Credit Cards With Free Access to the PAGSS Premium Airport Lounge

Updated as of June 3, 1:30 p.m.

Editor's Note: As of May 1, 2025, the PAGSS Premium Lounge at Ninoy Aquino International Airport (NAIA) Terminal 3 can no longer be accessed using credit card lifestyle perks.

(SPOT.ph) If you own a premium credit card or traveling with someone who does, you don't have to settle for expensive food and drinks at the airport; nor do you need to endure the stiff metal chairs and benches if you need to take a nap. You can always opt to get comfy at an airport lounge prior to boarding the plane. 

One of the famous airport lounges in the Philippines is the Philippine Airport and Ground Services, which is a leading ground-handling company in the Philippines. In this guide, you'll know if you can get into the premium airport lounge for free and what are the benefits of having access to it.

Also read:
Philippine Credit Cards That Can Give You Airport Lounge Access
This NAIA Airport Lounge Has a Buffet, Free-Flowing Coffee + More

List of credit cards with complimentary access to the PAGSS Airport Lounge:

AUB

Credit Card/s & Airport Lounge Access:

• AUB Platinum Mastercard (Cardholder Only)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
• Ninoy Aquino International Airport Terminal 3
• Ninoy Aquino International Airport Terminal Domestic
• Clark International Airport (Both Domestic & International Departures)
• Davao International Airport (Both Domestic & International Departures)
• Puerto Princesa International Airport

BDO

Credit Card/s & Airport Lounge Access:

• American Express® Explorer™ Credit Card (Cardholder Only)
• American Express® Platinum Credit Card (Cardholder + 1 Guest)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
• Ninoy Aquino International Airport Terminal 3

Important Notes:

• The Cardmember, and guest(s)/travel companion(s), is entitled a maximum of four (4) hours stay in the Lounge upon lounge registration. In excess of four (4) hours, the Cardmember shall be charged PHP100 per head for every additional one (1) hour which will be paid using the Cardmember’s BDO-issued American Express Card.
• A Cardmember will only be allowed to avail of the complimentary lounge access ONCE within a 24-hour period, starting from the time of entry. In case there is a flight delay or for any reason, lounge re-entry of the Cardmember will be charged to the Cardmember, even if the Cardmember has not fully utilized the four-hour lounge access maximum stay.
• Only children age five (5) years old and below (with or without seats) are allowed to enter the airport lounge free of charge and will not be counted as guest of the Cardmember

BPI

Credit Card/s and Airport Lounge Access:

• BPI Visa Signature Credit Card (Principal and Supplementary Cardholders + 1 Guest)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
• Ninoy Aquino International Airport Terminal 3

Important Notes:

• The NAIA 1 and NAIA 3 PAGSS access is available to qualified BPI Visa Signature cardholders with international flights.
• Only children age two (2) years old and below (with or without seats) are allowed to enter the airport lounge free of charge and will not be counted as guest of the cardholder.

Metrobank

Credit Card/s and Airport Lounge Access:

• Metrobank Travel Signature Visa Credit Card (Cardholder Only)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
  Ninoy Aquino International Airport Terminal 3 (International and Domestic)
  Davao International Airport (International and Domestic)
  Puerto Princesa International Airport

Important Notes:

• Each entry is entitled for Lounge use for a maximum of six (6) hours from the time the check-in counter opens.
• Children under seven years of age are allowed to enter the airport lounge free of charge and will not be counted as guests of the cardholder.

RCBC

Credit Card/s and Airport Lounge Access:

• RCBC World Mastercard (including Hexagon Priority, Balesin & The City Club) (Cardholder + 1 Guest)
• RCBC Visa Infinite (Cardholder + 1 Guest)
• RCBC Visa Platinum (Cardholder + 1 Guest)
• RCBC Mastercard Platinum (Cardholder Only)
• RCBC JCB Platinum (Cardholder + 1 Guest)
• RCBC UPI Diamond (Cardholder + 1 Guest)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
• Ninoy Aquino International Airport Terminal 3

Security Bank

Credit Card/s and Airport Lounge Access:

• Security Bank Platinum Credit Card (Principal and Supplementary Cardholders Only)
• Security Bank World Credit Card (Principal and Supplementary Cardholders Only)
• Security Bank Corporate Credit Card (Principal and Supplementary Cardholders Only)

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1
• Ninoy Aquino International Airport Terminal 3
• Francisco Bangoy/ Davao International Airport (International)
• Puerto Princesa International Airport

Important Notes:

• PAGSS Lounges will charge an additional fee if Security Bank cardholder exceeds the six (6) hours.
  

• Only lounges for international flights are included in the free unlimited access.

UnionBank

Credit Card/s and Airport Lounge Access:

• UnionBank Platinum Mastercard Credit
• UnionBank Gold Visa Credit
• UnionBank Platinum Visa Credit
• UnionBank Miles+ Platinum Visa Credit
• UnionBank Cebu Pacific Visa Credit
• UnionBank Go Rewards Platinum Visa Credit
• UnionBank Corporate Visa Credit
• UnionBank Platinum Visa Debit

PAGSS Airport Lounge Locations:

• Ninoy Aquino International Airport Terminal 1 (Cardholder Only)
• Ninoy Aquino International Airport Terminal 3 (Cardholder Only)
• Francisco Bangoy/ Davao International Airport (International and Domestic, Cardholder Only)
• Puerto Princesa International Airport (International and Domestic, Cardholder Only)

Important Notes:

• Cardholder can enjoy unlimited entry to the PAGSS Premium Lounges and use of the following amenities and facilities six (6) hours from the time counters open.

Amenities and services at the PAGSS Airport Lounge:

If you find airport food too expensive and you have an accredited credit card to enter PAGSS, the lounges have a food buffet with finger food, rice meals, pasta or noodles, congees, bread, and dessert. There are also hot beverages such as coffee, and cold drinks such as juices, soda, and beer. For those who have pre-travel jitters, the lounge has free-flowing wine and liquor at your disposal.

Similar to the Marhaba Lounge, the PAGSS Lounge at NAIA has a window bar table with tall chairs. This area has a great view of the airport runway where you can see the aircraft vehicles arrive and depart.

If you want to take a nap, PAGSS has cushioned seats that will lessen the likelihood of a stiff neck. These seats even have nearby charging ports so you can charge your devices.  Don't worry, you can sleep peacefully without being cautious of your bags because you can leave your stuff in the lounge's luggage area.

For those who need to freshen up or unload before boarding the plane, the lounge's comfort rooms are well-maintained. They have shower rooms if you need to take a bath, too.

Where can you find the PAGSS Airport Lounge:

PAGSS has five premium airport lounges in the Philippines:

• NAIA Terminal 1: Airside - East Concourse next to Gate 7
• NAIA Terminal 3: International Departure Area - Level 4
• Clark International Airport: 2/F International Pre-Departure Area
• Davao International Airport: 2/F International Departure Wing and 2/F Domestic Departure Wing
• Puerto Princesa International Airport: Mezzanine Floor of the Passenger Terminal Building

All PAGSS Lounges can be accessed after checking in and completing all pre-departure formalities. After a short registration at the lounge's concierge, visitors can stay in the lounge for a maximum of three hours only. 

Operating hours:

• PAGSS Premium Lounge NAIA Terminal 1: 2 a.m. to 12 a.m. daily
• PAGSS Premium Lounge NAIA Terminal 3: 5 a.m. to 12 a.m. on Monday, Tuesday, Thursday, and Saturday; and 6 a.m. to 12 a.m. on Wednesday, Friday, and Sunday
• PAGSS Premium Lounge Clark International: For Monday and Tuesday: 12 a.m. to 12:00 p.m., 2 p.m. to 8:30 p.m., and 10 p.m. to 12 a.m.; For Wednesday, Thursday, and Sunday: 12 a.m. to 3 a.m., 7 a.m. to 12 p.m., 2 p.m. to 8:30 p.m., and 10 p.m. to 12 a.m.; and For Friday and Saturday: 12 a.m. to 12 p.m., 2 p.m. to 8:30 p.m., and 10 p.m. - 12 a.m.
• PAGSS Premium Lounge Davao Francisco Bangoy International Airport: 9 a.m. to 6 p.m. daily
• PAGSS Lounge Puerto Princesa International Airport: 11 a.m. to 8 p.m. daily, except Tuesday (closed)

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