Dining and Restaurant Credit Card Promos in February 2026

(SPOT.ph) While February is the shortest month of the year, it rarely comes cheap. Between Valentine’s Day dinners and Lunar New Year feasts, there’s no shortage of reasons to swipe and sign. Luckily, there are credit card promos to help soften the damage—and make those "I deserve this treat" meals a little more justified.

• BDO

• BPI

• EastWest

• Metrobank

• PNB

• RCBC

• UnionBank

Promo Period:

• January 12 to March 20, 2026

• Mondays to Fridays only

Eligible Cards:

• BDO Mastercard

• Visa

• American Express

• JCB

• Diners Club

• UnionPay

Promo Mechanics:

• Eligible cardholders get a 30% discount at The Coffee Bean & Tea Leaf upon meeting the minimum dine-in or take-out bill worth P1,000. The maximum discount is P1,000.

• Eligible cardholders get a 30% discount at Kitchen by The Coffee Bean & Tea Leaf and Dempsey upon meeting the minimum dine-inbill worth P1,500. The maximum discount is P1,000.

• The 30% discount is offered across all The Coffee Bean & Tea Leaf, Kitchen by The Coffee Bean & Tea Leaf, and Dempsey branches from January 12 to March 20, 2026, from Mondays to Fridays.

• Discount is not valid on set meals, limited-time offers, bundles, bulk orders, retail items, delivery, and service charges.

• To avail of the promo, Cardholder must be present at the restaurant and use his/her eligible Card to pay for the total amount of transaction through a BDO Point-of-Sale (POS) terminal or Scan to Pay via BDO Pay.

• Only one (1) Eligible Card per order/table will be honored, regardless of whether he or she has multiple Eligible Cards. Splitting of a single transaction for the purpose of availing multiple discounts is not allowed.

Promo Period:

• Ongoing until February 23, 2026

• Wednesdays to Fridays only

Eligible Cards:

• BDO Elite Credit Cards

  • BDO World Elite^TM Mastercard^®

  • BDO Platinum Mastercard^TM

  • ​BDO HOPE Mastercard

  • BDO Visa Signature

  • BDO Visa Platinum Credit Card

  • BDO JCB Platinum Credit Card

  • BDO Diamond UnionPay Credit Card

  • American Express^® Platinum Card

  • American Express^® Gold Card

  • American Express^® Platinum Credit Card

  BDO Gold Credit Cards

  • BDO Gold Mastercard

  • BDO Visa Gold

  • BDO JCB Gold

  • BDO Gold UnionPay

  • BDO Diners Club International

  • American Express^® Explorer Credit Card

  • American Express^® Cashback Credit Card

  BDO Standard / Classic / Co-Brand Credit Cards

  • BDO Standard Mastercard

  • BDO ShopMore Mastercard

  • BDO Bench Mastercard

  • BDO Visa Classic

  • Blue from American Express

  • JCB Lucky Cat

Promo Mechanics:

• Eligible cardholders get up to 50% discount at the following participating restaurants:

  • Botejyu

  • Greyhound Cafe

  • Maple Tree House

  • Paper Moon Café

  • Du Hsiao Yueh

  • Rosspomodoro

• BDO Elite and Gold credit cardholders get 50% discount across all the mentioned restaurants.

• BDO Classic credit cardholders get 30% off at Botejyu, Paper Moon Café, Du Hsiao Yueh, and Rossopomodoro.

• The minimum required spend for all restaurants is P3,000, with a maximum discount of P2,500, except for Paper Moon Café, with a minimum required spend of P2,000 and a maximum discount of P2,000.

• EXCLUSIONS: family set meals, limited-time offer products, bundles, take-out, and delivery.

• Discount applies on total dine-in bill before the service charge of regular-priced, a la carte items. Take-out of whole cakes at Paper Moon Café is allowed.

• Only one (1) Eligible BDO Card per visit will be honored, regardless of whether he or she has multiple Eligible Cards. Splitting a single transaction to avail multiple discounts is not allowed.

• To avail of the promo, the Cardholder must be present at the restaurant and use their qualified BDO Credit Card to pay the total bill at a BDO Point-of-Sale (POS) terminal or Scan to Pay via BDO Pay.

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Promo Period:

• February 6 and 13, 2026

Eligible Cards:

• BPI Credit Cards

  • BPI Amore Cashback Card

  • BPI Amore Platinum Cashback Card

  • BPI Corporate Card

  • BPI Edge Card

  • BPI Gold Rewards Card

  • Petron BPI Card

  • BPI Platinum Rewards Card

  • BPI Rewards Card

  • BPI Signature Card

  • BPI DOS Card

  • Robinsons Cashback Card

• Robinsons Bank Credit Card

  • DOS Card

  • Robinsons Cashback Card

Promo Mechanics:

• Eligible cardholders get 50% discount upon meeting the minimum spend of P3,000 at the following restaurants:

  • Bulgogi Brothers

  • Dave & Busters

  • Denny's

  • Fish & Co.

  • Hard Rock Cafe

  • Italianni's

  • Krazy Garlik

  • *Las Flores

  • *Longhorn Steakhouse

  • Modern Shanghai

  • Red Lotus

  • *Rumba

  • Siklab+

  • Secret Recipe

  • Texas Roadhouse

  • TGI Friday's

  • Watami (excluding NAIA Terminal 3 branch)

• Eligible cardholders get 50% discount upon meeting the minimum spend of P1,000 at the following restaurants:

  • El Pollo Loco

  • Randy's

• Minimum spend exceptions: BPI Signature Cardholders can enjoy 50% off at Longhorn Steakhouse, Las Flores, and Rumba, with a minimum spend of P3,000. Meanwhile, BPI Amore Platinum Cashback, BPI Platinum Rewards, BPI Gold Rewards, and BPI DOS Cardholders get 30% off at the same restaurants, also with a P3,000 minimum spend.

• The Bistro Group x BPI and Robinsons credit card-exclusive promos are available every Friday, from January 23 to February 13—that's January 23, 30, and February 6 and 13, 2026 specifically.

• To qualify for the discount/offer, the cardholder must use his or her participating BPI or Robinsons Bank Credit Cards to pay for his or her purchases at the restaurant.

Promo Period:

• Ongoing until February 20, 2026

• Mondays to Fridays only

Eligible Cards:

• BPI Credit Cards

  • BPI Amore Platinum Cashback Card 

  • BPI Corporate Card 

  • BPI Edge Card 

  • BPI Gold Rewards Card 

  • BPI Platinum Rewards Card 

  • BPI Rewards Card 

  • BPI Signature Card 

  • Petron BPI Card 

  • BPI DOS Card 

  • Robinsons Cashback Card

• Robinson Bank Debit Cards

  • Visa Debit Card

  • Simple Savings Card

• Robinsons Bank Credit Cards

  • DOS Card

  • Robinsons Cashback Card

Promo Mechanics:

• BPI Signature Cards get 50% off, while BPI and Robinsons Bank credit and debit cards get 20% off.

• Valid from Mondays to Fridays only.

  • Lunch: Monday to Friday, from 11:30 a.m. to 3 p.m.

  • Dinner: Monday to Friday, from 6 p.m. to 11 p.m.

• Blackout dates are weekends and government-declared public holidays 

• All à la carte beverages (i.e., wine, liquors, alcoholic, non-alcoholic, cocktails, spirits), take-out transactions, payments for banquet sales, private functions, parties are excluded from this promo. 

• Valid for a minimum of two diners per reservation 

• Valid for a maximum discount of P20,000 

• A reservation is required to avail of the discount. For inquiries and reservations, please call (+632) 855-55799 or email: restaurantreservation@okadamanila.com

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Promo Period:

• Ongoing until December 31, 2026

Eligible Cards:

• EastWest Credit Cards

Promo Mechanics:

• Eligible cardholders get a 15% discount on food and non-alcoholic beverages upon meeting the minimum spend of P1,500.

• Cardholders must present their EastWest credit card before payment and must inform the restaurant that they will avail of the offer.

• Only one EastWest credit card may be used to avail of the promo offer. Promo offer can be availed in a single-receipt purchase transaction only, per table, per visit. Splitting of transactions is not allowed.

• Participating Buglas Isla Cafe branches are Dumaguete, Alabang, Pasig, and Cala Laiya, Batangas.

Promo Period:

• Ongoing until December 30, 2026

Eligible Cards:

•  EastWest Credit Cards

Promo Mechanics:

• Eligible cardholders get a 35% discount at Café Ilang-Ilang's lunch and dinner buffets. The required minimum number of diners is six, and a maximum of 10 diners is allowed per card, per meal period.

• Eligible cardholders get a 35% discount at Champagne's Room's Degustation from Monday to Saturday. There is a minimum of five and a maximum of 10 diners required per card, per meal period.

• Eligible cardholders can also get a 35% discount on Champagne Room's ala carte menu upon meeting the minimum dine-in spend of P3,000. This offer is available daily. Maximum discount is at P5,000.

• Eligible cardholders get a 20% on Red Jade's Chef's Recommendations. There is a required minimum of five set menus, and a maximum od 10, per table.

• Eligible cardholders can also get a 20% discount on Red Jade's ala carte menu daily. This is offered upon meeting the minimum required spend of P3,000. Maximum discount is P5,000.

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Promo Period

• Ongoing until June 30, 2026

• Blackout dates are February 13 and 14, May 10, and June 21, 2026.

Eligible Cards

• Metrobank Vantage Visa / Mastercard

• M Free Mastercard

• Titanium Mastercard

• Platinum Mastercard

• World Mastercard

• ON Mastercard

• PSBank Credit Mastercard

• Toyota Mastercard

• Rewards Plus Visa

• Femme Visa

• Femme Signature Visa

• Cashback Platinum Visa

• Travel Platinum Visa

• Travel Signature Visa

• Metrobank PRIME Debit cardholders

Promo Mechanics

• Eligible cardholders can get 50% off on lunch and dinner buffet at Cafe 1228, New World Makati Hotel.

• There is a minimum of two and a maximum of 20 diners per card.

• Lunch and dinner buffets are valid for dine-in transactions only.

• There is a maximum discount of P800 at The Lounge. Premium spirits and Cellar Selection Wines are excluded from the promo.

• Reservations are required. To reserve, call (02) 8811-6888 or send an e-mail to servicecentre.manila@newworldhotels.com.

• New World Makati Hotel is located at Esperanza St. corner Makati Avenue, Ayala Center, Makati City.

Promo Period:

• Ongoing until March 30, 2026

• Blackout date is February 14, 2026

Eligible Cards:

• Metrobank Peso Visa

• Metrobank Peso Mastercard

• Metrobank Vantage Visa

• Metrobank Vantage Mastercard

• M Free Mastercard

• Titanium Mastercard

• Platinum Mastercard

• World Mastercard

• PSBank Credit Mastercard

• Toyota Mastercard

• Rewards Plus Visa

• Femme Visa

• Femme Signature Visa

• Cashback Platinum Visa

• Travel Platinum Visa

• Travel Signature Visa

Promo Mechanics:

• Eligible cardholders get 30% off at Czarina's All Day Filipino Dining upon meeting the minimum required single-receipt spend of P3,000. The maximum discount is P10,000.

• This is valid for dine-in transactions only.

• Czarina's All Day Filipino Dining is at 15 Bacolod Street, San Roque, Marikina City

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Promo Period:

• Ongoing until March 31, 2026

Eligible Cards:

• PNB Credit Cardholders

• PNB Debit Cardholders

• PNB Prepaid Cardholders

Promo Mechanics:

• Eligible cardholders are entitled to get a buy-one, take-one promo on selected cocktails.

• The promo price is P420 for two cocktails.

• The cocktails included in this promo are Whisky Highball, Gin and Tonic, or Margarita.

• The Vault is at G/F O Square 2, Ortigas Ave, Greenhills Shopping Center, San Juan City.

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Promo Period:

• Ongoing until March 31, 2026

• Blackout dates are February 14 and 17, 2026

Eligible Cards:

• RCBC Credit Cards

Promo Mechanics:

• Eligible cardholders get 25% on lunch and dinner buffets

  • Lunch buffet is from 12 p.m. to 2:30 p.m.

  • Dinner buffet is from 6 p.m. to 10 p.m.

• This offer is valid for dine-in transactions for a minimum of two diners and a maximum of 10 diners per cardholder.

• This is not valid for à la carte orders and beverages—including payments for bulk orders, banquet sales, private functions, and parties.

• Seda Vertis North is at Astra corner Lux Drives, Vertis North, Diliman, Quezon City.

Promo Period:

• Ongoing until February 7, 2026

• Blackout dates apply

Eligible Cards:

• Visa Concierge

Promo Mechanics:

• List of participating Michelin-awarded restaurants:

  • Hapag at The Balmori Suites, Hidalgo Drive, Rockwell Center, Makati City

  • Aya at The Balmori Suites, Hidalgo Dr, Rockwell Center, Makati City

  • Txanton at 2294 Chino Roces Avenue Extension, Magallanes, Makati City

  • Bolero at GF, Verve Tower 2, High Street South, 26th 27th Street, Taguig City

  • Antonio's at 202 Epifanio de los Santos Avenue, Mandaluyong City

  • Seva at 2F, LYH Building, 714 Jose Abad Santos, San Juan City

• RCBC Visa Infinite cardholders must call Visa Concierge for prior reservation and quote “Visa Wine Program/Redemption”.

• Limited to one (1) redemption per cardholder, with the minimum spend, no splitting or combination of bills or tables allowed.

• The type of complimentary bottle of wine will be determined by the restaurant.

• Applicable for dine-in only, non-refundable or exchangeable for other items.

• This offer can only be redeemed once per cardholder during the campaign period.

• To make a reservation with RCBC Visa Infinaite via Visa Concierge, you can contact 1800-8908-6593 (Globe) or 1800-1441-0080 (PLDT), or send an e-mail to PHInfinite@concierge-asia.visa.com.

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Promo Period

• Ongoing until March 31, 2026.

Eligible Cards

• UnionBank credit cardholders

Promo Mechanics

• Eligible cardholders who can meet the minimum net amount of P1,200 single receipt worth of Panda Express products using their UnionBank credit card can get a free medium-sized Chow Mein.

• This is valid for dine-in, take-out, and drive-thru transactions at all Panda Express stores with Maya Terminals.

• See list of participating Panda Express branches.

Promo Period

• Ongoing until March 31, 2026

Eligible Cards

• UnionBank credit cardholders

Promo Mechanics

• Eligible cardholders who purchase a minimum net amount of P800 or a minimum net amount of P2,000 single receipt worth of Burger King products using a qualified UnionBank credit card, and get a reward.

• If you meet the minimum of P800, you can get one free X-tra Long Chicken Sandwich. If you meet the minimum of P2,000, you can get one free Whopper Solo. Payments should be made using the UnionBank credit card.

• This is available for dine-in, take-out, and drive-thru across all Burger King stores with Maya terminals.

• See list of participating Burger King stores.

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Read also:

Shopping Credit Card Promos in February 2026