These Banks Let You Open a Savings Account With Just One ID


( Adulting can be hard. Sometimes, you need an ID to get another ID; then, there's the thing about filling out a bajillion forms to open a bank account. Fortunately, financial institutions have adapted to changing times and beefed up their online features to allow bank enrollment without having to leave your home. Some of them also require just one ID to make things more convenient for everyone.


Also read: Skip the Queues: These Banks Let You Open Savings Accounts Online

Here are a few Philippine banks that require only one ID when enrolling a savings account:

Security Bank

Security Bank Corporation, which has been around since 1951, lets you open a savings account with just one identification card as long as it's a primary ID. You can also do this online, too, through Security Bank's website. Just tap on "Online Forms," upload the front and back photos of your valid ID, and you're good to go.

List of Primary IDs for opening a savings account at Security Bank:

  • Passport
  • Driver's License
  • Professional Regulatory Commission ID
  • Voter's ID
  • GSIS e-card
  • SSS Card
  • Senior Citizen Card
  • Unified Multipurpose ID
  • ACR / ICR
  • Integrated Bar of the Philippines ID
  • School ID
  • National Council on Disabled Affairs ID
  • Postal ID (PVC card)

Union Bank

Aside from letting you open a savings account through an app from the convenience of your own couch, Union Bank also waives the requirement for an opening deposit or maintaining balance. Plus, you need only one ID as long as it's part of their "Group A" list.

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List of Group A IDs for opening a savings account at UnionBank:

  • Passport
  • Professional Regulatory Commission (PRC) ID
  • NBI Clearance
  • GSIS e-card / GSIS ID (membership ID)
  • SSS ID/ Unified Multipurpose ID (UMID)
  • Integrated Bar of the Philippines (IBP) ID
  • School ID
  • Driver's License


GCash partnered with CIMB Bank to allow you to open and maintain an account from the GCash app. Just make sure you're above 18 years old, a fully verified GCash user, and have one government-issued ID.

List of acceptable IDs for opening an account at CIMB:

  • Driver’s License
  • Passport
  • PRC ID (issued prior to September 2019)
  • UMID
  • Postal ID
  • Voter's ID
  • SSS ID (with date of birth)
  • PhilSys ID
  • PhilHealth ID


For opening a savings account with RCBC, you only need "one valid photo-bearing government issued identification card and proof of address." This is also applicable for Time Deposit and MyWallet accounts.

List of valid IDs for opening an account at RCBC:

  • Passport
  • Seaman's Book
  • Postal ID (issued 2016)
  • Driver's License
  • National Bureau of Investigation clearance
  • SSS ID
  • UMID
  • Firearms License
  • PhilSys ID
  • PRC ID
  • IBP ID
  • Senior Citizen Card
  • National Council on Disabled Affairs (NCDA) ID
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