% interest on installments at Merchant.

• The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:

  • The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of P3,000 or higher.

  • Term and minimum spend requirement:

    • 3 months: P3,000

    • 6 months: P6,000

  • The terms may be available for select items only.   

  • All installment transactions are subject to BPI’s approval.   

  • The cardholder can also choose to avail of the other Flexipay features:  

    • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders  

    • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.  

  • The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

    • BPI will charge an early termination fee of P550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

    • BPI will charge an early termination fee of P550 for Flexipay transactions terminated after the first billing.  

  • To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.   

  • In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

  • The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  

• How to avail:

  • Visit any participating branch of merchant. 

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 6 months FlexipayZero.    

    • Available installment terms: 3 or 6 months. Terms may be available for select items. Valid for a minimum installment spend of P3,000 or higher. 

      • 3 months: P3,000

      • 6 months: P6,000

  • Enjoy this deal.

• See full list of participating branches here.

Promo period

March 1, 2026 to August 31, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing.

• The Promo Period is from March 1, 2026 to August 31, 2026.

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period:

  • Enjoy 15% off on all regular-priced items.

  • Flexipay for qualified BPI Credit Cardholders

    • Up to 6 months FlexipayZero

    • FlexipayLater

    • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating BPI or Robinsons Bank Credit or Debit Card to pay for his or her purchases at Merchant.

• Offer should be given instantly where the purchase was made.

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant. 

• Program Mechanics – Flexipay

  • The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing:

    • BPI Credit Cards   

    • BPI Amore Cashback Card   

    • BPI Amore Platinum Cashback Card  

    • BPI Corporate Card

    • BPI Edge Card  

    • BPI Gold Rewards Card    

    • Petron BPI Card  

    • BPI Platinum Rewards Card    

    • BPI Rewards Card    

    • BPI Signature Card  

  • BPI Credit Cardholders are entitled to avail of the FlexipayZero Program. This allows Cardholders to avail of up to 6 months 0% interest on installments at Merchant.

  • The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:

    • The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of P3,000 or higher.

    • The terms may be available for select items only.  

    • All installment transactions are subject to BPI’s approval.  

    • The cardholder can also choose to avail of the other Flexipay features:

      • Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders 

        • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

      • FlexipayLater

        • First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

    • The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

      • BPI will charge an early termination fee of P550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.

      • BPI will charge an early termination fee of P550 for Flexipay transactions terminated after the first billing.

  • To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.

• How to avail:

  • Visit any participating branch of merchant.

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 6 months FlexipayZero.

  • Available installment terms: 3 and 6 months. Terms may be available for select items. Valid for a minimum installment spend of P3,000 or higher.

  • Enjoy this deal.

• Participating branches:

  • Market! Market!

  • SM City Cabanatuan

  • SM City Fairview

  • SM North EDSA

  • SM Mall of Asia

  • SM City San Lazaro

  • SM City Sto. Tomas

  • SM City Tanza

  • UP Town Center

Promo period
October 1, 2025, to July 31, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • 50% off on regular-priced frames & sunglasses on select brands (Balenciaga, Bottega Veneta, Lacoste, Nike, Zegna, Escada, Fila, Furla, Polices, Puma, Timberland, etc.)

  • Free upgrade to blue protect lens for a min. spend of P5,000 on select regular-priced frames 

    • Flexipay for qualified BPI Credit Cardholders 

      • Up to 9 months FlexipayZero

      • FlexipayLater

      • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant. 

• How to avail: 

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 9 months FlexipayZero.  

  • Available installment terms: 3, 6, and 9 months. Terms may be available for select items. Valid for a minimum installment spend of. 

  • See full list of participating branches.

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Promo period

February 26, 2026 to March 15, 2026

Eligible cards

• The Promo is applicable to all Metrobank Vantage Visa/Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, Metrobank ICON, Toyota Platinum Card, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa cardholders in good credit standing only. The Promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, ON Mastercard, Metrobank PRIME Debit and Prepaid Cards.

Promo mechanics

• Qualified cardholders can get up to 50% OFF on select luggage for every luggage or bag traded in at The Travel Club using their Metrobank Credit Cards.

  • 40% OFF on select luggage for every luggage traded-in

  • 30% OFF on select luggage for every bag traded-in

    • Promo is applicable to straight, 0% installment for 3 months, and Shop Now, Pay Later up to 90 days after for a minimum single-receipt purchase of P3,000.

    • Cardholders can avail of the discount, 0% installment, or Shop Now, Pay Later in a single transaction.

    • Other installment tenors are excluded from the promo.

  • Additional 10% OFF for a minimum single-receipt spend of P10,000 exclusive for Metrobank Travel Signature Visa cardholders only.

    • The minimum P10,000 spend requirement is net of the base discount, valid for straight transactions only.  

    • Maximum discount of P10,000 applies.

    • Metrobank Travel Signature Visa cardholders who will avail of the 10% OFF top-up offer are not eligible to convert purchase to 0% installment or Shop Now, Pay Later up to 90 days after in a single transaction.

    • The top-up offer is valid for one-time use per Metrobank Travel Signature Visa card, per transaction, per day only.

• The promo period varies from February 26, 2026 to March 15, 2026, and select The Travel Club branches nationwide.

  • February 26, 2026 to March 1, 2026: The Travel Club Galleria Cebu

  • February 26, 2026 to March 1, 2026: The Travel Club Marquee Mall

  • March 12, 2026 to March 15, 2026: The Travel Club+ Shangri-la

  • March 12, 2026 to March 15, 2026: The Travel Club+ TriNoma

  • March 12, 2026 to March 15, 2026: The Travel Club SM Iloilo

  • March 12, 2026 to March 15, 2026: The Travel Club KCC Gensan

    • List of participating branches may vary during the promo period.

• Terms and conditions apply.

  • Trade-in sale:

    • To qualify the cardholder must bring their old usable and in-working condition luggage (4-wheel or 2-wheel) or bags (business case/laptop case/messenger bag/shoulder bag/duffle bag/backpack), and exchange it for special discounts on the featured products (luggage).

    • NO Trade-In Item, NO Discount.

    • Participating brands: Delsey, World Traveller, Traveler’s Choice and ACE.

    • Discount is valid to old luggages or bags in the following acceptable conditions below:

      • For luggage:

        • Acceptable: Handles (Missing/ broken handles), Sticky/ damaged trolley handle, Missing wheel rubber (not the wheels), Missing logo, Dented hard case dent, Missing/broken corner guard, Missing studs, Dent Frame, Thin line crack, No zipper puller

        • Not acceptable: Broken/ missing /stuck up trolley system, Missing wheels, Cracked/ broken hard case crack, Broken rubber protectors or hinges, Damaged / Stuck zipper coils, Damaged zipper slider, Missing/defective locks

      • For bags:

        • Not acceptable: Broken/ Slashed strap, Damaged/ Stuck zipper coils, Damaged zipper slider

    • Cardholder with traded in item/s is eligible to avail special discounts on featured collections/items of up to forty percent (40%) discount.

    • If a cardholder traded-in a bag (business case/laptop/messenger bag, shoulder bag/duffle bag/backpack) and wishes to purchase a luggage, the discount that can be availed of by the cardholder is only 30% OFF.

    • Discount offered is on a one (1) is to one (1) basis only.
      One (1) luggage = discount on one (1) luggage only.
      One (1) bag = discount on one (1) luggage only.

    • All traded-in luggage will be subject to inspection. The Travel Club reserves the right to determine the final condition of the traded-in items, and decision whether items are considered functional and suitable for donation.

  • General terms and conditions:

    • Promo is valid for in-store transactions only.

    • Metrobank cardholders must trade in any luggage/bag and charge the total amount to their qualified Metrobank Card through The Travel Club’s Metrobank Point-Of-Sale Terminal.

    • Only one (1) qualified Metrobank Card will be accepted per cardholder, per day, even if he or she has multiple qualified Metrobank Cards.

    • Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.

  • 0% Installment and Shop Now, Pay Later:

    • 0% installment is available for 3-month installment term only. Shop Now, Pay Later is available up to 90 days after only. Other installment tenors are not included in the promo.

    • All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.

  • To further illustrate:

    • If purchase is made before cut-off date, billing will be deferred for 2 months.

    • if purchase is made after cut-off date, billing will be deferred for 3 months.

    • Full installment amount purchased under the Metrobank 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.

    • All installment purchases are subject to the Metrobank Credit Card Terms and Conditions and all related provisions of Metrobank credit card’s 0% and Shop Now, Pay Later installment program.

    • All 0% instalment and Shop Now, Pay Later purchase/s are subject to Metrobank’s approval and only valid only if monthly dues are paid in full.

Promo period

February 15, 2026 to March 15, 2026

Eligible cards

• The promo is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, ICON Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only.

Promo mechanics

• The promo is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, ICON Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only. The promo is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa cards.

• Use your Metrobank credit card at SM Appliance Center and enjoy the following discounts with 0% installment for 12 and 24 months. Also valid for Shop Now, Pay Later:

  • P1,000 OFF for a min. single-receipt spend of P25,000, NET of all discounts

  • P2,500 OFF for a min. single-receipt spend of P45,000, NET of all discounts

  • P5,000 OFF for a min. single-receipt spend of P85,000, NET of all discounts

• The promo period is on February 15, 2026 to March 15, 2026. Offer is valid for in-store purchases only in all branches of SM Appliance Center.

• Straight transactions are excluded from this promo.

• The discount is automatically applied at the store upon purchase, subject to the cardholder’s compliance with the minimum single-receipt spend requirement and 0% installment transaction term.

• Discounts are valid in conjunction with other ongoing promos at SM APPLIANCE CENTER unless otherwise stated.

• Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 10 minutes.

• Full installment amount under Metrobank’s 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.

• All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

• All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

• The promo is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used on fixed price items, unless otherwise provided.

• Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.

• The terms and conditions governing the issuance and use of Metrobank Credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

• Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and SM APPLIANCE CENTER. SM APPLIANCE CENTER agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

• In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final. SM Appliance Center shall be free from any liability in the event of such dispute.

• How to avail:

  • How will cardholder claim the discount?

    • The discount is automatically applied at the store upon purchase, subject to the cardholder’s compliance with the minimum single-receipt spend requirement and 0% installment transaction term. Discounts are valid in conjunction with other ongoing promos at SM APPLIANCE CENTER unless otherwise stated

  • How many times can cardholder redeem?

    • 1x/customer only.

  • When is the promo?

    • The promo period is on February 15, 2026 to March 15, 2026.

  • Where is the promo valid?

    • The promo is available in-store only in all SM Appliance Center branches nationwide.
      

Promo period

November 1, 2025 to October 31, 2026

Eligible cards

• All Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders

Promo mechanics

• Get 10% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to debit and prepaid card transactions for in-store purchases only and 5% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to credit card transactions for in-store and online purchases.

• No registration is required. Simply use your qualified Metrobank card at participating branches to avail of the promo.

• Valid for in-store and online purchases only. For online purchases, input the exclusive promo code MBReads upon checkout at www.fullybookedonline.com

• Valid for straight transactions only.

• Min. spend of P1,500

• Must be charged to a qualified Metrobank card via Fully Booked’s Point-of-Sale terminal

• The Promo is applicable to all Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders in good credit standing only. The Promo is not applicable to Metrobank Corporate Cards and Metrobank Dollar Mastercard cards.

• Qualified cardholders can get up to 10% OFF at Fully Booked using their Metrobank cards.

  • 10% OFF on D-coded items for a minimum single-receipt purchase of P1,500.00 applicable to debit and prepaid card transactions for in-store purchases only.

  • 5% % OFF on D-coded items for a minimum single-receipt purchase of P1,500.00 applicable to credit card transactions for in-store and online purchases.

• The promo period is from November 1, 2025 to October 31, 2026 only.

• The promo is available at the following participating Fully Booked branches. To avail in-store, cardholders should mention to the store staff that they will avail of the Metrobank card promo.

• How to avail (online):

  • Go to www.fullybookedonline.com;

  • Add any D-coded items to cart with a minimum purchase of P1,500.00;

  • Fill-out billing and delivery details;

  • Input the exclusive promo code, MBReads upon checkout.

    • Note: Failure to key-in the appropriate promo code shall disqualify the cardholder from availing the discount.

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Promo period

February 6 to March 27, 2026

Eligible cards

UnionBank Issued and Acquired Credit Cards

Promo mechanics

• The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), have available credit limit and who are not prohibited under applicable Gifts, Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo.

• Promo Offer: Shop at Lazada using your UnionBank Issued or Acquired Credit Card and enjoy 10% OFF (capped at P400 OFF) for a minimum spend of P3,000, valid for one-time use every Friday, 12 noon to 2 p.m., with limited redemptions only.

• The Promo is valid on regular and sale items at Lazada.

• Purchase must be made every Friday, 12 noon to 2 p.m., from February 6, 2026 to March 27, 2026.

• Discount applies with a minimum spend of P3,000 on straight transactions, charged to the UnionBank Issued or Acquired Credit Card. Discount is capped at P400. Minimum spend applies to the total price of selected items in cart prior to any discounts.

• The promo can be availed by collecting the discount voucher on the Partner Promo Page (lzd.co/MYPartnerPromos).

• Valid for 1x use every Friday, 12 noon to 2 p.m., per customer via Lazada mobile app only.

• Discount will apply automatically at the Payment Page if the eligible UnionBank Issued or Acquired Credit Card is selected as the payment option. Customer must check if discount is applied before proceeding to final check-out.

• Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada.

• How to avail:

  • Download the Lazada app for free via App Store for Apple users or Google Play store for Android users.

  • Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction.

  • Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart.

  • Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out”.

  • Enter your shipping and billing information and select your UnionBank Credit Card as payment method.

  • The discount will automatically apply provided all purchase requirements for the promo are met.

  • Click “Place Order” to complete the transaction.

• Terms and Conditions:

  • Discount can be used only once every Friday throughout the promo period.

  • Discount is applicable to all eligible UnionBank Issued and Acquired Credit Cards.

  • Discount is applied automatically at checkout only when a UnionBank Credit Card has been selected as payment method.

  • Discount is not exchangeable for cash, credit or other goods and services.

  • Discount is not applicable to items marked “Voucher not applicable on this item”.

  • All cancelled orders will not be valid for re-instatement.

  • Applicable only to eligible credit card BINs and eligible items.

  • The use of the voucher is subject to the Lazada Voucher Terms and Conditions.

  • Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada.

Promo period

February 4, 2026 to March 25, 2026

Eligible cards

UnionBank Issued and Acquired Credit Cards

Promo mechanics

• The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), have available credit limit and who are not prohibited under applicable Gifts, Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo.

• Offer: 10% off (capped at P400), min. spend P3,000 on Shopee

• 1x use, every Wednesday, 12 noon to 2 p.m.

• How to avail:

  • Shop using the Shopee mobile app and website.Select the items you wish to purchase and click “BUY NOW”.

  • To proceed with checkout, enter your delivery address and shipping option.

  • Click “Select payment method” and choose “Credit / Debit Card” as option.

  • Select or add your UnionBank Credit Card and click “Confirm”.

  • Payment discount will be automatically applied to your purchase upon checkout.

• Qualified UnionBank Credit Cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. If found to have double/multiple availments, UnionBank reserves the right to charge back the full cost of the discount to the cardholder's account, at UnionBank's discretion.

• Promo discount is 10% off (capped at P400), min spend P3,000 on straight transactions.

• Promo discount is for one-time use only every Wednesday (12 noon to 2 p.m.) from February 4, 2026 to March 25, 2026, with limited redemptions only.

• Promo discount cannot be reapplied after a “qualified order” (i.e. an order that satisfies the mechanics and requirements set above) has been canceled by the cardholder unless the reason for cancellation is deemed valid upon investigation by Shopee (e.g. delay in receipt of OTP).

• Promo discount is valid for new and existing Shopee registered customers.

• Promo discount cannot be applied retroactively.

• The offer cannot be exchanged for cash or other products.

• The promo code is not transferable and must be used only by the cardholder who received the promotional communications.

• Promo discounts are only valid on preferred and Shopee Mall stores excluding products under the “Loads, Bills, and eServices” category.

• Promo discount is valid on orders to be delivered via integrated couriers.

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Promo period

January 26 to December 31, 2026

Eligible cards

• open to all active EastWest credit cardholders ("Cardholder") in good credit standing*

Promo mechanics

• The EastWest Online Perks with FlowerStore.ph promo is open to all active EastWest credit cardholders ("Cardholder") in good credit standing*.

• The promo entitles the Cardholders discount on all items (except Flash Sale) at the FlowerStore App:

  • Valentine: January 26 to February 14, 2026

    • App-Exclusive Voucher: 25% OFF + FREE Shipping

    • Terms: Valid for multiple use, max discount of P250

    • Code: EWLOVE

  • Baseline: February 15 to December 31, 2026

    • App-Exclusive Voucher: 20% OFF + FREE Shipping

    • Terms: Valid for multiple use, max discount of P200

    • Code: EWPERKS20

• Delivery areas for floral products: Metro Manila, Cainta, Taytay, and in selected areas in Antipolo, Cebu, and Davao. Please check FlowerStore.ph site FAQ for details.

• Discount will be on top of the in-house promotions offered by FlowerStore.ph. Valid for all products except Flash Sale.

• The promo code must be used upon checkout. The Cardholder must use his/her EastWest Credit Card to avail himself/herself of the offer.

• Discount can be availed multiple times during the promo period.

• How to avail:

  • Go to the FlowerStore.ph app

  • Choose items you would like to avail

  • Choose personal message, delivery address, time, and date, and introduce the voucher code in the “Enter Coupon Code” box

  • Complete payment and wait for delivery

• Offers cannot be exchanged for other items or discounts and cannot be used in conjunction with upgrade certificates, other promotional certificates, and any other marketing tie-up programs or promotions.

• Offers are non-transferable and are not convertible to cash, gift certificates, or other goods and services.

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Promo period

February 15 to May 31, 2026

Eligible cards

• The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

Promo mechanics

• The Promo is open to Principal RCBC Visa Credit Cardholders (“eligible cardholders”) who are active and in good credit standing. The Principal Cardholder must have an updated mobile number and email address with RCBC Bankard Services Corp. (“RCBC Credit Cards”).

• Registration and Spend Period is from February 15 to May 31, 2026.

• How to register:

  • To qualify for the promo, the Principal RCBC Visa Credit Cardholder must register either via the promo electronic eDM or through the online registration form by providing the following information: Card Printed Name (as it appears on the RCBC Visa Credit Card) and the first 8 & last 4 digits of your RCBC Visa Credit Card

  • By registering for the promo, the Cardholder

    • agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.

    • confirms that he/she is responsible for providing his personal information and other information that may be required by RCBC Credit Cards and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the bank;

    • acknowledges that he/ she has read and understood the Promo Mechanics and agrees to be bound by same in his/ her participation.

  • Qualified spend

    • Straight Transactions

      • Each transaction from the participating merchants should amount to a minimum single-receipt purchase of ₱5,000 and should be made via straight transaction to qualify for earning of cashback;

      • Meeting the following accumulated spend on a monthly basis shall earn the cardholder the corresponding cashback, subject to a total maximum cashback amount per account of P5,000 for the promo period.

        • Spend tiers and cashback

          • P5,000 to <P10,000: P250

          • P10,000 to <P20,000: P500

          • P20,000 to <P30,000: P1,000

          • P30,000 and up: P2,000

      • 0% Installment Transactions

        • The following minimum single-receipt 0% installment transaction amounts from the participating merchants are qualified to earn the following cashback:

          • Spend tiers and cashback

            • P10,000 to <P15,000: P250

            • P15,000 to <P20,000: P500

            • P20,000 to <P25,000: P750

            • P25,000 to <P30,000: P1,000

            • P30,000 and up: P1,500

      • The spend amounts should be met within the following spend period to earn cashback. Cashback shall be credited on the crediting dates below:

        • Spend Period (Transaction Posting Dates) and Cashback Crediting

          • February 15 - March 15, 2026: April 3, 2026

          • March 16 - April 15, 2026: May 6, 2026

          • April 16 - May 15, 2026: June 3, 2026

          • May 16 - 31, 2026: June 19, 2026

• Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.

• Qualified cardholders are entitled to a maximum cumulative cashback of P5,000 for the duration of the promo period. This cap applies to the total combined spend across all participating merchants.

• Spend Period: February 15 to March 15, 2026

• Spend period: March 16 to April 15, 2026

• Spend period: April 16 to May 15, 2026

• Spend Period: May 16 to May 31, 2026

*In the illustration above, even if the transactions made from May 16 to 31, 2026 qualified the cardholder to earn a cashback of P2,000, he/she will only get a cashback of P900 for the month given that the total cashback cap of P5,000 for the whole promo period has already been reached.

• The following transactions will not qualify for the promo to earn a Cashback:

  • Transactions made prior the registration date

  • Transactions made prior and after the spend period

  • Overseas / International transactions

  • Subsequently cancelled or refunded transactions

  • Buy Now Pay Later transactions

  • Unli Instalment and Unli Zero Installment transactions

  • Monthly amortizations from installment transactions

• Crediting of Cashback:

  • The cashback will be credited to eligible cardholders’ accounts within 15 working days after the end of the promo period. See below for the schedule

  • Cardholder's RCBC Visa Credit Card must be active and of good credit standing at the time of crediting the Cashback. Otherwise, the Cashback shall be forfeited.

  • Earned Cashback is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on the cardholders' Statement of Account (SOA)

  • RCBC reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the Cashback, or if the transaction was used to register or redeem from another ongoing promo.

Promo period

February 1 to December 31, 2026

Eligible cards

• This promo is open to all RCBC credit cardholders

Promo mechanics

• Qualification:

  • This promo is open to all RCBC credit cardholders who will purchase on the ZALORA website or ZALORA app within the promo period.

• Promo Period and Discount

  • Promo period is from February 1 to December 31, 2026.

  • New ZALORA customers get P200 OFF with a minimum spend of P3,000, 1x use, stackable.

  • Existing ZALORA customers get free shipping of up to P149 OFF with a minimum spend of P850, 3x use, stackable.

  • Both can be availed using their RCBC Credit Card and the promo code: RCBC2026

• How to avail:

  • Log-on to the ZALORA website or app.

  • Click on Shop Women, Shop Men, Shop Kids to begin.

  • Select product categories.

  • Select product.

  • Select size and click on “Add to Bag”.

  • Once finished, click CHECKOUT NOW to proceed.

  • Log in or Register by Signing in via Facebook. Input Customer Information such as name, phonenumber, and delivery address.

  • Select Payment Method.

  • Click “Have a promo code? Enter it here”.

  • Enter promo code: RCBC2026, then click APPLY.

  • Click “Order Now” to finalize the order

  • Discount will be deducted via cart rule from the subtotal.

  • Click ORDER NOW to finalize the order.

• Promo Exclusions

  • Discount is not valid on essential items.

  • Limited use per account

  • Brand exclusions apply. Discount is not valid for the following categories and brands (full list: www.zalora.com.ph/faq-non-sale).

Promo period

February 1 to March 31, 2026

Eligible cards

• The promo is open to RCBC JCB Platinum credit cardholders whose accounts are active, current, and in good credit standing

Promo mechanics

• The promo is open to RCBC JCB Platinum credit cardholders whose accounts are active, current, and in good credit standing.

• Cardholders in good credit standing are those with JCB credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of JCB credit cards.

• RCBC JCB Platinum Credit Cardholders may enjoy P1,000 OFF for a minimum single-receipt spend of P5,000 from February 1 to March 31, 2026, at all MUJI branches.

• RCBC JCB Cardholders must present their JCB Platinum Credit Card and inform the MUJI cashier that they’ll avail of the JCB offer.

• The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with any other discounts, promotions, or fixed price items, unless otherwise stated.

• The use of the JCB Platinum Credit Card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of the JCB Credit Card.

• Any amendment in the terms and conditions is subject to DTI approval.

• Participating branches:

  • MUJI Central Square

  • MUJI Shangri-La Plaza

  • MUJI Greenbelt 3

  • MUJI SM North Edsa

  • MUJI Powerplant Mall Rockwell

  • MUJI Uptown

  • MUJI Mall of Asia

  • MUJI Glorietta

  • MUJI Estancia

  • MUJI Greenhills

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Promo period

February 1 to March 31, 2026

Eligible cards

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase

Promo mechanics

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase.

• Cardholders must use their Security Bank credit card to pay at participating Banana Republic branches or via the official Banana Republic website until March 31, 2026, subject to the following:

  • Straight Transaction: 30% OFF on regular-priced items

    • No minimum spend required 

    • Online and In-store 

  • Installment Transaction: 30% OFF on regular-priced items 

    • 0% ChargeLight Installment or Charge Now, Pay Later for 3 months with a minimum single-receipt spend of P3,000 

    • In-store 

  • Installment Transaction: 30% OFF on regular-priced items 

    • 0% ChargeLight Installment or Charge Now, Pay Later for 6 months with a minimum single-receipt spend of P10,000 

    • In-store 

• How to avail:

  • To avail of the discount online, Cardholders must enter the applicable promo code by appending the first six (6) digits of their Security Bank credit card to the base code SBCBR (i.e., SBCBR+first 6 digits of card). 

  • For in-store transactions, Security Bank credit cardholders may avail of up to six (6) months 0% ChargeLight Installment or Charge Now, Pay Later, subject to applicable spend requirements. 

• 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full. 

• Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off. 

• The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 

• This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant. 

• The discount is non– transferrable nor convertible to cash. 

• Terms and Conditions governing the issuance and use of Security Bank Mastercards shall apply. 

• All queries regarding this promo shall be directed to Security Bank Customer Service hotline at +632 8887-9188 or contact us at customercontact@securitybank.com.ph. 

• All questions or disputes regarding the cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI. 

• This promo cannot be used in conjunction with other on-going promos of the Bank and Mastercard. It is also subject to the Terms and Conditions governing the issuance and use of Security Bank Mastercard. 

Promo period

February 1 to March 31, 2026

Eligible cards

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase

Promo mechanics

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase.

• Cardholders must use their Security Bank credit card to pay at participating Old Navy branches or via the official Old Navy website until March 31, 2026, subject to the following:

  • Straight Transaction: 30% OFF on regular-priced items

    • No minimum spend required

    • Online and In-store

  • Installment Transaction: 30% OFF on regular-priced items

    • 0% ChargeLight Installment or Charge Now, Pay Later for 3 months with a minimum single-receipt spend of P3,000

    • In-store

  • Installment Transaction: 30% OFF on regular-priced items

    • 0% ChargeLight Installment or Charge Now, Pay Later for 6 months with a minimum single-receipt spend of P10,000

    • In-store

• How to avail:

  • To avail of the discount online, Cardholders must enter the applicable promo code by appending the first six (6) digits of their Security Bank credit card to the base code SBCON (i.e., SBCON+first 6 digits of card).

  • For in-store transactions, Security Bank credit cardholders may avail of up to six (6) months 0% ChargeLight Installment or Charge Now, Pay Later, subject to applicable spend requirements.

• 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full.

• Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.

• The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.

• This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant.

• The discount is non- transferrable nor convertible to cash.

• Terms and Conditions governing the issuance and use of Security Bank Mastercards shall apply.

Promo period

February 1 to March 31, 2026

Eligible cards

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase.

Promo mechanics

• The Promo is open to all Principal and Supplementary cardholders whose cards are active and in good credit standing, and with available credit limit at the time of purchase.

• Cardholders must use their Security Bank credit card to pay at participating Gap branches or via the official Gap website until March 31, 2026, subject to the following:

  • Straight Transaction: 30% OFF on regular-priced items

    • No minimum spend required

    • Online and In-store

  • Installment Transaction: 30% OFF on regular-priced items

    • 0% ChargeLight Installment or Charge Now, Pay Later for 3 months with a minimum single-receipt spend of P3,000

    • In-store

  • Installment Transaction: 30% OFF on regular-priced items

    • 0% ChargeLight Installment or Charge Now, Pay Later for 6 months with a minimum single-receipt spend of P10,000

    • In-store

• How to avail:

  • To avail of the discount online, Cardholders must enter the applicable promo code by appending the first six (6) digits of their Security Bank credit card to the base code SBCGAP (i.e., SBCGAP+first 6 digits of card). 

  • For in-store transactions, Security Bank credit cardholders may avail of up to six (6) months 0% ChargeLight Installment or Charge Now, Pay Later, subject to applicable spend requirements. 

• 0% ChargeLight Installment is subject to bank approval and only valid if the monthly dues are paid in full. 

• Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off. 

• The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit. 

• This promo cannot be used in conjunction with other ongoing promos of Security Bank’s partner merchant. 

• The discount is non– transferrable nor convertible to cash. 

• Terms and Conditions governing the issuance and use of Security Bank Mastercards shall apply. 

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