Shopping Credit Card Promos in January 2026

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(SPOT.ph) Happy New Year, our dear Spotters! Is one of your New Year's Resolutions for 2026 to be wise with your spending? Here's one way you can do that without completely depriving yourselves of a much-deserved treat every month: maximizing your credit card perks. This 2026, too, we're going to help you with a list of shopping credit card promos that you could enjoy.

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• BDO

• BPI

• Metrobank

• Unionbank

• Eastwest

• RCBC

• Chinabank

Promo period

December 5, 2025, to January 31, 2026

Eligible cards

• BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay Credit Cards

Promo mechanics

• The LOOK At Me Exclusive Promo (“Promo”) is open to all active and Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay, collectively, “Cardholders”.

  • BDO Installment Card, BDO Corporate Cards, and BDO Debit Cards are NOT eligible to participate in the Promo.

• The Promo will run from December 5, 2025 to January 31, 2026 at LOOK At Me branches in SM Aura, SM Mall of Asia, and SM North EDSA.

• Offers:

  • 15% OFF on all items for a minimum single-receipt purchase of P7,500

    • Discount will be awarded automatically at point-of-sale upon reaching the minimum single-receipt purchase requirement. For purchases above P10,000 the maximum discount of P1,500 applies.

  • BUY NOW PAY LATER (BNPL) at 0% interest on 3 months term for a minimum single-receipt purchase of P3,000

    • The first installment will be billed on the next statement from transaction date.

      Option to pay 4 months later for transactions from December 5 to 31, 2025.

    • For details, visit www.bdo.com.ph/bnpny​

  • Special activities for BDO Credit Cardholders

    • Enjoy in-store workshops, complimentary beauty services, and exclusive gift packs from LOOK At Me. For more details, contact 0917-8039475 (SM Aura & SM North EDSA) and 0917-8594068 (SM Mall of Asia).

• The Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with other promotions, discounted items, and fixed price items (unless specified).

• The minimum purchase requirement is defined as net of all applicable discounts. 

• All BDO Credit Card transactions are subject to bank approval. 

• Splitting of transactions for the purpose of getting multiple discounts is not allowed. Multiple transactions using one or more qualified BDO Credit Card/s under one Cardholder within a 15-minute interval shall be considered as a split transaction. If found to have split transactions, only the first qualified transaction will be eligible for the discount and BDO reserves the right to reverse or adjust the discount amount credited to the BDO Credit Card, at BDO's discretion. 

• BUY NOW PAY LATER Terms and Conditions apply. For reference, visit https://www.bdo.com.ph/personal/cards/credit-cards/installment-programs/bnpl-terms-and-conditions​

• Transactions covered by the Promo cannot be used in conjunction with, and may no longer be used, in any other ongoing BDO Credit Card Promos, such as but not limited to credit card activation programs, points-multiplier promos, and other cashback/rebate promos. 

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Promo period
November 15, 2025, to January 31, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• Get up to 45% off on the latest sophisticated fashion finds using your BPI Credit Card

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period:

  • Baseline Offer

    • Promo Period: November 15, 2025 to December 31, 2025

    • Promo Offer: 30% off on all regular-priced casual clothing

    • Online Promo Code: BPIBR + first 6 digits of card

  • Black Friday Week:

    • Promo Period: November 24, 2025 to December 1, 2025

    • Promo Offer: 45% off on all regular-priced casual clothing

    • Online Promo Code: BPIBF + first 6 digits of card

  • End of Season Sale

    • Promo Period: January 1, 2026 to January 31, 2026

    • Promo Offer: Up to 50% off on all regular-priced casual clothing

    • Online Promo Code: BPIEOS + first 6 digits of card

• Flexipay for qualified BPI Credit Cardholders

  • 3 months FlexipayZero

  • FlexipayLater

  • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card or Debit Card to pay for his or her purchases at Merchant.

• Offer should be given instantly where the purchase was made.

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• How to avail:

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 3 months FlexipayZero.  

  • Available installment terms: 3 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 3,000 or higher. 

• Participating merchants:

  • Banana Republic Central Square-Lower Ground Floor, Central Square Mall, 5th Avenue Cor., 30TH St., Taguig

  • Banana Republic (Women's) Rustan's Makati-2/L Rustan's Makati, Ayala Center, Makati City

  • Banana Republic (Men's) Rustan's Makati- 1/L Rustan's Makati, Ayala Center, Makati City

Promo period
November 15, 2025, to January 31, 2026

Eligible cards
BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• Get up to 45% off on regular priced casual clothing using your BPI or Robinsons Bank Credit or Debit Card.

• Promo Period as indicated below:

  • Baseline Offer – November 15, 2025 to December 31, 2025

  • Black Friday Week – November 24, 2025 to December 1, 2025

  • End of Season Sale – January 1, 2026 to January 31, 2026

• Flexipay for qualified BPI Credit Cardholders

  • 3 mos. FlexipayZero

  • FlexipayLater

  • Up to 100% Bonus Madness Limit your installment purchases for qualified credit cardholders 

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period:

• Baseline Offer

  • Promo Period: November 15, 2025 to December 31, 2025

  • Promo Offer: 30% off on all regular-priced casual clothing

  • Online Promo Code: BPION + first 6 digits of card

• Black Friday Week:

  • Promo Period: November 24, 2025 to December 1, 2025

  • Promo Offer: 45% off on all regular-priced casual clothing

  • Online Promo Code: BPIBF + first 6 digits of card

• End of Season Sale

  • Promo Period: January 1, 2026 to January 31, 2026

  • Promo Offer: Up to 50% off on select sale items and 30% off on all regular-priced casual clothing

  • Online Promo Code: BPIEOS + first 6 digits of card

• Flexipay for qualified BPI Credit Cardholders

  • 3 months FlexipayZero

  • FlexipayLater

  • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating bank Credit or Debit Card to pay for his or her purchases at Merchant.

• Offer should be given instantly where the purchase was made.

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• How to avail:

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of up to 3 months FlexipayZero.  

  • Available installment terms: 3 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 3,000 or higher. 

• Participating Merchants:

  • Old Navy Bonifacio High Street-SSI Commercial Bldg. Blk. 6 Quadrant 7 City Center, Bonifacio  

  • Old Navy EDSA Shangri-La-1/L Main Wing, Shangri-La Plaza Mall EDSA cor. Shaw Blvd. Mandaluyong City 

  • Old Navy One Ayala-2/F One Ayala, Ayala Avenue cor. EDSA Ayala Center, Makati City 

  • Old Navy (Kids) Rustan’s Makati-3/L Rustan’s Makati, Ayala Center, Makati City 

Promo period
November 15, 2025 to January 31, 2026

Eligible cards

BPI Credit Cards

• BPI Amore Cashback Card 

• BPI Amore Platinum Cashback Card

• BPI Corporate Card

• BPI Edge Card

• BPI Gold Rewards Card 

• BPI Platinum Rewards Card

• BPI Rewards Card 

• BPI Signature Card

• Petron BPI Card 

• BPI DOS Card

• Robinsons Cashback Card

BPI Debit Card

Robinsons Bank Credit Cards        

• DOS Card 

• Robinsons Cashback Card

Robinsons Bank Debit Cards

• Robinsons Bank Visa Debit Card

• Simple Savings Card

Promo mechanics

• Get up to 45% off on regular-priced casual clothing using your BPI Credit Card

  Promo Period as indicated below:

  • Baseline Offer – November 15, 2025 to December 31, 2025

  • Black Friday Week – November 24, 3035 to December 1, 2025

  • End of Season Sale – January 1, 2026 to January 31, 2026

• Flexipay for qualified BPI Credit Cardholders 

  • 3 months Flexipay Zero

  • FlexipayLater

  • Up to 100% Bonus Madness Limit your installment purchases for qualified credit cardholders 

• The Promo is open to Cardholders with participating BPI or Robinsons Bank Credit or Debit Cards whose accounts are active and in good standing.

• BPI and Robinsons Bank Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • Baseline Offer: November 15, 2025 to December 31, 2025

    • 30% on all regular-priced casual clothing online and in-store

    • BPIGAP + first 6 digits of card

  • Black Friday Week: November 24, 2025 to December 1, 2025

    • 45% on all regular-priced casual clothing

    • BPIBF + first 6 digits of card

  • End of Season Sale: January 1, 2026 to January 31, 2026

    • Promo Offer: Up to 50% off on select sale items and 30% off on all regular-priced casual clothing

    • BPI EOS + first 6 digits of card

• Flexipay for qualified BPI Credit Cardholders 

  • 3 months FlexipayZero 

  • FlexipayLater

  • Up to 100% Additional Bonus Madness Limit for installment purchases

• To qualify for the offer, the Cardholder must use his or her participating bank Credit Card to pay for his or her purchases at Merchant.  

• Offer should be given instantly where the purchase was made. 

• The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.  

• How to avail:

  • Visit any participating branch of merchant.  

  • Use any of the participating BPI or Robinsons Bank Credit or Debit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of 3 months FlexipayZero.  

  • Available installment terms: 3 months. Terms may be available for select items. Valid for a minimum installment spend of PHP 5,000 or higher. 

• Participating Branches:

  • GAP Abreeza-G/F Abreeza Mall, J.P. Laurel Avenue, Bajada, Davao City 

  • GAP Alabang Town Center-G/F Corte Delas Palmas, Alabang Town Center, Alabang Zapote Road, Muntinlupa City 

  • GAP Ayala Malls Manila Bay-G/F Ayala Malls, Manila Bay 

  • GAP Glorietta-G/F Glorietta 4, Ayala Center, Makati City 

  • GAP (Kids) Rustan’s Makati-3/L Rustan’s Makati, Ayala Center, Makati City 

  • GAP  Shangri-La-1/L Main Wing, Shangri-La Plaza Mall EDSA cor. Shaw Blvd., Mandaluyong City 

  • GAP SM Mall of Asia-2/F Main Mall, SM Mall of Asia Complex, Jose Diokno Blvd., Pasay City 

  • GAP SM Megamall-2/L Atrium EDSA cor. Julia Vargas Ave., Mandaluyong City 

  • GAP TriNoMa-Level M3 EDSA cor. North Ave., Bagong Pag-asa, Quezon City 

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Promo period

November 3, 2025 to January 31, 2026

Eligible cards

All Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa, Metrobank PRIME, Elite, Premier + Debit and Metrobank Prepaid cardholders in good credit standing only.

Promo mechanics

• Qualified cardholders can get 15% OFF on regular items for a minimum spend of PHP 5,000 at participating Hechter Paris with their Metrobank Cards.

• The promo period is from November 3, 2025 to January 31, 2026. No blackout dates.

• The promo is available for in-store purchase at the participating branches of Hechter Paris.

  • The Block - Unit 455b-2 4th Floor, The Block SM City North Edsa Main Building, North Avenue, Quezon City 1105 Metro Manila, Philippines

  • SM Megamall (Pop up) - 2F Linkage Megamall Building D, Edsa Corner Dona Julia Vargas Avenue Ortigas Center, Mandaluyong City 1550 Metro Manila, Philippines

  • SM Mall of Asia - Unit 228 2nd Floor, SM Mall Of Asia Main Building, J. W. Diokno Boulevard, Pasay 1300 Metro Manila, Philippines

  • SM Pampanga - Ground Floor,134 SM City Pampanga San Jose,Pampanga City

  • SM The Podium - Unit Ex339 3rd Floor SM The Podium, 12 ADB Avenue, Ortigas Center, Mandaluyong City 1550 Metro Manila, Philippines

  • Shangri-La Plaza - Unit 340 Level 3, Main Wing Shangri-La Plaza Mall, Edsa Corner, Shaw Boulevard, Ortigas Center, Mandaluyong City 1550, Metro Manila Philippines

  • Uptown Mall - Unit B10b 2nd Floor, Uptown Place Mall 9th Avenue Corner 36th Street, Uptown Mall, Bonifacio, The Fort, Taguig City 1630 Philippines

  • Estancia Mall - Unit L2 -218 B Estancia Mall Northwing Capitol Commons Brgy. Oranbo Pasig City

• Other Terms and Conditions:

  • The Offer is available to regular-priced

  • A minimum spend of P5,000 is required to avail of the offer

  • Customers may avail of this discount multiple times. The promotion is applicable to any single-receipt purchase made within the specified duration.

  • This promo is only valid on regular-priced items and cannot be combined with other promotions and discounts.

  • Valid in all Hechter Paris boutique stores.

  • Promo cannot be availed at department stores and online marketplaces such as Shopee, Lazada and Zalora.

  • Metrobank cardholders must charge the total amount of the purchase to their qualified Metrobank Card through (Hechter Paris’s) Point Of Sale Terminal.

  • Only one (1) transaction receipt is allowed per customer, per day.

  • Only one (1) qualified card will be accepted per cardholder, per day even if he or she has more than one (1) qualified card.

Promo period

November 1, 2025 to October 31, 2026

Eligible cards

All Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders

Promo mechanics

• Get 10% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to debit and prepaid card transactions for in-store purchases only and 5% OFF on D-coded items for a minimum single-receipt purchase of P1,500 applicable to credit card transactions for in-store and online purchases.

• No registration is required. Simply use your qualified Metrobank card at participating branches to avail of the promo.

• Valid for in-store and online purchases only. For online purchases, input the exclusive promo code MBReads upon checkout at www.fullybookedonline.com

• Valid for straight transactions only.

• Min. spend of P1,500

• Must be charged to a qualified Metrobank card via Fully Booked’s Point-of-Sale terminal

• The Promo is applicable to all Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank PRIME Debit, and Prepaid cardholders in good credit standing only. The Promo is not applicable to Metrobank Corporate Cards and Metrobank Dollar Mastercard cards.

• Qualified cardholders can get up to 10% OFF at Fully Booked using their Metrobank cards.

  • 10% OFF on D-coded items for a minimum single-receipt purchase of PHP 1,500.00 applicable to debit and prepaid card transactions for in-store purchases only.

  • 5% % OFF on D-coded items for a minimum single-receipt purchase of PHP 1,500.00 applicable to credit card transactions for in-store and online purchases.

• The promo period is from November 1, 2025 to October 31, 2026 only.

• The promo is available at the following participating Fully Booked branches. To avail in-store, cardholders should mention to the store staff that they will avail of the Metrobank card promo.

• How to avail (online):

  • Go to www.fullybookedonline.com;

  • Add any D-coded items to cart with a minimum purchase of PHP 1,500.00;

  • Fill-out billing and delivery details;

  • Input the exclusive promo code, MBReads upon checkout.

    • Note: Failure to key-in the appropriate promo code shall disqualify the cardholder from availing the discount.

Promo period

November 3, 2025 to April 30, 2026

Eligible cards

All Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa, Metrobank PRIME, Elite, Premier + Debit and Metrobank Prepaid cardholders

Promo mechanics

• Get 10% OFF on all regular items and additional 5% OFF on Markdown items for a minimum purchase of P5,000.

• What are the qualified cards / credit cards for the promo?

  All Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa, Metrobank PRIME, Elite, Premier + Debit and Metrobank Prepaid cardholders in good credit standing only.

• Promo period is from November 3, 2025 to April 30, 2026.

• How do I register in the promo?

  • No registration is required. Simply use your qualified Metrobank card at participating branches to avail of the promo.

• What are the qualified transactions?

  • Valid for in-store purchases at boutiques only

  • Valid for straight transactions only.

  • Min. single-receipt spend of PHP 5,000 for regular and markdown items

  • Must be charged to a qualified Metrobank card via Columbia Sportswear’s Point-of-Sale terminal

• The promo is available for in-store purchase at the participating branches of Columbia Sportswear.

  • COLUMBIA SPORTSWEAR - Araneta Center Gateway

  • COLUMBIA SPORTSWEAR - Ayala Abreeza

  • COLUMBIA SPORTSWEAR - Alabang Town Center

  • COLUMBIA SPORTSWEAR - Ayala Centrio

  • COLUMBIA SPORTSWEAR - Greenbelt

  • COLUMBIA SPORTSWEAR - Trinoma

  • COLUMBIA SPORTSWEAR - Festival Mall

  • COLUMBIA SPORTSWEAR - KCC General Santos

  • COLUMBIA SPORTSWEAR - Limketkai

  • COLUMBIA SPORTSWEAR - Robinsons Ermita

  • COLUMBIA SPORTSWEAR - Shangri-La Plaza

  • COLUMBIA SPORTSWEAR - SM Aura

  • COLUMBIA SPORTSWEAR - Bacolod

  • COLUMBIA SPORTSWEAR - SM Baguio

  • COLUMBIA SPORTSWEAR - SM Cebu

  • COLUMBIA SPORTSWEAR - SM Clark

  • COLUMBIA SPORTSWEAR - SM Davao

  • COLUMBIA SPORTSWEAR - SM Iloilo

  • COLUMBIA SPORTSWEAR - Legazpi

  • COLUMBIA SPORTSWEAR - SM Megamall

  • COLUMBIA SPORTSWEAR - SM North Edsa Annex

  • COLUMBIA SPORTSWEAR - SM Seaside City Cebu

Promo period

November 3, 2025 to April 30, 2026

Eligible cards

All Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa, Metrobank PRIME, Elite, Premier + Debit and Metrobank Prepaid cardholders in good credit standing only.

Promo mechanics

• The promo is applicable to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa, Metrobank PRIME, Elite, Premier + Debit and Metrobank Prepaid cardholders in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard and ON Mastercard.

• Qualified cardholders can get 15% OFF on regular items for a minimum spend of PHP 5,000 at participating Apple & Eve with their Metrobank Cards.

• The promo period is from November 3, 2025 to April 30, 2026. No blackout dates.

• The promo is available for in-store purchase at the participating branches of Apple & Eve.

  • Apple & Eve SM Megamall - 2nd level SM Megamall, Dona Julia Vargas Ave., Ortigas Center, Mandaluyong City

  • Apple & Eve SM Mall of Asia - 3rd level Main Mall South, SM Mall of Asia, J.W. Diokno Blvd., Pasay

  • Apple & Eve SM Sta. Rosa - SM Sta. Rosa, National Highway, Sta Rosa, Laguna

  • Apple & Eve SM Pampanga - Level 1 SM Pampanga, Olongapo- Gapan Road, Lagundi, Mexico, Pampanga

  • Apple & Eve SM Southmall - Lower Ground SM Southmall Alabang Zapote Road, Las Pinas City

  • Apple & Eve TriNoma - Level 1 Trinoma, EDSA cor. North Ave., Quezon City

  • Apple & Eve Vista Mall Balanga, Bataan - Ground level, Brgy. Cupang Proper, Roman Superhighway, Balanga Bataan

  • PD & Co. and Apple & Eve Shangri-La EDSA - Level 5, Main Wing, Shangri-La Plaza EDSA corner Shaw Boulevard, Mandaluyong, Metro Manila, 1550

  • PD & Co. and Apple & Eve Eastwood - 2nd Level Eastwood Mall, 1800 Quezon City

• Other Terms and Conditions:

  • This promo is only valid on regular-priced items and cannot be combined with other promotions and discounts.

  • A minimum spend of PHP 5,000 is required to avail of the offer

  • Customers may avail of this discount multiple times. The promotion is applicable to any single-receipt purchase made within the specified duration.

  • Metrobank cardholders must charge the total amount of the purchase to their qualified Metrobank Card through (Apple & Eve’s) Point Of Sale Terminal.

  • Only one (1) transaction receipt is allowed per customer, per day.

  • Only one (1) qualified card will be accepted per cardholder, per day even if he or she has more than one (1) qualified card.

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Promo period

November 21, 2025 to January 2, 2026

Eligible cards

open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”)

Promo mechanics

• The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), have available credit limit and who are not prohibited under applicable Gifts, Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo. 

• Promo Offer: Shop at Lazada using your UnionBank Issued or Acquired Credit Card and enjoy 10% OFF (capped at P400 OFF) for a minimum spend of P3,000, valid for one-time use every Friday, 12NN to 2PM, with limited redemptions only. 

  • The Promo is valid on regular and sale items at Lazada. 

  • Purchase must be made every Friday, 12NN to 2PM, from November 21, 2025 to January 2, 2026.

  • Discount applies with a minimum spend of P3,000 on straight transactions, charged to the UnionBank Issued or Acquired Credit Card. Discount is capped at ₱400. Minimum spend applies to total price of selected items in cart prior to any discounts.

  • The promo can be availed by collecting the discount voucher on the Partner Promo Page (lzd.co/MYPartnerPromos).

  • Valid for 1x use every Friday, 12NN to 2PM, per customer via Lazada mobile app only. 

  • Discount will apply automatically at the Payment Page if the eligible UnionBank Issued or Acquired Credit Card is selected as the payment option. Customer must check if discount is applied before proceeding to final check-out. 

  • Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada.

• How to avail:

  • Download the Lazada app for free via App Store for Apple users or Google Play store for Android users.

  • Visit the Voucher Center from the app's homepage. Look for Payment Vouchers and click “See More” to be redirected to the Partner Promo Page to collect the discount voucher. In collecting the voucher:

    1. User should click “Collect”

    2. Once the user clicks “Collect” and does not have a bound card that matches the voucher they want to collect, a prompt message will appear.

    3. Users will be redirected to the Card Binding Page, where they need to enter their card details. The card they bind should match the voucher they want to collect.

    4. The user should ensure that the binding/linking process is successful.

    5. Once the user successfully links their card, the voucher will be collected automatically and added to the user's voucher wallet.

  • Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction.

  • Click the Shopping Cart icon to view items on Cart.

  • Select the item/s you wish to order and click “Check Out”.

  • Enter your shipping and billing information and select your UnionBank Credit Card as payment method.

  • Collected discount voucher will automatically apply once all purchase requirements for the promo are met. Make sure to check if the discount was applied to total billing before proceeding to place the order. 

  • Click “Place Order” to complete the transaction.

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Promo period

until May 2026

Eligible cards
open to EastWest Mastercard credit cardholders whose accounts are active, current, and in good credit standing

Promo mechanics

• The promos are open to EastWest Mastercard credit cardholders whose accounts are active, current, and in good credit standing. Cardholders in good credit standing are those with EastWest Mastercard credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of EastWest Mastercard credit cards.

• Promo Period: 

  • Temu – until May 31, 2026

  • FARFETCH – until December 31, 2025

  • YOOX – until December 31, 2025

• Terms and Conditions:

  • TEMU

    • EastWest Mastercard credit cardholders can get up to P600 OFF for a min. spend P1,500 or more on TEMU.

    • Visit https://temu.to/k/goj015qke64 to avail the discount.

    • The promotion benefits will expire 24 hours after the user's last click of the referral link/code, or at the end of the promotion period, whichever occurs first. If the benefits expire, the user may reactivate them by clicking the referral link/code again within the following time limits (and always no later than the end of the promotion period):

    • For new users: within 30 days of their first activation.

    • For existing users: by the end of the same calendar month in which their first activation occurred.

    • The new user benefit under this promotion is only valid for one qualifying purchase made by a new user within 30 days from their first click of the referral link/code.

    • The existing user benefit under this promotion is only valid for one qualifying purchase made by an existing user each calendar month (up to 10 purchases in total).

    • Users shall ensure that the discount is reflected at the checkout page, prior to placing order. In the event that the discount is not reflected/applied, discounts will not be retrospectively provided or applied.

    • Users may contact Mastercard at https://www.temu.com/support-center.html in the event of any disputes regarding this promotion.

    • TEMU reserves the right, at its sole discretion, to vary, delete, or add to any of these Terms and Conditions relating to this promotion at any time without prior notice, and to determine the eligibility of any customer or qualifying purchase, as well as the dates of the promotion.

  •  FARFETCH

    • Get 10% OFF on FARFETCH for a minimum spend of USD300 with promo code: MCML10

    • A minimum spend is required to redeem these offers. Offer is valid on orders over USD 300 / EUR 300 / GBP 300 / DKK 2,000 / CAD 420 / AUD 480 / JPY 15,000 / CHF 300 / SGD 420 / MXN 8,000 / PLN 1,200 / SEK 3,000 / AED 1,200 / QAR 1,200 / SAR 1,200 / CNY 2,100 / HKD 2,500 / MOP 2,500 / TWD 8,500. Minimum spend excludes shipping costs, cancelled orders or refunds made on returned items.

    • This offer can be used on full-price items only. Please be aware that there is a minimum spend required to require this offer, equivalent of EUR 300/USD 300, capped at 2 redemptions per calendar quarter.

    • Offer cannot be used in conjunction with other promotional programmes, offers, discount cards, vouchers or VIP privileges unless otherwise stated.

    • FARFETCH’s and Mastercard’s decision shall be final with respect to any Mastercard cardholder disputes regarding the offer.

    • For a full list of shipping locations please visit FARFETCH.com.

    • The offer is only available on selected brands and certain brands are excluded. Refer to the PDF document for list of brand exclusions.

    • For information relating to FARFETCH return policy please visit: https://prf.hn/l/rpOJYb5

    • Full terms and conditions of sale can be found here: https://prf.hn/l/7abXJyV

  • YOOX

    • Get 15% OFF on YOOX, no minimum spend required with promo code: MC2025.

    • The promotion code will only be valid on dedicated Merchant’s website at the landing pages listed above or the Merchant’s mobile app(s).

    • The offer applies when you make a payment with a Mastercard card for orders being shipped to Australia, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam. 

    • The cardholders shall select Mastercard upon checkout and use promotional code MC2025.

    • The Offer will be applied on the net purchase value of the products before the application of any taxes and/or applicable fees or charges.

    • YOOX.COM has the right to suspend or terminate the offer if an invalid card is used to redeem the Offer.

    • Offer is only applicable for Mastercard cardholders making purchases for their personal use (i.e. not for wholesale purposes).

    • Unless otherwise specified, the Offers cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.

    • The Offers cannot be transferred or used to settle the minimum payment, exchanged for cash, spending credit or other discounts/products/services.

    • The Promotion is not available on selected items, certain categories and brands: The categories and brands that may be excluded from the promotion are: Art, Clearance, Kids, Design, Sport, items labeled NEW, Kartell, sunglasses, Aurélie Bidermann and Montblanc.

    • The prices of all products and services are designated by the relevant participating merchants and are subject to change from time to time without notice.

    • YOOX.COM has the right to amend these terms and conditions as well as to terminate this Offer and/or replace the Offer with another offer of similar value.

    • YOOX shall be solely responsible for the fulfilment of the Offer and merchandise and services offered by YOOX to Eligible cardholders. Mastercard acts solely as a payment provider and is not responsible or liable in the event that any of the merchandise, services or benefits are not provided or fulfilled by YOOX.

    • Eligible cardholders shall arrange for any cancellation of orders or exchange of purchased items through www.yoox.com. Cancellations and exchanges are subject to the General Terms and Conditions of Sale available on www.yoox.com. Customers may contact customer care at enjoyshopping@yoox.com.

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Promo period

September 1, 2025 to February 15, 2026.

Eligible cards

open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

Promo mechanics

• The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

• Promo is from September 1, 2025 to February 15, 2026.

• Customers can avail of the following offers using their RCBC Credit Card or RCBC Pay*

• 50% OFF Velcro Wappen

  • Each Set includes 15 embroidered patches for you to DIY Personalize

• 10% OFF on total purchase

  • Valid for a minimum single-receipt spend of P300

• RCBC Pay is available to RCBC Mastercard Credit Cardholders through the RCBC Pulz app on NFC-enabled Android smartphones.

• Only one (1) qualified RCBC Credit Card will be accepted per cardholder, per visit, per day, even if the cardholder has multiple qualified RCBC Credit Cards.

• Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Art Monster.

• In case of disputes related to the promo, the decision of RCBC Credit Cards and Art Monster shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.

• Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

• List of stores:

  • SM Megamall

  • SM Bicutan

  • SM Fairview

Promo period

until January 15, 2026

Eligible cards

all RCBC Credit Cardholders 

Promo mechanics

• The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.

• Promo is valid until January 15, 2026, in all Oxy Originals stores and online via the Oxy Original website.

• Cardholders can avail of 30% OFF for a minimum single-receipt purchase of ₱5,000 using their RCBC Credit Card or via RCBC Pay* during the promo period.

• *RCBC Pay is available to RCBC Mastercard Credit Cardholders through the RCBC Pulz app on NFC-enabled Android smartphones.

• Here’s how to avail of the offer online:

  • Visit the Oxy Originals online store at https://oxyoriginals.com.

  • Customers can choose any item and add it to cart.

  • Once shopping is complete, the customer can review the items in their cart and click CHECKOUT.

  • Choose Xendit as the payment method and click PAY NOW.

  • Customers are then redirected to a page where they can manually enter their RCBC Credit Card details and the promo code RCBCOXY30.

  • The 30% OFF will be applied as long as the order subtotal meets the minimum spend requirement of P5,000.

  • Input the shipping details and select the preferred shipping method.

  • Once payment is successful, the customer will receive an email confirmation of his/her order and wait for the order to arrive.

• Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Oxy Originals.

Promo period

until January 15, 2026

Eligible cards

open to all RCBC Credit Cardholders whose accounts are active and in good credit standing

Promo mechanics

• Promo is valid until January 15, 2026, in all Meet My Feet stores and online via the Meet My Feet website.

• Cardholders can avail of 30% OFF for a minimum single-receipt purchase of ₱5,000 using their RCBC Credit Card or via RCBC Pay* during the promo period. *RCBC Pay is available to RCBC Mastercard Credit Cardholders through the RCBC Pulz app on NFC-enabled Android smartphones.

• Here’s how to avail of the offer online:

  • Visit the Meet My Feet online store at https://mmfkids.com.

  • Customers can choose any item and add it to cart.

  • Once shopping is complete, the customer can review the items in their cart and click CHECKOUT.

  • Choose Xendit as the payment method and click PAY NOW.

  • Customers are then redirected to a page where they can manually enter their RCBC Credit Card details and the promo code RCBCMMF30.

  • The 30% OFF will be applied as long as the order subtotal meets the minimum spend requirement of P5,000.

  • Input the shipping details and select the preferred shipping method.

  • Once payment is successful, the customer will receive an email confirmation of his/her order and wait for the order to arrive.

  • Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Meet My Feet.

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Promo period

until June 30, 2026

Eligible cards
all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing

Promo mechanics

• The Promo Period from July 5, 2025 to June 30, 2026.

• Cardholders are entitled to 20% OFF for a minimum single-receipt purchase of P3,000 when they use their Chinabank Credit or Debit Card for payment at OXY Originals.

• Available online via www.oxyoriginals.com using the promo code ‘CBOXY20’ (valid for multiple use).

• Available at participating OXY Originals branches:

  • Alabang Town Center

  • Ayala Malls Feliz

  • Ayala Malls Manila Bay

  • Estancia Mall

  • Glorietta

  • Greenhills Mall

  • Robinsons Place Manila

  • Shangri-La Plaza

  • SM Seaside Cebu

  • Trinoma

• How to Avail

  •   Via Website:

    •  Visit OXY Originals’ website at https://oxyoriginals.com/.

    • Checkout by choosing Xendit, then click PAY NOW

    • Enter your contact information.

    • Enter your Chinabank Credit or Debit Card details

    • On the same page, enter the promo code “CBOXY20” to avail the promo offer

    • Proceed to checkout. The discount will be applied automatically.

    • Once payment if successful, customer will receive an email confirmation of his/her order and may wait for the order to arrive.

  • In-store:

    • Visit participating OXY Originals branches and pay in full to avail the promo offer.

• To qualify for the promo offer, the Cardholder must use his/her Chinabank Credit or Debit Card for payment at OXY Originals.

• The offer is valid for transactions made online at OXY Originals’ website or in-store at participating branches.

• The offer is non-transferable and cannot be converted to cash, credit, vouchers, or other items.

• The offer is non-cumulative and cannot be used in conjunction with other promotions, special offerings, or discount privileges.

Promo period
August 1, 2025 to January 31, 2026

Eligible cards
all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• The Promo Period is from August 1, 2025 to January 31, 2026

  • Blackout dates: N/A

• Cardholders are entitled to 30% Off all regular-priced items at ConcepStore when they use their Chinabank Credit and Debit Card for payment.

• Cardholders must present and use their Chinabank Credit and Debit Card to pay for their total bill in a single-receipt transaction to avail of the offer/s.

• The offer is valid at www.ConcepStore.ph

• The offer is valid for all regular-priced items.

• How to avail:

  • Visit www.ConcepStore.ph

  • Browse and select your desired item

  • Click “Add to Cart”

  • At checkout, enter the code: CHINABANK30 to enjoy your discount.

  • Choose Card Payment as your payment method and complete your purchase.

• The offer/s is non-transferable and are not convertible to cash, credit, other items, or gift certificates.

• The offer/s is non-cumulative and cannot be used in conjunction with other promotional offers, packages, corporate rates, and conference/group bookings.

• In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.

Promo period
August 15, 2025 to February 15, 2026

Eligible cards

all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• The Promo Period is from August 15, 2025 to February 15, 2026

  • Blackout dates: N/A

• Cardholders are entitled to 15% Off on regular-priced items, no minimum spend requirement at Squad Skates when they use their Chinabank Credit and Debit Card for payment.

• Cardholders must present and use their Chinabank Credit and Debit Card to pay for their total bill in a single-receipt transaction to avail of the offer/s.

• The offer is valid at participating Squad Skates stores nationwide.

  • SM Megamall

  • One Ayala Makati

  • Fisher Mall Q Ave

  • SM Seaside

  • Shangrila Mall

  • Festival Mall

• The offer is valid for all regular-priced items

• The offer/s is non-transferable and are not convertible to cash, credit, other items, or gift certificates.

• The offer/s is non-cumulative and cannot be used in conjunction with other promotional offers, packages, corporate rates, and conference/group bookings.

• In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.

Promo period
August 15, 2025 to February 15, 2026

Eligible cards

all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• The Promo Period is from August 15, 2025 to February 15, 2026

  • Blackout dates: N/A

• Cardholders are entitled to 15% Off on regular-priced items, no minimum spend requirement at Tactics Water Gear when they use their Chinabank Credit and Debit Card for payment.

• Cardholders must present and use their Chinabank Credit and Debit Card to pay for their total bill in a single-receipt transaction to avail of the offer/s.

• The offer is valid at participating Tactics Water Gear stores nationwide.

  • SM City Cebu

  • Marketi! Market!

  • SM City San Lazaro

  • SM City Tanza

  • SM Fairview

  • SM Megamall

  • SM North EDSA

  • SM Seaside Cebu

  • UP Town Center

  • SM City Sto Tomas

• The offer is valid for all regular-priced items

• The offer/s is non-transferable and are not convertible to cash, credit, other items, or gift certificates.

• The offer/s is non-cumulative and cannot be used in conjunction with other promotional offers, packages, corporate rates, and conference/group bookings.

• In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.

Promo period
July 5, 2025 to June 30, 2026

Eligible cards
all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*

Promo mechanics

• The Promo is open to all Chinabank Credit and Debit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.

• Promo Details:

  • The Promo Period from July 5, 2025 to June 30, 2026.

  • Cardholders are entitled to 20% OFF for a minimum single-receipt purchase of P2,000 when they use their Chinabank Credit or Debit Card for payment at Meet My Feet.

  • Available online via www.mmfkids.ph using the promo code ‘CBMMF20’ (valid for multiple use).

  • Available at participating Meet My Feet branches:

    • Alabang Town Center

    • Ayala Malls Manila Bay

    • Greenhills Mall

    • Shangri-La Plaza

    • Trinoma

• How to Avail:

  • Via Website:

    • Visit Meet My Feet’s website at www.mmfkids.com.

    • Checkout by choosing Xendit, then click PAY NOW

    • Enter your contact information.

    • Enter your Chinabank Credit or Debit Card details

    • On the same page, enter the promo code “CBMMF20” to avail the promo offer

    • Proceed to checkout. The discount will be applied automatically.

    • Once payment if successful, customer will receive an email confirmation of his/her order and may wait for the order to arrive.

  • In-store:

    • Visit participating Meet My Feet branches and pay in full to avail the promo offer.

• Terms and Conditions

  • To qualify for the promo offer, the Cardholder must use his/her Chinabank Credit or Debit Card for payment at Meet My Feet.

  • The offer is valid for transactions made online at Meet My Feet’s website or in-store at participating branches.

  • The offer is non-transferable and cannot be converted to cash, credit, vouchers, or other items.

  • The offer is non-cumulative and cannot be used in conjunction with other promotions, special offerings, or discount privileges.

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Links are updated regularly and as much as possible but note that products can run out of stock, discounts can expire, and listed prices can change without prior notice.

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