Scammers, You Can't Touch This.

Seriously, stay away from our hard-earned money.

PHOTO BY shutterstock ILLUSTRATION pat villarica

( Everyone loves a good deal right? I mean, why else would you stay up late every time a monthly online sale takes place. Let's face it, we probably have more messages on our phones right now from Shopee and Lazada riders than our actual acquaintances. 

But, we all know how scary the Internet can be. There's the dark web, phishing, and a ton of other unspeakable online activities. In fact, the said World Wide Web might have gotten scarier when the lockdown started with our digital activity increasing practically tenfold. Consuming content via streaming, connecting with friends long forgotten, even just the idea of buying things became easier and quicker with just a click or tap of a button. On the other side of the coin, anything easy and hassle-free also meant the act of scamming and hacking became easier as well. 

Also read:
Here's How You Can Outsmart a Phone Scammer
Use These Savage Replies the Next Time You Get a Pesky Scam Text


Here's how you can protect your hard-earned cash:


Imagine this, you're going about your day when you get a text from your bank or mobile wallet provider. Your account has just been charged an exorbitant amount of money, it states. In a panic, you call your provider in a vain attempt to get your money back but sadly, it was deemed a valid transaction. So what happened? Well, to put it bluntly, you got hacked. 

1. You might have an easy-to-guess password

Under no circumstance must you use words or numbers associated with you as your password! By doing so, you are easily giving scammers the opportunity to take your cash. Imagine, all it will take is a simple social media stalk, and boom, you're almost penniless. Instead, use a combination of alphanumeric characters and symbols as your password. The harder the combo is, the better.

2. You might have entered your details into a phishing website

In a previous article, we mentioned how scammers are getting craftier by the minute. Given today's technology, it's no surprise that they can easily replicate banking websites in order to get your information. It's quite possible that you might have fallen into this trap, thus, the hack on your account. To avoid this from happening, be sure you regularly check the URL of the website you're accessing. Websites must have an "https" and small lock icon beside the URL in order to signify their legitimacy. If those two things aren't to be found anywhere, run. 

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3. You might have been unaware of your surroundings

Remember your mom always telling you to "mind your surroundings" wherever you go? That still rings true up to this day. If you're in a public place while you read this, chances are, someone might be peeking at your phone to check on what you're looking at. Yes, we know, it's creepy but it's true. 

Seeing that everything is easily achievable online, checking out your cart can be done from wherever you are: that means using your credit card, mobile wallet, or your phone to proceed with your transaction, an activity best done away from prying eyes. But in the odd chance that you do decide to suddenly check out your cart in a public space, be sure to cover your mobile phone from prying eyes and never give out your One-Time Pin or GCash MPIN to anyone under any circumstances. Now, let's protect that dough at all costs!

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