Credit Card Promos and Deals When You Get the iPhone 16 Series

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(SPOT.ph) One month is a whole lot of time to decide to get Apple's iPhone 16 series. For sure you've done your research on the specs and features; and weighed in your options on which variant to get. Not to mention the budgeting.

Since pre-orders have started and the world-famous smartphone is coming in a few days, October 18, to be exact, you're currently busy looking at the best promos and discounts you can get through your credit cards. And to save you some time and effort collating everything we can find before the drop, we've listed them all below.

Also read: Apple's iOS 18 Is a Game-Changer—Here's How the New AI Features Can Help You

Check out the credit card deals and promos for the iPhone 16 series:

Power Mac Center

UnionBank

Discount: Up to P10,000 off and 0% installment; option to pay up to two (2) months later at 0% installment purchase for 24 months with UnionBank PayEasy
Duration: Valid until October 19

Security Bank

Discount: Up to 5,000 off on 0% ChargeLight or Charge Now, Pay Later Installment for 24 months
Duration: Valid on October 18 at 12:01 a.m. onwards at their midnight launch locations at Greenbelt 3, SM Mall of Asia, Robinsons Galleria Cebu, and SM Lanang

PNB

Discount: Get the iPhone 16 for as low as P1,669.39 per month and the iPhone 16 Pro for as low as P2,138.61 per month for 36 months
Duration: Valid until December 31

RCBC

Discount: Get the iPhone 16 for as low as P1,666.39 per month for 36 months and the iPhone 16 Pro for as low as P2,138.61 per month for 36 months
Duration: Valid until October 18

Home Credit

Discount: You can purchase the iPhone 16 for as low as P4,999.17 per month for 12 months; with 0% interest installment
Duration: Valid until January 31, 2025

GCash GGives

Discount: One month free on 12-month installments when you upgrade to the iPhone 16 at participating stores; no minimum spend is required. If you get the 12-month tenor option until October 18, you will be eligible for the Last Month Free promo.
Duration: Valid until October 31

Banks with up to 24 months installment: AUB, Bank of Commerce, BDO, BPI, Chinabank, EastWest, HSBC, Metrobank, PNB, PSBank, Security Bank, UnionBank/Citibank (UnionBank acquired cards).

Banks with up to 36 months (until October 18): RCBC.

You can read the full mechanics as well as their terms and conditions online through their website. Power Mac Center is also available through their official Lazada and Shopee pages.

Beyond the Box, Digital Walker

UnionBank

Discount: Up to P12,000 off on 24 months installment; get an additional 2x rewards points

Available for in-store transactions only. 

Bank of Commerce

Discount: Up to P12,000 off on three (3) and six (6) months installments; You can even get P1,000 eGC for 12 and 24 months installments

Available for in-store transactions only. 

RCBC 

Discount: Up to P12,000 off on three (3) and six (6) months installments; P1,000 eGC for 12 and 24 months installments; and you can get up to P3,000 off on 24 months installments only when you pre-order on October 14 and 16

Available for in-store transactions only. 

BPI

Discount: Up to P12,000 off on 12 and 24 months installments

Available for in-store transactions only. 

Metrobank

Discount: Up to 12,000 off on 24 months installment (12 and 24 months installments are available)

Available for in-store transactions only. 

PNB

Discount: P5,000 rebate for transactions from P55,000 to P69,999; P8,000 rebate for transactions from P70,000 and above

Available for in-store transactions only. 

EastWest

Discount: Up to P5,000 off for a minimum purchase of P55,000 when using EastWest Mastercard credit cards

Available for in-store transactions only. 

Security Bank

Discount: You can get the iPhone 16 for as low as P1,666.39 per month for 36 months; 0% interest on 26 months installment

Available for in-store transactions only. 

Banks with up to 12 months of installment: BDO, BPI, EastWest, RCBC, Security Bank, UnionBank, Bank of Commerce, PNB, and Metrobank.

Banks with up to 24 months of installment: BPI, EastWest, RCBC, Security Bank, UnionBank, Bank of Commerce, PNB, and Metrobank.

Banks with up to 36 months: BPI, RCBC, Security Bank, and Bank of Commerce.

Banks with Buy Now, Pay Later options: Buy now, pay after three (3) months on BPI, Eastwest, RCBC, and Bank of Commerce. Buy now, pay after two (2) months on Security Bank and UnionBank.

You can read the full mechanics as well as their terms and conditions online through their website. Beyond the Box is also available through their official Lazada and Shopee pages. Digital Walker is also on Lazada and Shopee.

This is for the pre-order duration (until October 17).

Price of the iPhone 16 series (according to the Apple website):

iPhone 16
128 GB — P54,990
256 GB — P61,990
512 GB — P73,990

iPhone 16 Plus
128 GB — P62,990
256 GB — P69,990
512 GB — P81,990

iPhone 16 Pro
128 GB — P69,990
256 GB — P76,990
512 GB — P88,990
1TB — P100,990

iPhone 16 Pro Max
256 GB — P84,990
512 GB — P96,990
1TB — P108,990

Do take note that prices may vary depending on where you buy it. 

Apple also has a flagship store in Lazada and Shopee. You can also check out more of Apple's offerings online through their website.

Also read:
Pastel Colors, USB-C, Specs + More: Apple Unveils the iPhone 15
FIRST LOOK: The iPhone 15 Series Is Now in the Philippines

Links are updated regularly and as much as possible but note that products can run out of stock, discounts can expire, and listed prices can change without prior notice.

For more discounts and deals, check out Spot's exclusive vouchers.