GUIDE: How to Claim SSS Benefits for Super Typhoon Karding Survivors
Recover faster from the calamity.
(SPOT.ph) Social Security System members affected by Super Typhoon Karding can now avail of the state insurer's assistance programs to help them recover from one of the strongest storms to hit the country this year.
Starting October 7, 2022 until January 6, 2023, SSS members residing in areas placed under state of calamity due to the typhoon may avail of the state insurer's calamity loan assistance program.
What SSS benefits are available for Karding survivors?
Under this program, members can apply for a calamity loan equivalent to one monthly salary credit based on the average of their last 12 monthly salary credits or the amount they applied for, whichever is lower.
Members who will avail of this program can pay their loans for two years, or in 24 equal monthly installments, with a low-interest rate of 10% per annum and waived service fee of 1% of the loan.
Pensioners living in the same areas may also apply for a three-month advance pension, SSS said.
“We hope that through these programs, we may be able to help our affected members and pensioners recover from the adverse effects of Super Typhoon Karding,” SSS President and CEO Michael Regino said in a statement.
Who are qualified and how to apply?
SSS members and pensioners residing in the following areas declared under state of calamity due to Super Typhoon Karding may avail of the calamity loan assistance and three-month advance pension:
- Nueva Ecija
- Dingalan, Aurora
- Macabebe and Candaba in Pampanga
- San Miguel, Bulacan
- Cabangan, Zambales
- Concepcion, Tarlac
- Burdeos, General Nakar, Jomalig, Panukulan, Patnanungan, and Polilio in Quezon Province
- All other areas that may be declared under state of calamity by the National Disaster Risk Reduction and Management Council
To qualify for the calamity loan assistance, members must meet the following requirements:
- Have a registered My.SSS account on the SSS website (www.sss.gov.ph)
- Have at least 36 monthly contributions, six of which should be posted within the last 12 months prior to the month of the filing of application
- Have at least six posted monthly contributions under the current coverage/membership type prior to the month of loan application for self-employed, voluntary, non-working spouse, and land-based Overseas Filipino Worker members
- Be a resident of a declared calamity area due to Super Typhoon Karding and suffered damage or loss to property
- Have not been granted any final benefit claim such as permanent total disability or retirement
- Have no outstanding Restructured Loan or CLAP.
Pensioners who want to avail of the three-month advance pension should not have existing loans under the Pension Loan Program.
Members can apply for the calamity loan assistance program through their My.SSS account, under the Loans Section of the E-Services Tab.
Employed members who want to avail of the assistance should have their applications certified by their employers, SSS said.
If approved, the calamity loan will be credited to the members UMID card enrolled as an ATM. In its absence, the amount will be deposited to the member's enrolled bank account, which should either be in a PESONet participating bank or in a Union Bank of the Philippines Quick Card.
Pensioners who want to avail of the three-month advance loan should submit at any SSS branch an accomplished Application for Assistance Due to Calamity/Disaster certified by their barangay chairman.
In the absence of such certification from the barangay chairman, a certification from the Department of Social Welfare and Development or NDRRMC will be accepted.
The advance pension will be released through a check by the branch where the pensioner filed his or her application. If the check remains unclaimed after 10 working days, it will be mailed to the pensioner’s mailing address.
Read the full guidelines for these programs here.