(SPOT.ph) You're missing out on a lot if you aren't familiarizing yourself with the perks your credit card entitles you to. From several dining promos to shopping discounts, your credit card can also offer travel perks such as complimentary access to airport lounges—which is always useful if you want to relax befor a flight. In this guide, we list down the different credit cards in the Philippines and their respective airport lounge access and other travel-related benefits.
Also read:
The SPOT.ph Guide to Airport Lounges at NAIA
These Credit Cards Have Access to Over 1,000 Airport Lounges Worldwide
Credit cards in the Philippines with airport lounge access:
Bank of the Philippine Islands (BPI)
BPI Platinum Rewards Card
Airport lounge benefits: Access to over 1,300 airport lounges worldwide, a complimentary Priority Pass membership, and four free lounge passes annually.
More travel benefits: Free travel insurance, purchase protection, and 0% installment on airline tickets for up to six months.
BPI Signature Card
Airport lounge benefits: Complimentary access at PAGSS (Philippine Airport Ground Support Solutions, Inc.) at NAIA Terminal 1 and Terminal 3 for the cardholder and one travel companion.
More travel benefits: Airport meet and greet immigration services, airport transfer program, and low foreign exchange conversion rate.
Banco De Oro Unibank, Inc. (BDO)
BDO Platinum Mastercard Credit Card
Airport lounge benefits: Complimentary Priority Pass membership and two complimentary airport lounge visits that can be used in airport lounges worldwide.
More travel benefits: Free travel insurance and inconvenience coverage, and e-commerce purchase protection.
BDO Titanium Mastercard Credit Card
Airport lounge benefits: Complimentary Priority Pass membership and two complimentary airport lounge visits that can be used in airport lounges worldwide.
More travel benefits: Free travel insurance and inconvenience coverage, and e-commerce purchase protection.
BDO World Elite Mastercard
Airport lounge benefits: Complimentary Priority Pass membership, 10 lounge access—four of which may be shared with a travel companion, and access to 1,300+ airport lounges in over 148 countries.
More travel benefits: Travel insurance, a complimentary Airport Limo service per year, and preferential rates on first-glass ground transportation.
BDO Visa Platinum
Airport lounge benefits: Free Priority Pass membership
More travel benefits: Travel insurance
American Express Explorer Credit Card
Airport lounge benefits: Complimentary access to Marhaba lounge at NAIA Terminals 1 and 3 (until June 30, 2024).
More travel benefits: Save up to 30% on hotels via Booking.com, complimentary access to the Sixt rent-a-car loyalty program, travel insurance, and purchase protection.
American Express Platinum Credit Card
Airport lounge benefits: Complimentary access to Marhaba lounge at NAIA Terminals 1 and 3 (until June 30, 2024).
More travel benefits: Two-year complimentary Tablet Plus membership, discounts of up to 30% off on hotels via Booking.com, complimentary access to the Sixt rent-a-car loyalty program, 10% savings on Rentalcars.com, 10% savings on Hertz, 15% savings on Avis, travel insurance, and purchase protection.
BDO Diners Club International
Airport lounge benefits: Free airport lounge access annually to more than 1,3000 Diners Club airport lounges worldwide.
More travel benefits: Travel insurance and free global Wi-Fi in over 200 countries
Diners Club Premiere
Airport lounge benefits: Two free airport lounge access annually to more than 1,3000 Diners Club airport lounges worldwide.
More travel benefits: Travel insurance and free global Wi-Fi in over 200 countries.
Metrobank
Metrobank World Mastercard
Airport lounge benefits: Two complimentary airport lounge access annually via Dragon Pass.
Philippine National Bank (PNB)
PNB-PAL Mabuhay Miles World Mastercard
Airport lounge benefits: One free lounge access via LoungeKey.
More travel benefits: Year-round PAL online discount, priority check-in at PAL Business Class counters, Mabuhay Miles welcome gift, and an additional 10,000 Mabuhay Miles when you reach P100,000 of PAL transactions within a year of card issuance.
Also read:
How to Get Access to Philippine Airlines' Mabuhay Lounge
Get Access to More Than 1,400 Airport Lounges Worldwide With This Membership Program
Rizal Commercial Banking Corporation (RCBC)
JCB Platinum
Airport lounge benefits: Complimentary use of LoungeKey services at select JCB lounges worldwide and unlimited free access to PAGGS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Earn more points and get access to JCB Plaza lounges in Japan; 20% discount on car rental services, free travel insurance; and free purchase protection.
Visa Platinum
Airport lounge benefits: Complimentary Priority Pass membership, unlimited free access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance, free purchse protection, and has PREFERRED AIRMILESS points program that earns free flights fast.
RCBC Gold Credit Card
Airport lounge benefits: Access to PAGGS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Visa Infinite Credit Card
Airport lounge benefits: Complimentary Priority Pass membership, unlimited free access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC World Mastercard
Airport lounge benefits: Complimentary Priority Pass membership, unlimited free access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Black Card Platinum Mastercard
Airport lounge benefits: Unlimited free access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Diamond Card Platinum Mastercard
Airport lounge benefits: Unlimited free access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Hexagon Club Priority World Mastercard
Airport lounge benefits: Complimentary Priority Pass membership and access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Hexagon Club Platinum Mastercard
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC UnionPay Diamond Card
Airport lounge benefits: Complimentary access to PAGSS at NAIA Terminal 1 and 3 for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Flex Gold Visa
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
YGC Rewards Plus RCBC Credit Card
Airport lounge benefits: Access to Marhaba or Skyview Airport Lounge for the cardholder and one travel companion.
More travel benefits: Free travel insurance and free purchase protection.
RCBC JCB Gold Credit Card
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Flex Visa
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Mastercard Classic Credit Card
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC JCB Classic Credit Card
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Landmark Anson’s Mastercard
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
Phoenix RCBC Mastercard
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
RCBC Mango Mastercard
Airport lounge benefits: Access to PAGSS at NAIA Terminal 1 and 3.
More travel benefits: Free travel insurance and free purchase protection.
Security Bank
Cashback Platinum
Airport lounge benefits: Unlimited access to Marhaba Lounge at NAIA Terminals 1 and 2 (U.S. $17 for cardholder, U.S. $19 for each companion).
Gold Mastercard
Airport lounge benefits: Unlimited access to Marhaba Lounge at NAIA Terminals 1 and 2 (USD $17 for cardholder, USD $19 for each companion).
Platinum Mastercard
Airport lounge benefits: Free access to A Lounge, Marhaba Lounge, and PAGSS Lounge; and two complimentary airport lounge access to over 1,300 airport lounges worldwide annually.
More travel benefits: Free travel insurance.
World Mastercard
Airport lounge benefits: Airport lounge benefits: Free access to A Lounge, Marhaba Lounge, and PAGSS Lounge; and six complimentary airport lounge access to over 1,300 airport lounges worldwide annually.
More travel benefits: Free travel insurance.
UnionBank
UnionBank Miles+ Visa Signature Credit Card
Airport lounge benefits: VIP lounge access at select lounges, both local and international; a free DragonPass membership; and two complimentary visits per membership.
More travel benefits: Never-expiring miles, redeeming airline miles as cash credits, up to P1 million in insurance coverage, and a complimentary 30-day purchase protection.
UnionBank Miles+ World Mastercard
Airport lounge benefits: VIP lounge access at select lounges, both local and international; a free DragonPass membership; and two complimentary visits per membership.
More travel benefits: Never-expiring miles, redeeming airline miles as cash credits, up to P1 million in insurance coverage, and a complimentary 30-day purchase protection.
Cebu Pacific Platinum Credit Card
Airport lounge benefits: Free access to Marhaba lounge at NAIA Terminal 1 and 3 and free access to PAGSS at the following airports: NAIA Terminal 1 and 3, Francisco Bangoy International Airport (International and Domestic), and Puerto Princesa International Airport (International and Domestic).
More travel benefits: Free travel insurance, early alerts to Cebu Pacific seat sales, and earning Go Rewards points for airplane trips booked through Cebu Pacific.
UnionBank Miles+ Platinum Visa Card
Airport lounge benefits: Free access to Marhaba lounge at NAIA Terminal 1 and 3 and free access to PAGSS at the following airports: NAIA Terminal 1 and 3, Francisco Bangoy International Airport (International and Domestic), and Puerto Princesa International Airport (International and Domestic).
More travel benefits: Visa payWave, free travel insurance, earning points from travel-related purchases, and redeeming Miles+ points as cashback, airline miles, or fee waivers.
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