Shopping Credit Card Promos in October 2026
Get a head start on all that Christmas shopping.
by Louise Lizan
Published on Sep 23, 2026
(SPOT.ph) The ber months are in full swing, and so is everyone's excitement for the holiday season. That makes October the best time to start spending—err, shopping for Christmas gifts. After all, September might feel a little too early, while November can be cutting it too close, especially for your budget.
Good thing credit card promos from BDO, BPI, Metrobank, UnionBank, EastWest, RCBC, and Chinabank are abundant this time of year, just waiting to be maximized as you get started on your holiday shopping. We list them all below.
Also read:
Spot Finds for August 2026: Katinko Lip Balm, HOKA Loafers + More
More Spot Finds for August 2026: Barbie Carry Om Bag, MUJI Planner
A guide to the essential shopping credit card promos in October 2026:
BDO Credit Card Promos for Shopping in October 2026
Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

Promo period
July 15 to October 15, 2026
Eligible cards
BDO Mastercard®, Visa, American Express®, JCB, Diners Club and UnionPay Credit Cards
BDO Mastercard and Visa Debit Cards
Promo mechanics
The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay and BDO Debit Cards (“Eligible Cards”). Acceptance of card brand vary per store.
Exclusion / NOT eligible to participate in the Promo: BDO Installment Card
Promo Period is from July 15 to October 15, 2026.
Offers:
Sperry, Keds, MBT: 15% off on regular and sale items
Valid for a minimum single-receipt spend of P6,000
Merrell, Complex Lifestyle Store: 10% off on regular and sale items
No minimum spend requirement
BUY NOW PAY LATER is available for qualified cardholders, subject to the following minimum single-receipt purchase requirement: P3,000 for 3-month installment and P8,000 for 6-month installment.
View details here for the list of participating branches.
Discount awarding:
To avail of the promo, BDO Cardholder must be present and use his/her Eligible Card to pay through a BDO Point-of-Sale (POS) terminal or Scan to Pay via BDO Pay.
EXCLUSIONS: Purchases at department stores, and online.
15% OFF at Love, Bonito

Promo period
April 15 to December 31, 2026
Eligible cards
BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay Credit Cards
Promo mechanics
The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay (“Eligible Cards”). Acceptance of card brand vary per branch.
The following cards are NOT eligible to participate in the Promo: BDO Installment Card and BDO Debit Cards.
Promo period is from April 15 to December 31, 2026.
Offer:
15% OFF on regular-priced items
Valid for a minimum single-receipt straight or BUY NOW PAY LATER spend of P6,000
Branches: Power Plant Mall and Greenbelt 3, Makati
Discount awarding:
To avail of the promo, Cardholder must be present and use his/her Eligible Card to pay through a BDO Point-of-Sale (POS) terminal or Scan to Pay via BDO Pay.
Exclusions: Sale items and purchases of gift vouchers, gift cards, delivery charges, and online.
The Offer cannot be exchanged for other items or discounts, and cannot be used in conjunction with other promotional offers by Love, Bonito.
Discount awarded is non-transferable and non-convertible to cash.
Unsuccessful card transactions (i.e. Eligible Card cannot be used to pay for the transaction for whatever reason) will not entitle the Cardholder to the offer. Payment using any non-Eligible Card or in cash is not allowed.
Terms and Conditions of BUY NOW PAY LATER apply. For reference, visit https://www.bdo.com.ph/personal/credit-cards/promos/installment/terms-and-conditions.
For concerns on products and/or services, you may reach out to the Love, Bonito’s customer support.
For the Cardholder’s protection, the card details and personal information shall always be kept secured. Please note that the Cardholder’s Card number, PIN, OTP or any card information shall not be sent by e-mail, text or call.
For promo-related complaints, BDO will handle complaints within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents. All questions and issues arising from the Promo will only be accepted not later than December 31, 2026 after which all matters relating to the Promo are considered conclusive.
The promotion is subject to the Terms and Conditions of Love, Bonito and the Terms and Conditions governing the issuance and use of BDO Credit Cards.
In case of questions or disputes related to the promo and the Terms and Conditions of said promo, the same shall be resolved and/or subject to the final decision of Love, Bonito and BDO, with DTI consent.
20% OFF + FREE Shipping on FlowerStore.ph

Promo period
February 15 to December 31, 2026
Eligible cards
BDO Mastercard®, Visa, JCB, and American Express® Credit Cards
BDO Mastercard and Visa Debit Cards
Promo mechanics
The “20% OFF +FREE Shipping on FlowerStore.ph” (“Promo”) is open to Cardholders of BDO Credit Cards (Principal and Supplementary including Virtual Cards) and BDO Debit Cards (“Eligible Cards”). Payment brands accepted are as follows: Mastercard, Visa, American Express, and JCB. BDO Installment Cards are not eligible to avail of the Promo.
The Promo runs from February 15 to December 31, 2026 (“Promo Period”).
Offer: 20% OFF +FREE Shipping on FlowerStore.ph app
For Debit Cards: Before shopping online, set your purchase limit up to a maximum of P200,000 per day! Just log in to the BDO Online app, go to More > Manage Cards > Select Debit Card > Set Daily Card Limits.
How to avail:
Download or open the FlowerStore.ph mobile app
Sign-up or log-in to your account
Select items you wish to purchase then click “Add to Cart”
Select your preferred delivery date and time, and add a Delivery Note, if any
Proceed by clicking on the “Buy Now” button
Enter your contact and delivery information
Enter the promo code to avail of the discount
Select your preferred payment method and complete your order
Select your preferred payment method and complete your order
The promotion is subject to the Terms and Conditions of FlowerStore.ph and the Terms and Conditions Governing the Issuance and use of BDO Credit and Debit Cards. In case of questions or dispute related to the promo and the Terms and Conditions of said promo, the same shall be resolved and/or subject to the final decision of FlowerStore.ph and BDO, with DTI consent.
All complaints will be handled within 7 to 10 banking days from receipt of complaint by BDO, provided with complete information, proof of purchase and other supporting documents.
For promo-related concerns and inquiries, BDO Cardholder may call FlowerStore.ph at (+632) 853-91488 or email contact@flowerstore.ph.
For the BDO Credit and Debit Cardholder’s protection, card details and personal information shall always be kept secured. Card number, PIN, OTP or any card information shall not be sent through an email or text or call in response to an unsolicited email, text or call. Acknowledgment of payment display by the merchant shall always be saved.
In case of dispute regarding the Cardholder’s eligibility, coverage of dates, fulfillment, and redemption, BDO and FlowerStore.ph shall resolve the dispute with the concurrence of DTI. In case of any question about any of the provisions of the Promo, the interpretation of BDO or FlowerStore.ph shall prevail, with the concurrence of DTI.
The Promo is subject to the Terms and conditions of FlowerStore.ph and Terms and Conditions governing the issuance and use of BDO Credit Cards.
15% OFF at Designer Blooms

Promo period
February 15, 2026 to January 31, 2027
Eligible cards
BDO Mastercard, Visa, JCB, UnionPay and American Express Credit Cards
BDO Mastercard and Visa Debit Cards
Promo mechanics
The “15% OFF at Designer Blooms” (“Promo”) is open to Cardholders of BDO Credit Cards (Principal and Supplementary including Virtual Cards) and BDO Debit Cards (“Eligible Cards”). Payment brands accepted are as follows: Mastercard, Visa, American Express, JCB, and UnionPay. BDO Installment Cards are not eligible to avail of the Promo.
The Promo runs from February 15, 2026 to January 31, 2027. (“Promo Period”).
Offer: 15% OFF at Designer Blooms
February 15, 2026 to January 31, 2027
Offer: 15% OFF online and in-store for a minimum spend of P2,000
Promo code: BDOBLOOMS15
For Debit Cards: Before shopping online, set your purchase limit up to a maximum of P200,000 per day! Just log in to the BDO Online app, go to More > Manage Cards > Select Debit Card > Set Daily Card Limits.
How to avail:
ONLINE for Designer Blooms Philippines
Go to www.designerblooms.com.ph and “Add to Cart” the item/s to purchase
Tap/Click on 'View Cart' Cart', input zip code and delivery date, type in the qualified BDO credit or debit card and tap/click “Verify Card”.
Select the applicable BDO promo code and click 'Apply' then proceed to 'Checkout'
Complete the required billing and delivery details and pay using a qualified BDO Credit or BDO Debit Card. Once payment is successful, Cardholder will receive an order confirmation.
Delivery address of purchases from DB Philippines (www.designerblooms.com.ph) must be within the Philippines.
IN-STORE IN THE PHILIPPINES
BDO Cardholder must charge the total amount to his/her BDO Mastercard, Visa, JCB, UnionPay or American Express Credit Card, or BDO Debit Card. Promo is valid in all Designer Blooms stores or kiosks.
Offer is open to new and existing customers of Designer Blooms and can be availed multiple times unless otherwise stated.
Offer is not applicable to items on sale.
In the event that the cardholder availed of the discount and failed to provide his/her card number for verification, Designer Blooms will request the cardholder to pay for the item in full in order to fulfill the delivery.
BPI Credit Card Promos for Shopping in October 2026
10% OFF at Sperry
Promo period
September 1, 2026 to December 31, 2026
Eligible cards
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
BPI Signature Wealth Card
Petron BPI Card
Robinsons Cashback Card, powered by Visa
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
Promo mechanics
The Promo is open to Cardholders with participating BPI Credit or Debit Cards whose accounts are active and in good standing:
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
BPI Signature Wealth Card
Petron BPI Card
Robinsons Cashback Card, powered by Visa
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
The Promo Period is from September 1, 2026 to December 31, 2026.
Participating BPI Credit and Debit Cardholders are entitled to the following exclusive offers within the Promo Period:
Get 10% off on regular priced and sale items with your BPI Credit and Debit Card.
Flexipay for qualified BPI Credit Cardholders
Up to 6 months FlexipayZero
FlexipayLater
Up to 100% Additional Bonus Madness Limit on installment purchases for qualified credit cardholders
To qualify for the offer, the Cardholder must use his or her participating BPI Credit or Debit Card to pay for his or her purchases at Merchant.
Offer should be given instantly where the purchase was made.
The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.
How to avail:
Visit any participating branch of merchant.
Use any of the participating BPI Credit or Debit Cards to pay for your purchases.
Qualified BPI Credit Cardholders may avail of up to 6 months FlexipayZero. Available installment terms: 3 and 6 months. Terms may be available for select items. Valid for a minimum installment spend of P3,000 or higher.
View the full list of participating branches here.
15% off at Stampede
Promo period
August 1, 2026 to January 31, 2027
Eligible cards
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
Petron BPI Card
Robinsons Cashback Card, powered by Visa
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
Promo mechanics
The Promo is open to Cardholders with participating BPI Credit or Debit Cards whose accounts are active and in good standing:
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
Petron BPI Card
Robinsons Cashback Card, powered by Visa
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
The Promo Period is from August 1, 2026 to January 31, 2027.
Participating BPI Credit and Debit Cardholders are entitled to the following exclusive offers within the Promo Period:
Enjoy 15% off on a minimum single receipt spend of P3,000 with your BPI Bank Credit or Debit Card.
To qualify for the offer, the Cardholder must use his or her participating BPI Credit or Debit Card to pay for his or her purchases at Merchant.
Offer should be given instantly where the purchase was made.
The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.
How to avail:
Visit any participating branch of merchant.
Use any of the participating BPI Credit or Debit Cards to pay for your purchases.
Enjoy this deal.
Participating Merchants:
Farmers Plaza: New Farmers Plaza, Araneta Center, Socorro, Quezon City, (+63927) 4305837
Riverbanks Center: Unit 3030B Riverbanks Mall A. Bonifacio Ave., Barangka Marikina City, (+63976) 1504673
15% OFF at Human Nature
Promo period
August 1, 2026 to January 31, 2027
Eligible cards
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
Petron BPI Card
Robinsons Cashback Card (Powered by Visa)
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
Promo mechanics
The Promo is open to Cardholders with participating BPI Credit or Debit Cards whose accounts are active and in good standing:
BPI Credit Cards
BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
Petron BPI Card
Robinsons Cashback Card (Powered by Visa)
BPI Free+ Card
BPI Omni Card
BPI Debit Cards
The Promo Period is from August 1, 2026 to January 31, 2027.
BPI Credit or Debit Cardholders are entitled to the following exclusive offers within the Promo Period:
Enjoy 15% off on all Human Nature products. Valid for one time use with no minimum spend requirement.
Enjoy 10% off on all Human Nature products. Valid for multiple use with no minimum spend requirement.
Customers will be required to register as Human Nature Shopper to avail of the offer.
To qualify for the offer, the Cardholder must use his or her participating BPI Credit or Debit Card to pay for his or her purchases at Merchant.
Offer should be given instantly where the purchase was made.
The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.
Promo cannot be combined with Member or Dealer discounts.
See a list of participating branches here.
Metrobank Credit Card Promos for Shopping in October 2026
10% OFF at ANTHILL Fabric Gallery

Promo period
June 1, 2026 to November 30, 2026
Eligible cards
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit and Prepaid cards in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, and Metrobank Dealer Financing.
Promo mechanics
Qualified cardholders can avail 10% OFF on all items with no minimum spend required at ANTHILL Fabric Gallery when using their Metrobank Credit, Debit and Prepaid Cards.
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit and Prepaid cards in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, and Metrobank Dealer Financing.
The promo period is from June 1, 2026 to November 30, 2026.
ANTHILL Fabric Gallery is located at Pedro Calomarde St. cor Acacia St., Gorordo Avenue, Lahug, Cebu City. For inquiries, please contact ANTHILL Fabric Gallery at (032) 328 3400 or email info@anthillfabricgallery.com.
How to avail:
The Metrobank cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.
What are the terms and conditions of the promo?
Only one (1) qualified Metrobank credit, debit or prepaid card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank Cards.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher.
The use of Metrobank Cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank Cards.
Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s card account.
Any amendment in the terms and conditions is subject to DTI approval.
The terms and conditions governing the issuance and use of Metrobank Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and ANTHILL Fabric Gallery, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).
Up to 15% OFF at Columbia Sportswear

Promo period
July 1, 2026 to December 31, 2026
Eligible cards
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit Cards and Metrobank Prepaid Cards in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, and Metrobank Dealer Financing.
Promo mechanics
Qualified Metrobank cardholders can avail 15% OFF on all regular items and additional 10% OFF on all markdown items for a minimum purchase of P5,000 at participating Columbia Sportswear using their Metrobank Cards.
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit Cards and Metrobank Prepaid Cards in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, and Metrobank Dealer Financing.
The promo runs from July 1, 2026 to December 31, 2026. No blackout dates.
The promo is available for in-store purchase at the participating Columbia Sportswear branches nationwide, including Araneta Center Gateway, Ayala Abreeza, Alabang Town Center, Ayala Centrio, Greenbelt 5, Trinoma, Festival Mall, KCC General Santos, Limketkai, Robinsons Ermita, Shangri-La Plaza, SM Aura, Bacolod, SM Baguio, SM Cebu, SM Clark, SM Davao, SM Iloilo, Legazpi, Megamall, SM North Edsa Annex, SM Seaside City Cebu, and SM Laoag, with Columbia Mitsukoshi opening soon (July 2026) and a Columbia SM Megamall Pop-up planned (TBD/September 2026).
For inquiries, please contact the participating Columbia Sportswear branch directly (contact numbers available per branch).
The Metrobank cardholder must inform the merchant that they will be availing the promo.
The Metrobank cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.
Offer is applicable for in-store purchase and straight transactions only.
A minimum spend of P5,000 is required to avail of the offer.
Customers may avail of this discount multiple times. The promotion is applicable to any single-receipt purchase made within the specified duration.
The promo is only valid on regular-priced items and cannot be combined with other promotions and discounts.
Only one (1) qualified Metrobank credit, debit or prepaid card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank Cards.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher.
The use of Metrobank Cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank Cards.
Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s card account.
Any amendment in the terms and conditions is subject to DTI approval.
30% OFF at Innovator

Promo period
August 1, 2026 to January 31, 2027
Eligible cards
Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit, and Prepaid cardholders in good credit standing only.
Promo mechanics
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard, Metrobank Debit, and Prepaid cards in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, and Metrobank Dealer Financing.
Qualified Metrobank cardholders can avail 30% OFF on all regular-priced items at participating Innovator using their Metrobank Cards
Promo is applicable to all regular-priced items.
Promo runs from August 1, 2026 to January 31, 2027. No blackout dates.
Promo is available for in-store purchase at the participating Innovator branches:
Level 2, One Ayala Mall, Ayala Ave., Makati City
G/F Virra Mall (V Mall) Greenhills, San Juan, Metro Manila
For inquiries, please contact Innovator at info@innovator.ph
How to avail:
The Metrobank cardholder must inform the merchant that they will be availing the promo.
The Metrobank cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.
Other terms and conditions apply:
Offer is applicable for in-store purchase and straight transactions only.
No minimum spend is required to avail of the offer.
Only one (1) qualified Metrobank credit, debit or prepaid card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank Cards.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promotional freebie or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher.
The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank Cards.
Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.
Any amendment in the terms and conditions is subject to DTI approval.
The terms and conditions governing the issuance and use of Metrobank Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Innovator, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
40% OFF + P1,000 CASHBACK at The Travel Club

Promo period
September 24, 2026 to October 18, 2026
Eligible cards
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage/Hype Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Platinum Mastercard, Metrobank Dealer Financing, Metrobank Debit Cards and Prepaid Cards.
Promo mechanics
The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage/Hype Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Platinum Mastercard, Metrobank Dealer Financing, Metrobank Debit Cards and Prepaid Cards.
Qualified cardholders can get 40% OFF on select luggage for every luggage traded in at The Travel Club using their Metrobank Credit Cards.
Promo is applicable to straight, 0% installment up to 12 months, and Shop Now, Pay Later up to 90 days after for a minimum single-receipt purchase of P3,000.
0% installment for 3 months for a minimum single-receipt purchase of P3,000
0% installment for 6 months for a minimum single-receipt purchase of P7,000
0% installment for 12 months for a minimum single-receipt purchase of P25,000
Cardholders can avail of the discount, 0% installment, or Shop Now, Pay Later in a single transaction.
Other installment tenors are excluded from the promo.
ADDITIONAL: P1,000 CASHBACK for a minimum single-receipt straight purchase of P15,000 storewide exclusive for Metrobank ICON, World Mastercard, Travel Signature Visa, and Travel Platinum Visa cardholders only.
The promo period varies from September 24, 2026 to October 18, 2026 in select The Travel Club branches nationwide
September 24, 2026 to September 27, 2026: The Travel Club Ayala Malls Manila Bay
September 24, 2026 to September 27, 2026: The Travel Club Eastwood
September 24, 2026 to September 27, 2026: The Travel Club Trinoma
September 24, 2026 to September 27, 2026: The Travel Club Virra Mall
October 15, 2026 to October 18, 2026: The Travel Club Festival Mall
October 15, 2026 to October 18, 2026: The Travel Club Robinsons Ermita
October 15, 2026 to October 18, 2026: The Travel Club Robinsons Magnolia
October 15, 2026 to October 18, 2026: The Travel Club Uptown Mall
For inquiries, please contact +63(2) 5 303 1234; 432 9595 local 544 or send an e-mail to thetravelclub.ph@primergrop.com.
Trade-in sale:
To qualify the cardholder must bring their old usable and in-working condition luggage (4-wheel or 2-wheel) and exchange it for special discounts on the featured products (luggage).
NO Trade-In Item, NO Discount.
Participating brands: Delsey, World Traveller, Traveler’s Choice and ACE.
Discount is valid to old luggages in the following acceptable conditions below:


Cardholder with traded in item/s is eligible to avail special discounts on featured collections/items of forty percent (40%) discount.
Discount offered is on a one (1) is to one (1) basis only.
One (1) luggage = discount on one (1) luggage only.
All traded-in luggage will be subject to inspection. The Travel Club reserves the right to determine the final condition of the traded-in items, and decision whether items are considered functional and suitable for donation.
Promo is valid for in-store transactions only.
Metrobank cardholders must trade in any luggage/bag and charge the total amount to their qualified Metrobank Card through The Travel Club’s Metrobank Point-Of-Sale Terminal.
Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.
0% Installment and Shop Now, Pay Later:
0% installment is available up to 12-month installment terms with minimum purchase applicable per term. Shop Now, Pay Later is available up to 90 days after only. Other installment tenors are not included in the promo.
All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
To further illustrate:
* If purchase is made before cut-off date, billing will be deferred for 2 months.
* If purchase is made after cut-off date, billing will be deferred for 3 months.Full installment amount purchased under the Metrobank 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.
All installment purchases are subject to the Metrobank Credit Card Terms and Conditions and all related provisions of Metrobank credit card’s 0% and Shop Now, Pay Later installment program.
All 0% instalment and Shop Now, Pay Later purchase/s are subject to Metrobank’s approval and only valid only if monthly dues are paid in full.
Cashback:
The top-up cashback is exclusive to Metrobank ICON, World Mastercard, Travel Signature Visa, and Travel Platinum Visa cardholders who meet all spend requirements, limited to one (1) cashback, per card, per day.
The cashback will not apply to declined payments or transactions made using alternative payment methods.
The cashback will be credited to the principal cardholder’s account within 60 calendar days after the end of the promo period with the description “The Travel Club Cashback 2026”.
The promo and cashback entitlement are based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled cashback.
A cardholder will be disqualified from the promo and forfeits their right to the promo rewards if his or her Metrobank credit card becomes delinquent, suspended, cancelled or terminated before the release of the cashback. Any question or dispute related to cardholder’s availment of the promo shall not be a valid reason for non-payment of cardholder’s credit card bill or outstanding balance. Metrobank will not be liable for any accrued charges to cardholder’s account.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.
The promo is not valid in conjunction with other promos of Metrobank and The Travel Club.
Unionbank Credit Card Promos for Shopping in October 2026
Enjoy 10% OFF at Lacoste

Promo period
September 16 to October 31, 2026
Eligible cards
The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), have available credit limit, on active status, with good credit standing* and who are not prohibited under applicable Gifts, Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo.
Promo mechanics
Exclusive Offer:
10% OFF for a minimum purchase of P10,000
15% OFF for a minimum purchase of P10,000 for Le Club Lacoste members
(Kindly present your membership at the cashier upon check out)Applicable to all regular-priced items, excluding Lacoste core collection (Classic Polos and L1212 Bag)
September 16 to October 31, 2026 (Mondays to Thursdays only)
Lacoste boutiques only. Digital flagship and outlet stores are not included.
All transactions must be made within the Promo Period to avail of the Promo.
The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), have available credit limit, on active status, with good credit standing* and who are not prohibited under applicable Gifts, Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo.
Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose UnionBank Credit Cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of UnionBank Credit Cards.
Promo is not applicable to packages and discounted services.
To avail of the Promo, the Cardholder must charge the total amount of purchase to his/her qualified UnionBank Issued or UnionBank Acquired Credit Card.
Only one (1) qualified UnionBank Issued or UnionBank Acquired Credit Card may be used per single-receipt transaction, and only one (1) qualified Card may be accepted per Cardholder. Splitting transactions is not allowed.
Cardholders with mandatory and government-regulated discounts have the option to choose which promo or discount to apply. In the purchase of goods and services subject to a promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
The Promo offer is inclusive of Value Added Tax (“VAT”) and subject to applicable service charges and local taxes unless otherwise specified by partner merchant.
The Promo offer is not exchangeable for cash, credit, or other goods and services.
Offers cannot be used in conjunction with other ongoing promos, offers and discounts of the partner Merchant.
By availing the Promo offer, the Cardholder is responsible for providing his/her personal information and other information that may be required to the Merchant and agrees that such information shall be subject to the confidentiality, data privacy, and security terms of the Merchant. The general terms and conditions of the Merchant apply.
UnionBank is not an agent of any of the participating merchants or outlets and makes no representation as to the quality of the products provided. All feedback regarding the quality of the products provided should be directed to the respective merchant or outlet.
This promo is subject to the following UnionBank terms and conditions: PayEasy Terms and Conditions, and 0% Installment Terms and Conditions. To access the terms and conditions, type https://www.unionbankph.com/ubinstallment into a web browser.
Eastwest Credit Card Promos for Shopping in October 2026
20% savings at Oxy Originals

Promo period
July 1, 2026 to June 30, 2027
Eligible cards
open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*.
Promo mechanics
The EastWest Perks Promo ("Promo”) is open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*.
Promo period is from July 1, 2026 to June 30, 2027.
Cardholders are entitled to enjoy 20% OFF on total purchase, online and in-store, for a minimum spend of P2,000 at Oxy Originals using their EastWest Credit Card within the promo period.
How to avail:
Online
Visit Oxy Originals’ website at www.oxyoriginals.com
Checkout by choosing Xendit, then click PAY NOW
Enter your contact information
Enter your EastWest Credit Card details
On the same page, enter the Promo code EWPERKSOXY to avail the Promo offer
Proceed to checkout. The discount will be applied automatically
Once payment is successful, customer will receive an email confirmation of his/her order and may wait for the order to arrive
In-store
Visit participating Oxy Originals branches and pay in full to avail of the Promo offer:
Alabang Town Center
Estancia Mall
Ayala Malls Feliz
Ayala Malls Manila Bay
Shangri-La Plaza
Ayala Malls TriNoma
Robinsons Manila
SM Seaside Cebu
Greenhills Mall
SM North Edsa
Splitting of transactions is not allowed.
In the purchase of goods and services on promotional discount, Senior Citizens and Persons with Disability may avail of either the promotional discount or the discount provided under the Expanded Senior Citizen Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.
The Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with any other discounts, promotions, other services, discounted items and fixed price items, unless otherwise stated.
By joining this Promo, the Cardholder confirms that he/she has read, understood and agreed to the mechanics of the Promo including, but not limited to, these terms and conditions. For any concern, inquiry on the Promo or concerns on the EastWest Credit Card Card account or Cardholder's eligibility, Cardholders may contact EastWest's 24-Hour Customer Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.
Terms and conditions indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by EastWest. Any dispute concerning the products availed with the Promo offer shall be settled directly between Cardholder and Oxy Originals. In case of disputes relating to the Promo, the decision of EastWest and Oxy Originals shall be reviewed and resolved in accordance with the Promo mechanics and rules and regulations, without prejudice to the Cardholder’s right to seek further recourse under applicable laws and regulations.
*Cardholders in good credit standing are those whose accounts are not delinquent, those not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
15% off at Meet My Feet

Promo period
July 1, 2026 to June 30, 2027
Eligible cards
open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*.
Promo mechanics
The EastWest Perks Promo ("Promo”) is open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*.
Promo period is from July 1, 2026 to June 30, 2027.
Cardholders are entitled to enjoy 15% OFF on total purchase, online and in-store, for a minimum spend of P2,000 at Meet My Feet using their EastWest Credit Card within the promo period.
How to avail:
Online
Visit Meet My Feet’s website at www.mmfkids.com
Checkout by choosing Xendit, then click PAY NOW
Enter your contact information
Enter your EastWest Credit Card details
On the same page, enter the Promo code EWPERKSMMF to avail the Promo offer
Proceed to checkout. The discount will be applied automatically
Once payment is successful, customer will receive an email confirmation of his/her order and wait for the order to arrive
In-store
Visit participating Meet My Feet branches and pay in full to avail of the Promo offer:
Alabang Town Center
Greenhills
Ayala Malls Manila Bay
Shangri-La Plaza
Ayala Malls TriNoma
Splitting of transactions is not allowed.
In the purchase of goods and services on promotional discount, Senior Citizens and Persons with Disability may avail of either the promotional discount or the discount provided under the Expanded Senior Citizen Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.
The Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with any other discounts, promotions, other services, discounted items and fixed price items, unless otherwise stated.
By joining this Promo, the Cardholder confirms that he/she has read, understood and agreed to the mechanics of the Promo including, but not limited to, these terms and conditions. For any concern, inquiry on the Promo or concerns on the EastWest Credit Card Card account or Cardholder's eligibility, Cardholders may contact EastWest's 24-Hour Customer Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.
Terms and conditions indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by EastWest. Any dispute concerning the products availed with the Promo offer shall be settled directly between Cardholder and Meet My Feet. In case of disputes relating to the Promo, the decision of EastWest and Meet My Feet shall be reviewed and resolved in accordance with the Promo mechanics and rules and regulations, without prejudice to the Cardholder’s right to seek further recourse under applicable laws and regulations.
*Cardholders in good credit standing are those whose accounts are not delinquent, those not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
P500 off at Stampede

Promo period
July 1, 2026 to June 30, 2027
Eligible cards
open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*
Promo mechanics
The EastWest Perks Promo ("Promo”) is open to all active EastWest Credit Cardholders ("Cardholder") in good credit standing*.
Promo period is from July 1, 2026 to June 30, 2027.
Cardholders are entitled to enjoy P500 OFF for a minimum single-receipt purchase of P3,000 at Stampede using their EastWest Credit Card within the Promo period.
How to avail:
In-store
Visit participating Stampede branches and pay in full to avail of the Promo offer:
RIVERBANKS CENTER: Unit 3030B Riverbanks Mall, A. Bonifacio Ave., Barangay Barangka, Marikina City 097-6150-4673
FARMERS PLAZA: New Farmers Plaza, Araneta Center, Barangay Socorro, Quezon City 092-7430-5837
Splitting of transactions is not allowed.
In the purchase of goods and services on promotional discount, Senior Citizens and Persons with Disability may avail of either the promotional discount or the discount provided under the Expanded Senior Citizen Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.
The Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with any other discounts, promotions, other services, discounted items and fixed price items, unless otherwise stated.
By joining this Promo, the Cardholder confirms that he/she has read, understood and agreed to the mechanics of the Promo including, but not limited to, these terms and conditions. For any concern, inquiry on the Promo or concerns on the EastWest Credit Card Card account or Cardholder's eligibility, Cardholders may contact EastWest's 24-Hour Customer Hotline at (+632) 8888-1700 or e-mail cards@eastwestbanker.com.
Terms and conditions indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by EastWest. Any dispute concerning the products availed with the Promo offer shall be settled directly between Cardholder and Stampede. In case of disputes relating to the Promo, the decision of EastWest and Stampede shall be reviewed and resolved in accordance with the Promo mechanics and rules and regulations, without prejudice to the Cardholder’s right to seek further recourse under applicable laws and regulations.
*Cardholders in good credit standing are those whose accounts are not delinquent, those not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen, and those who have not violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards
RCBC Credit Card Promos for Shopping in October 2026
Up to 50% OFF at ArmouryPH

Promo period
May 1 to December 31, 2026
Eligible cards
open to RCBC Premium Credit Card Principal and Supplementary cardholders whose accounts are active and in good credit standing.
Promo mechanics
The promo period is from May 1 to December 31, 2026.
The Promo is open to RCBC Premium Credit Card Principal and Supplementary cardholders whose accounts are active and in good credit standing.
Eligible RCBC Premium Credit Cards are as follows:
RCBC World Mastercard (including Hexagon Club Priority, Balesin, and The City Club)
RCBC Visa Infinite
RCBC Airmiles Visa Signature
RCBC Mastercard Platinum (including Black, Diamond, Hexagon Club Privilege, YGC Rewards Plus Black)
RCBC JCB Platinum
RCBC UnionPay Diamond
Co-Brands: ZALORA and AirAsia Platinum
Cardholders can enjoy up to 50% OFF when they shop online via armouryph.com with their RCBC Premium Credit Card and promo code RCBCPREMIUM during the promo period.
Offer is valid on participating brands: TW Steel, Luminox, Mondaine, D1 Milano, and Fonderia
Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and ArmouryPH.
In case of disputes related to the promo, the decision of RCBC Credit Cards and ArmouryPH shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.
15% OFF at Luxelle

Promo period
June 15 to December 31, 2026
Eligible cards
open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
Promo mechanics
The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
Promo period is from June 15 to December 31, 2026, at Pure Living Wellness International stores.
Cardholders can avail of 15% OFF on regular-priced items using their RCBC Credit Cards during the promo period.
Promo is not valid in conjunction with existing promotional offers of RCBC Credit Cards and Pure Living Wellness International.
In case of disputes related to the promo, the decision of RCBC Credit Cards and Pure Living Wellness International shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.
Participating branches:
G/F Glorietta 2 (across MANGO and Bershka stores) Ayala Center, Makati City
3/F The Mega Atrium – SM Megamall (across CBTL and Doughnut stores), Ortigas Center, Mandaluyong City
Chinabank Credit Card Promos for Shopping in October 2026
Buy 1, Get 1, 15% OFF at Vision Express and Eye Society

Promo period
Ongoing until December 31, 2026
Eligible cards
The Promo is open to all Chinabank Credit or Debit Cardholders ("Cardholders") whose accounts are active, current and in good credit standing*.
Promo mechanics
The Promo is open to all Chinabank Credit or Debit Cardholders ("Cardholders") whose accounts are active, current and in good credit standing*.
Promo period is until December 31, 2026.
Cardholders are entitled to the following offers when they use their Chinabank Card for payment at any Vision Express and Eye Society branch nationwide:
Buy 1, Get 1 Free Eyewear on over 50+ designer eyewear brands for a minimum single-receipt in-store purchase of P4,000
Enjoy 15% OFF on the following:
any optical single pair frame (except sunglasses and excluding super luxury brands such as Dior, Maui Jim, Rudy Project, Celine, Fendi, Linda Farrow, Atelier Brands, and Cartier.
any customized lens purchase (single pair lens)
Maxi Eyes and Bausch & Lomb contact lens
Promo is valid at any Vision Express and Eye Society branch nationwide.
The promo is not valid for online purchases.
The Promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
In the purchase of goods and services which are on promotional discount, the senior citizen can either avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act 2010, whichever is higher.
In the event that the Cardholder was able to claim the discount and was subsequently proven to have violated any of the promo mechanics and/or terms and conditions governing the use of his/her Chinabank Card, Chinabank reserves the right to charge the cost of the discount to the Cardholder's Card account.
In case of disputes related to the promo, Chinabank's decision, in concurrence with DTI, will be deemed final and non-negotiable.
The Terms and Conditions governing the issuance and use of Chinabank Credit and Debit Cards are incorporated herein by reference and made integral hereof.
By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.

Louise is your resident "go, buy it" friend. When she's not dying her hair all colors of the rainbow, she's either playing horror games or taking mirror pics.